Essential Exchange Insurance Services

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Essential Exchange Insurance Services I help Families, Business Owners and Medicare Beneficiaries navigate their health insurance options. Hello! Think of me as your health plan concierge.

My name is Cathy Little with Essential Exchange Insurance Services. I’m a licensed insurance agent with 25+ years of experience. I’m passionate about helping people choose the health plan that best fits their situation, year after year. My service and expertise are absolutely no cost to you. As an independent agent, I work for you and my service is year-round, so if you have a question just call me. My job is to educate you and present you with all of the available options so that you can make good decisions about your healthcare and rest assured nothing has been overlooked. I proudly serve as a volunteer executive board member of the California Agents and Health Insurance Professionals, Golden Gate Chapter, (CAHIP-GG.org) we are a professional trade association that monitors healthcare legislation affecting those on Medicare, individuals and small businesses and we proactively advocate for consumers and clients. Medicare Disclaimer: We do not offer every plan available in your area. Currently we represent 12 organizations which offer 65+ products in California. Please contact Medicare.gov, 1-800-MEDICARE to get information on all of your options. CA License # 0C99062

Nearly nine out of 10 adults struggle with health literacy at some point — an unsurprising statistic given how confusing...
10/13/2026

Nearly nine out of 10 adults struggle with health literacy at some point — an unsurprising statistic given how confusing many health-related documents can be.

This Health Literacy Month, we’re helping bridge this common knowledge gap by providing an overview of three key documents.

Have more detailed questions about your health coverage or benefits? Reach out today, and we will help you make sense of it.

When a life insurance policy pays a death benefit, beneficiaries may have more than one way to receive the funds. Unders...
10/12/2026

When a life insurance policy pays a death benefit, beneficiaries may have more than one way to receive the funds. Understanding the available settlement options can help individuals choose an approach that aligns with their financial goals, income needs, and long-term plans. Swipe to learn more.

Every financial situation is unique, and the right settlement option will depend on individual needs and objectives. If you have questions about life insurance settlement options or would like guidance on your choices, contact our team today. We're happy to help.

Medicare coverage includes more than doctor visits, prescriptions and hospital stays. There are a variety of additional ...
10/09/2026

Medicare coverage includes more than doctor visits, prescriptions and hospital stays. There are a variety of additional services and preventive benefits that may be available, depending on your coverage and medical needs. Swipe through to learn more.

If you have questions about what your Medicare coverage may include, contact us today. We are here to help you better understand your options and benefits.

Adding heart health food choices to your diet is easy. Small choices today can lead to a healthier heart tomorrow.
10/08/2026

Adding heart health food choices to your diet is easy. Small choices today can lead to a healthier heart tomorrow.

Understanding Medicare is one thing, but knowing how to make the most of your benefits is another. If you're enrolled in...
10/07/2026

Understanding Medicare is one thing, but knowing how to make the most of your benefits is another. If you're enrolled in Medicare or preparing to use your coverage for the first time, swipe through for some important ways to maximize your benefits and avoid common mistakes.

If you have questions about your Medicare coverage or would like help reviewing your options, contact us today. We're here to help you make confident, informed Medicare decisions.

Life insurance needs change as life does, and that's where laddering comes in. Life insurance laddering can allow you to...
10/05/2026

Life insurance needs change as life does, and that's where laddering comes in. Life insurance laddering can allow you to align your coverage with your evolving financial responsibilities. Swipe through to learn more.

If you're interested in discussing life insurance laddering or wondering if it's the right approach for you, give us a call. We are happy to help.

Enrolling in Medicare is an important milestone, but your next steps are just as important. Taking a few simple actions ...
10/02/2026

Enrolling in Medicare is an important milestone, but your next steps are just as important. Taking a few simple actions now can help you get the most from your coverage and avoid costly surprises later. Swipe to learn more.

If you have questions about your new coverage, benefits, or next steps, contact us today. We are here to help you make the most of your Medicare plan.

October is Breast Cancer Awareness Month, making it the perfect time to review a few key facts and statistics about earl...
10/01/2026

October is Breast Cancer Awareness Month, making it the perfect time to review a few key facts and statistics about early screening. Breast cancer remains one of the most common cancers in the U.S., and early detection through routine screenings can make a meaningful difference.

Swipe for a few important facts and statistics to keep in mind.

As a reminder, many health insurance plans cover preventive screenings at little or no cost, making it easier to take an active role in your health. And, if you're not sure whether your plan covers preventive breast cancer screenings, our team is happy to help. Please do not hesitate to reach out with any questions.

Marketplace Open Enrollment begins November 1st, but current enrollees can begin their reviews as soon as October 1st. ...
09/30/2026

Marketplace Open Enrollment begins November 1st, but current enrollees can begin their reviews as soon as October 1st.
Whether you're looking to keep your current health plan, switch to something better, or find coverage for the first time, a little preparation now can make the process a whole lot smoother.

Swipe through for the key dates to know and a few steps to help you feel more prepared.

Navigating health insurance options can feel overwhelming, and we are here to help make sure you go into this enrollment period feeling informed and confident. So, if you'd like help reviewing your options or have questions about what plan might be the right fit, please don't hesitate to reach out to our team.

Maintaining flexibility is important to aging well. Here are a few easy stretches you can incorporate into your daily r...
09/29/2026

Maintaining flexibility is important to aging well. Here are a few easy stretches you can incorporate into your daily routine.

Address

Brentwood, CA

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 3pm

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