Farmers Insurance Jennifer Hammack Agency

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Farmers Insurance Jennifer Hammack Agency Veteran🇺🇸 Farmers Agent EsT in 2022~
2023 Farmers Blue Vase Award
2025 Best of Business/BZ Award
2025 Farmers Prime Agency Award
2026 Farmers Prime Agency

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10/31/2026

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We are happy to announce that we are now serving Idaho residents for home,auto,life and small business.Welcome Idaho!!  ...
10/27/2026

We are happy to announce that we are now serving Idaho residents for home,auto,life and small business.
Welcome Idaho!!
No serving Montana,Oregon and Idaho.

Welcome to Home Insurance 101Last week we talked auto. This week the home.Your home declarations page is the policy's qu...
10/26/2026

Welcome to Home Insurance 101
Last week we talked auto. This week the home.

Your home declarations page is the policy's quick-reference sheet. It shows the insured, property address, policy dates, coverage limits, deductibles, premium, and often endorsements and mortgage information. A great page to print and keep on hand

Coverage A -Dwelling
Covers the insured dwelling and attached structures, such as an attached garage, for covered causes of loss. Not to be confused with selling price.

Coverage B ~ Other Structures
Covers eligible structures on the insured premises that are not attached to the house.
Examples: A detached garage, storage shed, fence, gazebo, or workshop.

Coverage C ~ Personal Property
Covers eligible personal belongings, subject to the policy's covered-loss requirements and limitations.
Examples: Furniture, clothing, televisions, kitchen appliances that aren't built in, and other household possessions

Coverage D ~ Loss of Use
Helps pay eligible additional living expenses when a covered loss makes the home unfit to live in.
Examples: Hotel bills, additional meal costs, and other necessary increases in living expenses while the home is being repaired

Coverage E ~ Personal Liability
Can protect an insured against covered claims for bodily injury or property damage to others when the insured is legally responsible.
Examples: A visitor is injured because of a covered negligent condition. The insured's dog injures a visitor, subject to policy terms and exclusions.

Coverage F ~ Medical Payments to Others
Can pay eligible medical expenses for someone injured under circumstances covered by this section, often without requiring proof that the insured was legally liable.
Examples: A guest trips on the property and needs medical attention

Important: A $500,000 Coverage A limit does not mean the home would sell for $500,000. It is intended to address the insured dwelling's covered rebuilding exposure, subject to the policy's settlement provisions and limits

Thank you for attending my
Home Insurance 101

Tomorrow we will cover terms like replacement cost Vs actual cash value
and important questions to ask when purchasing a home!🏠 😘😉

A beautiful morning to write some Life Insurance!
10/24/2026

A beautiful morning to write some Life Insurance!

Let’s talk insurance!Auto Coverage 101Bodily Injury This is the most important number for protecting yourself and your i...
10/23/2026

Let’s talk insurance!
Auto Coverage 101

Bodily Injury
This is the most important number for protecting yourself and your interests.
This is the amount your coverage pays out to the other guy when he ends up with medical bills because you caused an accident. 250/500 or 500/500 is recommended for homeowners. The first number is the payout per person and the second number is payout per accident. Don’t get sued!

Property Damage
This number is the amount your insurance will pay if you damage any property in an accident. Think stop signs, fences, buildings etc.

Un or Under Insured Motorists
This protects you and your riders if you are hit by someone that does not carry any or enough coverage to cover your medical bills…pretty important!
Lots of people lower this coverage to save money. Not advisable.

Deductible
This is the amount you pay up front to fix your auto in an accident, then insurance pays

Comprehensive
This is anything other than collision. Deer strike, garage burns your car, mice chew electrical etc
Collision
self explanatory 😊

Thank you for participating in
Auto Coverage, 101!
Give us a call with Questions
406-924-4812

Have a nice weekend ❤️

Have you scheduled an FFR lately?Farmers Friendly Review helps keep us on the same page! Come in, have some coffee and l...
10/15/2026

Have you scheduled an FFR lately?
Farmers Friendly Review helps keep us on the same page! Come in, have some coffee and let’s look over your policies.
Communication is the key to any successful relationship. If we aren’t seeing and talking about the same things, how can this work?

❤️I love the time I spend one on one, with my customers. Call today for your appointment 406-924-4812

Not a customer yet? Bring in your policy and let’s take a look!

P.S. Saturdays always include beef tallow donuts 🍩 FYI

See you back on Tuesday!
10/11/2026

See you back on Tuesday!

Desperado, why don't you come to your senses?You been out ridin' fences for so long now…Oh, you're a hard oneBut I know ...
10/07/2026

Desperado, why don't you come to your senses?
You been out ridin' fences for so long now…
Oh, you're a hard one
But I know that you've got your reasons
These things that are pleasin' you
Can hurt you somehow…

What on your playlist this fall?
Tune into Farmers…
Jennifer Hammack Agency
406-924-4812



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Got employees?If you are a small business owner, and have employees, why pay your Workers Comp through the state?At Farm...
10/03/2026

Got employees?
If you are a small business owner, and have employees, why pay your Workers Comp through the state?
At Farmers Insurance, we are likely to save you money year after year.
~ and we are easy to work with.
Just a few quick questions and we have your WC quote ready!
Why not invest in another small business~for your business?

Call today 406-924-4812
Jennifer Hammack Agency

Address

145 Mill Town Loop Unit B
Bozeman, MT
59718

Opening Hours

Monday 9am - 5:30pm
Tuesday 9am - 5:30pm
Wednesday 9am - 5:30pm
Thursday 9am - 5:30pm
Friday 9am - 5:30pm

Telephone

+14069244812

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