Ruby Hales VA Loan Specialist

Ruby Hales VA Loan Specialist I am a Mortgage Loan Originator who specializes in VA loans, but i have do all kinds of mortgages. I am a loan officer with UMortgage that loves to help people!

My passion is helping people and my life experiences have lead me to helping people have stability and grow generational wealth. One of the best days ever is sitting with a client who has just signed all the documents for their new home! Their excited, you’re excited and they know that moving day is almost here. Buying a home isn’t a easy adventure, but it is so worth it! If you’ve thought about b

uying, but you don’t know where to start, send me a PM and I’ll get you a First Time Home Buyer packet that I’ve put together. Building wealth with real estate is how I help my community. NMLS 1691837 DRE 10734736-NMLO UMortgage NMLS 1457759

06/08/2026

Jobs Report Surprised to the Upside
Friday’s BLS Jobs Report came in significantly stronger than expected.
Some of the key headlines:
• 172,000 jobs added vs. 85,000 expected
• Unemployment held steady at 4.3%
• March and April revisions added an additional 93,000 jobs
• Markets reacted negatively, causing rates to move higher
However, the deeper data told a more complicated story:
• Full-time jobs declined by 79,000
• Part-time jobs increased by 266,000
• Long-term unemployment reached its highest level since 2021
• Average unemployment duration also reached its highest level since 2021
The takeaway: The headline numbers appeared strong, but there are still signs of weakness developing beneath the surface.

05/30/2026
Meli and her marker strikes again!
05/24/2026

Meli and her marker strikes again!

This Saturday! Come and check out this beautiful home. Hosted by Chase Housley and I’ll be there to help with any financ...
05/19/2026

This Saturday! Come and check out this beautiful home. Hosted by Chase Housley and I’ll be there to help with any financing questions you may have. 11-2

Address

1075 South 500 West
Bountiful, UT
84010

Opening Hours

Monday 9am - 8pm
Tuesday 9am - 8pm
Wednesday 9am - 8pm
Thursday 9am - 8pm
Friday 9am - 8pm
Saturday 9am - 8pm

Telephone

+13856269885

Website

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