Ruby Hales VA Loan Specialist

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Ruby Hales VA Loan Specialist I am a Mortgage Loan Originator who specializes in VA loans, but i have do all kinds of mortgages. Buying a home isn’t a easy adventure, but it is so worth it!

My passion is helping people and my life experiences have lead me to helping people have stability and grow generational wealth. I am a loan officer with Nexa Lending that loves to help people! One of the best days ever is sitting with a client who has just signed all the documents for their new home! Their excited, you’re excited and they know that moving day is almost here. If you’ve thought about buying, but you don’t know where to start, send me a PM and I’ll get you a First Time Home Buyer packet that I’ve put together. Building wealth with real estate is how I help my community. NMLS 1691837 DRE 10734736-NMLO NEXA Lending NMLS 1660690

I’ve thought about this beautiful lady all day. Thirty three years since she passed through the veil. Thirty three years...
10/31/2026

I’ve thought about this beautiful lady all day. Thirty three years since she passed through the veil. Thirty three years since I woke up on that Saturday morning and didn’t hear her breathing.

I’m now four years older than you were when it was your time to go. I can’t imagine the things you thought and the fears you must’ve had at leaving us. You were so strong, Mama. I’m so proud of the lady you are. You taught me well in the short time we had together and I am so grateful for your example.

I look at my boys and Pumpkin and I know you would’ve loved on them like they needed and deserved to be loved on.

It’s a shame for us, but I know that we will see you again.

My annual advice to all who have their parents on this side of the veil, call them. Record their voice and them if you can. Love them while they’re here because there will come a day when you will ache to hear their voice one more time and the silence that meets you is deafening.

10/18/2026
This is for adults too.
10/13/2026

This is for adults too.

09/25/2026

This cute home is listed at $379,000 and has 2 bedrooms and one bath. If you’ve been looking for a place to call your own or an investment property in SLC this could be it! Newer roof, plumbing, electrical and paint inside and outside. Also zoned residential-on-commercial.

Not bad considering that they were delayed over an hour. Thanks to Utah’s bonkers weather.
09/19/2026

Not bad considering that they were delayed over an hour. Thanks to Utah’s bonkers weather.

Good thing I can still originate mortgages from my booster seat.
09/09/2026

Good thing I can still originate mortgages from my booster seat.

Address

1075 South 500 West
Bountiful, UT
84010

Opening Hours

Monday 9am - 8pm
Tuesday 9am - 8pm
Wednesday 9am - 8pm
Thursday 9am - 8pm
Friday 9am - 8pm
Saturday 9am - 8pm

Telephone

+13856269885

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