Kyle Koller - UMortgage

Kyle Koller - UMortgage Kyle Koller, Branch Manager of UMortgage
We offer mortgage loans at a revolutionary wholesale price No origination fees. NO garbage fees here!

As a full service mortgage broker, UMortgage has many lending options that allow us to find the best loan at the lowest overall cost and best rate for our clients. Please contact me to find out how much I can save you! Kyle Koller NMLS 1492122
UMortgage LLC NMLS ID: 1457759
Texas Notice for Texas Consumers - https://www.umortgage.com/licensing

Direct Cell: 801-687-2018

Great work Levi Jansen and Windsor Underwriting / UMortgage processing team!  4 borrowers involved, tight timeline, and ...
05/28/2026

Great work Levi Jansen and Windsor Underwriting / UMortgage processing team! 4 borrowers involved, tight timeline, and a lot of moving pieces, but we got it done quickly and smoothly.

Files with multiple borrowers can get complicated fast with coordinating documents, communication, and timelines, but that’s where having the right team matters. Everyone stayed on top of it, communicated well, and helped make the process feel seamless from start to finish. Really proud of how this one came together.

05/26/2026

Market update: There might actually be some good news brewing for mortgage rates. A lot of the recent pressure was tied to uncertainty around oil and global events, and as some of that starts calming down, it could create a better setup moving forward. Doesn't mean rates suddenly wake up at 5%, but mortgage rates usually take the stairs, not the elevator. Sometimes the first signs show up before everyone starts talking about them. If you're waiting for the "perfect time," keep paying attention because things can change fast.

05/26/2026

I respond so fast that the stairs are undefeated.

05/21/2026
02/03/2026

Thinking about using your home’s equity? A HELOAN or home equity loan, and a HELOC or home equity line of credit, work very differently. In this new video, I’m breaking down how each option affects payments, flexibility, and long-term planning so you can choose with confidence. Check it out.

12/30/2025

A client came to me after being declined by another lender because they had recently gone 1099. The income was solid, but the file was not structured correctly. We reviewed the business model, analyzed bank statements, coordinated with the CPA, and used the right qualifying approach to reflect true cash flow. The client was able to move forward without waiting years. This is a reminder that knowing the guidelines is one thing. Knowing how to apply them correctly is what gets deals done.

12/11/2025
12/11/2025

Fast offers and tight timelines are defining Utah’s hottest cities. I’ll be sharing the 10 hottest cities in Utah and how homebuyers can get ahead of the competition.

Address

Bountiful, UT
19103

Opening Hours

Monday 8:30am - 5:30pm
Tuesday 8:30am - 5:30pm
Wednesday 8:30am - 5:30pm
Thursday 8:30am - 5:30pm
Friday 8:30am - 5:30pm

Telephone

+18016872018

Website

http://www.kylemylender.com/

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