Paradise Coast Mortgage

05/19/2026

Why is summer a good time to purchase a home in SWFL? 😀

05/11/2026

The results are in! 🥳 We had so much fun sponsoring this Mother's Day giveaway alongside Robert Klein Realtor. Watching that wheel spin was the highlight of our week! Huge congratulations to Amber Dotson! 🌸✨ Thank you to everyone who entered and shared their stories with us. We love being part of this community!

05/10/2026

🩷 From our paradise to yours—Happy Mother’s Day! 🌴 Today we’re celebrating the women who make life feel like a day at the beach. Thank you for everything you do to make our community shine. 🌞

04/15/2026

https://www.mortgagenewsdaily.com/markets/mortgage-rates-04142026

Mortgage rates had their best day of the month so far with the top tier 30yr fixed rate falling 0.08% for the average lender to the lowest levels in exactly 4 weeks. Today's improvement is a bit bigger than today's bond market movement would suggest. The discrepancy is due to timing. Bonds w...

04/11/2026

🩷🌟Celebrate Mom with the ultimate Southwest Florida experience! 🌟🩷

Paradise Coast Mortgage and Robert Klein Realtor are teaming up to give one lucky winner a Sunset Dinner Cruise for two aboard the iconic Naples Princess! 🛳️✨
Imagine toasted sunsets, delicious dining, and cruising the calm waters of Naples — the perfect way to honor a special Mother in your life (or yourself!).
HOW TO ENTER:
1️⃣ Fill out the entry form here: https://forms.gle/FSHSM2C53pTbVvvY9
2️⃣ Bonus Entry: Follow both Paradise Coast Mortgage and Robert Klein Realtor on Facebook for a second chance to win!
The lucky winner will be drawn live on Facebook on Mother’s Day, May 10th.
Don’t miss out on making this Mother's Day unforgettable. Good luck! 🥂

04/11/2026

The average 30-year fixed rate mortgage rate dropped to 6.37% from 6.46% last week, while 15-year rates dropped to 5.74% from 5.77%, according to Freddie Mac.

03/23/2026

This is the kind of graphic realtors post to make renting look like you lit your paycheck on fire.

That’s a nice sales tactic.

It’s not a full financial analysis.

The median existing home price in February 2026 was $398,000.

At today’s average 30 year mortgage rate of 6.22%, a buyer putting 5% down is looking at roughly $2,321 per month in principal and interest alone.

That doesn’t include property taxes, homeowners insurance, PMI, HOA fees, repairs, or maintenance.

Then add closing costs. The CFPB says buyers should typically expect 2% to 5% of the purchase price in closing costs, not including the down payment.

On a $398,000 home, that’s about $7,960 to $19,900 before you even get the keys.

And once you own it, the meter doesn’t stop. CFPB says homeowners also need to budget for taxes, insurance, maintenance, repairs, and other ongoing costs.

Fannie Mae says a common rule of thumb is to budget 1% to 4% of the home’s value per year for maintenance and repairs. On a $398,000 house, that’s roughly $3,980 to $15,920 a year.

So no, renting is not automatically “throwing money away.”

Sometimes renting is the smarter move because it protects your cash flow, keeps you out of high interest debt, and stops you from buying a house you can’t actually afford to carry.

The real question isn’t whether a renter “lost” money.

It’s whether buying would’ve improved their net worth after mortgage interest, closing costs, taxes, insurance, and maintenance.

That coffee stained receipt graphic conveniently leaves all of that out.

03/08/2026

03/08/2026

Come see me today at the beautiful Palmira Golf Community. Huge price reduction! Located on hole #3 of the Ibis course.

02/25/2026

Improving affordability is giving buyers more options. In Florida and nationwide, more homes now fall within reach of median-income households, new research shows.