Gretchen Shelton, Loan Originator NMLS # 1401135

Gretchen Shelton, Loan Originator NMLS # 1401135 Loan Officer NMLS #1401135
Corp NMLS # 238143 Premier Lending, Inc.
135850 Ballantyne Corp Pl, Ste 380 CLT, NC 28277 Branch NMLS # 1500631. is a licensed lender.

Gretchen Shelton
FL, GA & NC NMLS #1401135
5629 Strand Blvd. Suite 404 | Naples, FL

As a licensed mortgage originator, I am dedicated to helping you achieve your dream of home ownership while keeping you informed throughout the mortgage process. Whether you are ready to apply today, or simply need help to understand how much house you can afford, I am ready to help! I take pride in providing qua

lity service and a wide array of mortgage options at competitive rates while tailoring the experience to your unique needs. Rest assured, closing on your home loan, on time, is my top priority! The Views Expressed are my own and do not necessarily reflect those of American Financial Network, Inc. American Financial Network, Inc. is licensed by the New Jersey Residential
Mortgage Lender Branch License, Florida Mortgage Lender Servicer Branch License (MLDB5604), Georgia Mortgage Lender License/Registration (38586), North Carolina Mortgage Branch License (L-158766- 171), under the Nationwide Mortgage Licensing System (NMLS), unique identifier of #237341. Refer to www.nmlsconsumeraccess.org and input NMLS #237341 to see where American Financial
Network, Inc. In all states, the principal licensed office of American Financial Network, Inc. is 10 Pointe Drive, Suite 330, Brea, CA 92821; Phone: (714) 831-4000 (NMLS ID #237341). This is not an offer for extension of credit or commitment to lend. All loans must satisfy company underwriting guidelines. Not all applicants qualify. Information and pricing are subject to change at any time and without notice. The content in this advertisement is for informational purposes only. Products not available in all areas.

TODAY AT 1PM - You’re invited! 🎨✨Want to learn how to create eye-catching graphics, social posts, and marketing pieces t...
02/13/2026

TODAY AT 1PM - You’re invited! 🎨✨

Want to learn how to create eye-catching graphics, social posts, and marketing pieces that help grow your brand? Join us TODAY at 1 PM for our live Canva training session with Premier Lending!

We’ll be sharing simple tips, creative ideas, and step-by-step guidance to help you elevate your business presence using Canva.

🗓 Today
⏰ 1:00 PM – 2:00 PM
💻 Join here: https://zoom.us/j/93444843805

Hope to see you there!
Gretchen Shelton & Devin Dubuc

Same dollars… completely different impact.One of the biggest misconceptions I see right now?Buyers focus on the lowest p...
02/12/2026

Same dollars… completely different impact.

One of the biggest misconceptions I see right now?

Buyers focus on the lowest price…
When what they really need to look at is the lowest payment.

Let me show you why 👇

If a seller offers $10,000 in credits, you have options.

You could:
✔️ Lower the purchase price
OR
✔️ Use those funds to buy down your interest rate

And here’s the truth most people don’t realize…

A small rate reduction can lower your monthly payment significantly — often more than a small price reduction ever would.

That’s why I always walk my clients through both scenarios.

Because I’m not here to just get you to closing.
I’m here to guide you home confidently, strategically, and with a plan that supports your long-term goals.

If you want to see a real example with numbers, comment CREDITS and I’ll break it down for you.

Your favorite Loan Advisor - Gretchen 💜

Is it just me or is February in Naples literally the best month of the year? ☀️ Even if we are all currently bundled up ...
02/04/2026

Is it just me or is February in Naples literally the best month of the year? ☀️ Even if we are all currently bundled up in our sweaters and cardigans (hey, 60 degrees is a total cold snap for us!) the sun is out and it feels so crisp and wonderful. The humidity is finally hiding, and there is SO much happening: I swear my calendar is already screaming at me!

I’m definitely planning on checking out Cars on 5th this weekend: mostly to see the shiny things, but let’s be real, I’m mostly there for the people watching and the snacks. 🏎️ Rufus and Dottie genuinely believe the whole event is just a giant meet-and-greet for them specifically. Apparently, they’re the real celebrities of downtown. Note to self: bring extra treats so they don’t get too "diva" on me.

I feel like there’s a new festival or market every time I turn a corner lately! Between the art shows and the local food events, I’m trying to narrow down my "must-dos" for the rest of the month.

What are you guys hitting up this February? Any hidden gem festivals or community events I shouldn’t miss? Drop your favorites below so I can add them to my list! 👇

🐶🐾💕

01/30/2026

I know marketing can feel overwhelming, especially when business feels unpredictable.

I’m hosting a free Zoom training on February 13th called Grow Your Brand with Canva to help simplify content creation and make showing up feel easier.

If you’d like to join, here’s the link: https://luma.com/hkp061nm

Merry Christmas to all of my clients and their families!To everyone who trusted me with their business this year — and t...
12/25/2025

Merry Christmas to all of my clients and their families!

To everyone who trusted me with their business this year — and to those we’ll serve in the year ahead — thank you.

Grateful for you all.

06/06/2024

Say Goodbye to Rent Hikes with a Fixed-Rate Mortgage! 💸

Tired of unpredictable yearly rent hikes? With a fixed-rate mortgage, you can enjoy stable and predictable monthly payments, making budgeting a breeze. Imagine the peace of mind that comes with knowing your housing costs won’t change year after year. Stability in your housing costs? Priceless. 🌟

🔑 Ready to embrace financial stability and make your homeownership dreams come true? Contact me today to explore your mortgage options!

M: 239-784-3377
E: [email protected]

NMLS #1401135 | Company NMLS ID #30998

❌ Denied a Pre-Approval? Here Are 4 Common Reasons:1️⃣ Insufficient Income: Verify and provide accurate income documenta...
06/03/2024

❌ Denied a Pre-Approval? Here Are 4 Common Reasons:

1️⃣ Insufficient Income: Verify and provide accurate income documentation.
2️⃣ High Debt-to-Income Ratio: Work on reducing your outstanding debts.
3️⃣ Low Credit Score: Ensure your credit score meets the lender's requirements.
4️⃣ Insufficient Assets: Ensure you have enough assets to cover the mortgage and ongoing expenses.

Don't let these obstacles hold you back! Contact me, Gretchen, for more tips and personalized help to get pre-approved. Let's make your homeownership dreams a reality! 🏡✨

M: 239-784-3377
E: [email protected]

NMLS #1401135 | Company NMLS ID #30998

05/31/2024

✨ Imagine the freedom to paint, decorate, and renovate exactly how you want. Your dream home is within reach!

Let’s turn your vision into reality. Contact me today, and together, we’ll find the perfect home for you.

Contact me now and start your journey to a home that’s truly yours!
M: 239-784-3377
E: [email protected]

NMLS #1401135 | Company NMLS ID #30998

05/28/2024

🧩 Feeling Puzzled by Your Debt-to-Income Ratio? 🧩

Trying to calculate your debt-to-income ratio for a mortgage application can feel like solving a Rubik's Cube blindfolded. You might be close, but a little expert help can make all the difference!

💡 Expert Guidance: Let me help you navigate the complexities of your mortgage application with ease.

📊 Clear Calculations: Together, we can accurately determine your debt-to-income ratio and ensure you're on the right track.

🏡 Smooth Journey: Make your mortgage journey a breeze with professional assistance every step of the way.

Feeling puzzled? Contact me today for personalized guidance and turn your homeownership dreams into reality!

M: 239-784-3377
E: [email protected]

NMLS #1401135 | Company NMLS ID #30998

05/26/2024

🏡 Selling Your Home While Buying a New One? Let's Make It Seamless! 🌟

Navigating the process of selling and buying simultaneously can be daunting, but with the right strategy, it can be smooth and exciting. Here's how to do it:

1️⃣ Get Pre-Approved: Start by securing pre-approval for a mortgage. It shows sellers you're a serious buyer and sets a clear budget for your new home.

2️⃣ Coordinate Timelines: Align the sale of your current home with the purchase of your new one to minimize the gap between closing dates. A rent-back agreement with your buyers can give you extra time.

3️⃣ Explore Bridge Financing: Consider bridge loans or home equity lines of credit to cover the gap between selling and buying. These short-term solutions can help fund your down payment before your current home sells.

4️⃣ Use Contingency Offers: Make your offer on a new home contingent on the sale of your current one. This can protect you from the financial strain of carrying two mortgages.

5️⃣ Partner with a Pro: Work with a knowledgeable real estate agent and mortgage professional like me, Gretchen, to navigate the complexities of buying and selling at the same time.

Ready to make your real estate dreams a reality?

Contact me today for expert guidance and pre-approval. Let's ensure your transition is smooth and successful!

M: 239-784-3377
E: [email protected]

NMLS #1401135 | Company NMLS ID #30998

05/25/2024

🏡 Ready to Invest in Your Future? 🏡

Unlike rent, which offers no return, buying a home is a powerful long-term investment. Here’s why:

📈 Value Appreciation: Property values generally increase over time, so your home can grow in value while you enjoy living in it.

💰 Build Equity: Each mortgage payment increases your equity, boosting your net worth and providing financial stability.

🔑 Financial Security: Homeownership offers a sense of security and a solid foundation for your financial future.

Make the smart move today and invest in your future! Contact me to get started on your journey to homeownership.

M: 239-784-3377
E: [email protected]

NMLS #1401135 | Company NMLS ID #30998

Address

Naples, FL
34110

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm

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