09/25/2026
Did you know you can have a first position HELOC in Texas?
Most homeowners don't, and it can change how you pay off your home.
It's called the All In One Loan™. It combines your mortgage and your checking account into one account. Your paychecks go in and start working against your principal right away. Your equity also stays liquid, so you can reach it when life happens.
In short:
You could pay down your principal faster
Your equity stays available, not locked up in your house
You have one account instead of juggling several
It isn't the right fit for everyone. For the right homeowner, though, it's one of the smartest tools out there. If you're curious whether it makes sense for you, call or text me at 210-801-8814 and we'll run the numbers together.
I'm licensed in Texas, California, Arizona and Florida.
Rosemary Walding, Sr. Loan Officer | NMLS #1077645
CMG Mortgage, Inc. dba CMG Home Loans | NMLS #1820
Equal Housing Opportunity. Not a commitment to lend. All loans subject to credit approval.