Barren Hill Mortgage LLC

08/26/2026

Not all mortgages are the same. As a broker, I can compare multiple lenders to help find the option that makes the most sense for you.

Buying or refinancing? Send me a message and let’s talk.

08/25/2026

Home loans don’t have to be complicated. I’m here to make the process simple from start to finish.

08/23/2026

08/16/2026

Most people assume an investment property is harder to finance than a primary home. That isn’t always true.

With certain investor loans, the property’s rental income can be used to qualify instead of relying on your personal income or tax returns. This can be especially helpful if you’re self-employed, own multiple properties or take a lot of business deductions.

You’ll typically need more money down, but the income qualification can actually be much simpler.

I broke it all down in my newest blog post:

https://barrenhillmortgage.com/blog/why-investment-properties-can-be-easier-to-finance-in-pennsylvania

If you’re looking at a rental property and want me to run the numbers, give me a call or send me a message.

Andrew Haff
215-266-7167
Barren Hill Mortgage LLC
NMLS #2825420 | NMLS #1979618

DSCR loans Pennsylvania, investment property mortgage, rental property loans, no tax return investment loan, DSCR loans Pennsylvania, investment

08/12/2026

Self-employed income does not always fit neatly into a traditional mortgage application.

If your tax returns do not reflect the real strength of your business, you may still have options—including bank-statement, 1099, P&L, asset-depletion and DSCR programs.

I put together a guide explaining how these programs work, who they may help and what self-employed borrowers should prepare before applying.

Read the full article: https://barrenhillmortgage.com/blog/self-employed-and-buying-a-home-here-are-the-mortgage-options-you-may-not-know-about

Barren Hill Mortgage LLC
Andrew Haff | NMLS #1979618
215-266-7167

Self-employed and buying a home in Pennsylvania? Learn how conventional, FHA, bank-statement, 1099, P&L, asset-depletion and DSCR loans work.

08/10/2026

New 5 ⭐️ Review on Google. We are always so thrilled when a customer takes the time out of their day to leave us a review. Thanks Lorraine!

08/10/2026

How is one buyer being quoted 6.75% while someone on Reddit says they just locked 5.75%?

Usually, the missing detail is somewhere in the fine print:

• Discount points
• Builder incentives
• A temporary 2-1 buydown
• VA or FHA financing
• An adjustable rate
• A shorter rate lock
• A completely different borrower profile

The lowest rate does not always mean the lowest-cost mortgage.

I broke down exactly how these offers work, what buyers should compare and how seller concessions may help in today’s Philadelphia-area market.

Read the full article: https://barrenhillmortgage.com/blog/how-are-buyers-getting-mortgage-rates-in-the-5s-in-2026

Barren Hill Mortgage LLC | NMLS #2825420
Andrew Haff | NMLS #1979618

Seeing mortgage rates in the 5s while averages hover near 6.69%? Learn how points, buydowns, VA loans and builder incentives affect the real cost.

07/21/2026

Think Bigger Than Four Units.

Looking at a 5–8 unit apartment building? Financing may be more accessible than you think.

At Barren Hill Mortgage, we offer financing solutions designed for small multifamily investors, with features that may include:

✅ Up to 80% financing available on qualifying properties
✅ Fixed and adjustable rate options
✅ Purchase & refinance programs
✅ Streamlined documentation options for eligible borrowers
✅ Financing for both new and experienced investors

Whether you’re purchasing your first apartment building or expanding your real estate portfolio, we’ll help you explore the financing options that fit your investment goals.

07/04/2026

Happy 4th of July! 250 years!

06/21/2026

Happy Father’s Day to all the dads, stepdads, grandfathers, and father figures who show up every day for their families.

Whether you’re teaching life lessons, coaching from the sidelines, fixing things around the house, or simply being there when it matters most, today is for you.

Wishing you a day filled with family, laughter, and appreciation.