Bryan Kerswell - NMLS 1539398 - Fairway IMC

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Bryan Kerswell - NMLS 1539398 - Fairway IMC

Fairway Home Mortgage, NMLS # 2289. Bryan Kerswell, NMLS 1539398.

10/29/2026

5.0 star review received on Experience.com for Bryan Kerswell by Daniel A - Bryan made the process very smooth and was pleasant to work with throughout!

Read more: https://experience.com/reviews/bryan-kerswell-153475/c86580df-e78d-4dfe-99ed-3a73f153f04c?V=1793278016&utm_source=facebook&utm_medium=autopost&utm_content=13789312

10/28/2026

Halloween week calls for a few homebuying horror stories. 👻

Getting pre-approved is only part of the journey. Your financial picture still matters all the way through closing, which means a new car, a furniture shopping spree, a large unexplained deposit, a job change, or a missed payment could create some unwanted plot twists.

The good news? Most of these scares are avoidable. Before making a major financial move while you’re under contract, check in with your loan officer first. A quick conversation can help you understand whether it could affect your financing and keep things moving toward closing.

Save the scares for Halloween, not your mortgage process. 🎃

10/23/2026

An inspection and an appraisal may happen around the same time in the homebuying process, but they serve two very different purposes. 🔍

A home inspection focuses on the condition of the property, helping uncover potential issues or repairs. An appraisal focuses on the home’s value, giving the lender an independent opinion of whether the property supports the loan.

One helps you better understand the home you’re buying. The other helps determine what it’s worth.

Knowing what to expect at each step can make the homebuying process feel a whole lot easier to navigate. 📋

Have questions about what happens between an accepted offer and closing? Let’s talk!

10/22/2026

Spring gets a lot of attention when it comes to buying a home, but it isn’t the only time to make a move. 🍂

As the busy spring and summer seasons wind down, the fall market can look a little different. Depending on your local market, buyers may encounter less competition, motivated sellers, or simply a different selection of homes.

But the calendar shouldn’t be the only thing deciding when you buy. Your financial situation, goals, timeline, and readiness matter too.

If homeownership is on your mind, don’t automatically put your plans on hold until spring. Exploring your options now can help you understand what makes sense for you, whether you buy this fall or prepare for the months ahead. 🔑

10/21/2026

A lower rate could open the door to more possibilities for your next home! 🏡

For a limited time, Fairway is offering reduced interest rates on eligible conventional Adjustable-Rate Mortgage (ARM) loans, giving qualified homebuyers an opportunity to explore lower initial monthly payments and potentially more buying power.

An ARM offers an initial fixed-rate period before the interest rate can adjust, making it an option worth considering depending on your homeownership goals.

This special offer is available for eligible loans locked on or before December 31, 2026.

If you're planning your next move, now could be a great time to explore your options. Let's connect and see whether an ARM could be the right fit for you! 🔑

*Offer available on eligible conventional loans only. Loans must be locked on or before December 31, 2026. All loans are subject to credit and property approval. Rates, terms, and program availability are subject to change. Additional restrictions may apply.*

10/15/2026

5.0 star review received on Experience.com for Bryan Kerswell by Isabel F - Even in the most stressful moments, Bryan was very communicative and stayed confident in me as a customer. Because of that, I think it was a great experience overall.

Read more: https://experience.com/reviews/bryan-kerswell-153475/8bb2fc4f-3644-4014-9dee-6c86e6100708?V=1792077549&utm_source=facebook&utm_medium=autopost&utm_content=13750522

10/14/2026

When something this good comes across your desk, you make the call. 📞👀

Fairway’s Budget Booster is giving eligible homebuyers a little extra breathing room with a 0.50% lower interest rate for the first 12 months of their mortgage.

That means a lower monthly principal and interest payment during your first year of homeownership, when moving expenses, furniture, projects, and all those little costs of settling in can start adding up.

And there’s still time to take advantage of it!

To be eligible for this Budget Booster promotion:
🏡 Submit your loan application
📝 Have a purchase contract on your new home
🔒 Lock your interest rate by December 31, 2026
🔑 Close by February 28, 2027

After the first 12 months, the interest rate returns to the original note rate for the remainder of the loan term.

If buying a home is on your radar, now is a great time to see if Budget Booster could be part of your homebuying plan. Reach out to learn more about eligibility and your options!

10/12/2026

There’s something about your first fall in a home that’s yours. 🍂

Decorating the porch. Having friends over. Slow mornings at home. Handing out Halloween candy from your own front door. Watching the leaves change outside your window. Creating traditions without even realizing they’re becoming traditions.

Homeownership is about more than four walls. It’s having a space to make your own, gather your favorite people, and create the everyday moments that make it feel like home.

Here’s to that “this is home” fall feeling. 🤎

10/09/2026

Holiday shopping season is almost here, but if buying a home is on your radar, think before you swipe. 💳

Opening a new credit card, financing a big purchase, increasing your balances, or taking on a new monthly payment can change your financial picture and potentially affect your homebuying plans.

That doesn’t mean you have to skip the holiday fun. It just means being mindful of the financial moves you make while preparing to buy or working toward closing.

Before making a big purchase or opening new credit, check in with your loan officer. A quick conversation now could help keep your homebuying plans on track through the holiday season. 🎁

10/07/2026

There’s no single “perfect” time to buy a home. The right time depends on your finances, your goals, and what makes sense for your life. 🔑

Waiting for the perfect interest rate or the perfect market can mean putting your plans on hold for something that’s difficult to predict. Instead, it can be more helpful to understand what your options look like today.

You may have heard the phrase “marry the house, date the rate.” If rates change in the future, refinancing may be an option depending on your circumstances. And programs like Fairway’s Cash Guarantee may help eligible buyers strengthen their offer when they find the right home.

If homeownership has been on your mind, you don’t have to wait for the market to feel “perfect” to start the conversation.

Let’s explore your options and see what makes sense for you. 🏡

Address

7900 International Drive, Suite 655
Bloomington, MN
55425

Website

https://www.ApplyWithBryan.com/

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