Bryan Kerswell - NMLS 1539398 - Fairway IMC

Bryan Kerswell - NMLS 1539398 - Fairway IMC Fairway Home Mortgage, NMLS # 2289. Bryan Kerswell, NMLS 1539398.

Fall is officially here, and a new season is a great excuse for a financial reset. 🍂If buying a home is somewhere on you...
09/09/2026

Fall is officially here, and a new season is a great excuse for a financial reset. 🍂

If buying a home is somewhere on your radar, whether that's in the next few months or further down the road, there are things you can start working on now.

Review your credit. Build your savings. Pay down debt where you can. Explore down payment assistance programs. And most importantly, start asking questions before you think you’re “ready.”

You don't need to have everything figured out before talking with a lender. Starting the conversation early can help you understand where you stand, what options may be available, and what steps make sense for your goals.

New season, new goals. Let's make a plan. 📋

Today we celebrate the hard work, dedication, and commitment that help keep our communities moving forward. 🇺🇸Whether yo...
09/07/2026

Today we celebrate the hard work, dedication, and commitment that help keep our communities moving forward. 🇺🇸

Whether you’re spending the day relaxing, gathering with family and friends, or simply enjoying a well deserved break, we hope you have a safe and restful Labor Day.

Here’s to all the people whose work makes a difference every day. 💙

Your credit score doesn’t have to be perfect before you start thinking about homeownership. 📊Different loan programs hav...
09/04/2026

Your credit score doesn’t have to be perfect before you start thinking about homeownership. 📊

Different loan programs have different requirements, and lenders look at more than just one number when reviewing your financial picture.

Even if your credit isn’t exactly where you’d like it to be, don’t automatically count yourself out. You may have options available now, or your lender can help you understand what steps to focus on so you can work toward your homebuying goals.

The first step isn’t having perfect credit. It’s knowing where you stand. 🔑

09/02/2026

Tired of renting? You officially have my attention. 👀

If homeownership has been on your mind, you don’t have to wait until you have everything perfectly figured out to start exploring your options.

A conversation with a lender can help you understand your buying power, what financing options may be available, and what steps you can take to prepare for your next move.

You might be closer to trading rent payments for a place of your own than you think. 🔑

08/20/2026

🚨BIG Changes in Place for Condo Guidelines🚨

Key Changes
🏬 Expanded Project Reviews: Lenders will be required to review more information
about the HOA's financial health, insurance, deferred maintenance, and reserve funding.
🏢 Insurance Requirements: Greater attention will be given to master insurance policies,
deductibles, replacement cost coverage, and adequate loss assessment provisions.
🏘️ Critical Repairs & Deferred Maintenance: Projects with significant structural issues,
safety concerns, or unfunded major repairs may become ineligible until deficiencies are
addressed.
🏬 Reserve Funding: HOAs with weak reserves or no long-term reserve planning may face
additional review or financing restrictions.
🏢 Special Assessments: Pending or recently approved special assessments will receive
greater scrutiny to determine whether they indicate broader financial concerns.
🏘️ Documentation: Expect additional HOA questionnaires and project documentation,
which could lengthen approval times.

5.0 star review received on Experience.com for Bryan Kerswell by Kelsey L - Bryan was amazing at communicating on the st...
08/01/2026

5.0 star review received on Experience.com for Bryan Kerswell by Kelsey L - Bryan was amazing at communicating on the status of everything throughout the whole loan process, and would often reach out to check in and give any updates. He worked hard to get us the best rate available and kept things easy to understand. He made it fun and easy! So thankful our realtor referred us to him and would absolutely work with him again!

Read more: https://experience.com/reviews/bryan-kerswell-153475/1acba34c-8570-4a2e-b1d6-1a81798e8fc2?V=1785616112&utm_source=facebook&utm_medium=autopost&utm_content=13376837

5.0 star review received on Experience.com for Bryan Kerswell by Sara R - Went about and beyond to get the approval we n...
07/31/2026

5.0 star review received on Experience.com for Bryan Kerswell by Sara R - Went about and beyond to get the approval we needed after various changes came up throughout the process.

Click to see all 321 reviews of Bryan Kerswell, Loan Officer | NMLS # 1539398

Address

7900 International Drive, Suite 655
Bloomington, MN
55425

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