David Gibbs, NMLS: 1459772

David Gibbs, NMLS: 1459772 I’m David Gibbs, NMLS: 1459772, Loan Officer with PrimeLending, a national mortgage lender making the home loan process simple.

PrimeLending NMLS ID: 13649

I’m David Gibbs, NMLS: 1459772, Loan Officer with PrimeLending, a national mortgage lender making the home loan process simple. At PrimeLending, we are Home Loans Made Simple®. For over three decades, we have helped people buy, refinance and renovate their homes. PrimeLending’s loan officers give customers personal attention and explain their options every step of the

way. We have straightforward processes, user-friendly mobile applications and step-by-step communication to keep our customers informed and feeling at ease. We lock, approve and close loans quickly, and earn our customers’ trust with our reliable service. PrimeLending loan officers help customers choose from a wide array of loan products, like fixed and adjustable rate mortgages, FHA and VA loans, jumbo loans, refinancing options, renovation loans and relocation programs. The views expressed on this site are those of the individual author and do not necessarily represent those of Hilltop Holdings, PlainsCapital Corporation or its subsidiaries. primelending.com/legal

Equal Housing Lender

06/01/2026

Buying, moving, or taking another look at your mortgage? I can get you the answers you need to make the best decision for you. DM to explore all your options.

Happy National Homeownership Month!

House hunting gets a lot easier when you know your budget upfront. You can shop with a clear plan, stay focused on what ...
05/13/2026

House hunting gets a lot easier when you know your budget upfront. You can shop with a clear plan, stay focused on what fits, and move quickly when the right home comes along.
Let’s run your numbers or get you pre-approved* https://www.primelending.com/about-us/contact
*Pre-approval means credit has been pulled and an AUS has returned eligible. A pre-approval does not signify that underwriting requirements have been met. All loans subject to final credit approval and acceptable property. Conditions and restrictions may apply.

Closing fast matters. So does knowing what you’re walking into. A home inspection gives you a clearer look at the home’s...
05/12/2026

Closing fast matters. So does knowing what you’re walking into. A home inspection gives you a clearer look at the home’s condition, possible repairs, and anything that could affect your decision before you get to the closing table. My job is to help you move quickly while keeping the process clear, informed, and on track. You don’t have to choose between speed and smart decision-making. Send me a message if you want expert guidance through every step of the homebuying process.

If you’ve earned VA loan benefits, they could make buying a home more affordable. For qualified Veterans and active-duty...
05/11/2026

If you’ve earned VA loan benefits, they could make buying a home more affordable. For qualified Veterans and active-duty service members, a VA loan can offer advantages like no down payment, no private mortgage insurance,* and no VA lender fees.** This can help lower how much cash you need upfront and make your budget go further. DM me to see how your VA loan benefit could help you get into a home.
*There is an up front funding fee that takes the place of mortgage insurance. **All lender closing costs such as origination, processing, underwriting, and closing will be waived, borrower is still responsible for third party fees such as VA funding fee, title, and appraisal etc. Down payment waiver is based on VA eligibility. Must apply for loan by 6/30/2026. Savings only applies to direct originations made by PrimeLending for first mortgage purchase or refinance transactions, and is not available on brokered loans. Only one offer per loan transaction is available, and savings cannot be combined with any other offer, discount, or bond program. Savings will reflect on Closing Disclosure at closing. Subject to credit approval.

Can't wait to get these guys outside.
05/08/2026

Can't wait to get these guys outside.

PITI is the full picture of your monthly mortgage payment. It stands for principal, interest, taxes, and insurance.That’...
05/05/2026

PITI is the full picture of your monthly mortgage payment. It stands for principal, interest, taxes, and insurance.
That’s important because a lot of first-time buyers look at the home price first, but your monthly payment is what needs to fit your life and your budget.
Once you understand your PITI, it gets easier to narrow your price range, plan with more confidence, and move forward with a clearer idea of what you can afford.
DM me to run your numbers.

I just found out that for a 3rd yr. in a row I am a top producing Loan Officer with the Minnesota Housing Finance Agency...
05/01/2026

I just found out that for a 3rd yr. in a row I am a top producing Loan Officer with the Minnesota Housing Finance Agency. There programs focus on providing down payment and closing cost assistance to low to moderate income people and families that want to buy a home all across Minnesota.
If you know someone who thinks owning a home is not possible for them please connect them with me. There is nothing more satisfying than helping people who have been told "no" before get approved for a home loan.

04/30/2026

Buying a home comes with a lot of decisions, and the right guidance can make the process feel a lot simpler.
Since 1986, PrimeLending has helped homeowners navigate changing markets and evolving loan options. I'm proud to be part of a company that has continued to grow with the industry, so I can bring you the level of expertise you expect.
Planning your next move? Let's talk.

Wondering why you should buy if a mortgage payment costs the same as your rent? Here's what you could be missing out on....
04/29/2026

Wondering why you should buy if a mortgage payment costs the same as your rent? Here's what you could be missing out on.
When home prices rise, so does home value. That's an asset owners can tap into later. When your rent increases, it just means a bigger auto-pay amount is leaving your account on the first of the month.
Now, imagine what a home purchased today could be worth a year from now if home values keep climbing. Not to mention no more "landlord specials".
Buying a home is easier when you know what you're doing. Reach out and we can map out your gameplan together.

Buying your first home should feel like a step forward, not a puzzle you have to solve by yourself. With the right guida...
04/24/2026

Buying your first home should feel like a step forward, not a puzzle you have to solve by yourself. With the right guidance, the process becomes much clearer. I'll walk you through each step, explain what matters, and make sure you always know what's coming next. The goal is simple, help you feel confident in your decisions from our first conversation to the closing table. Ready to start the journey? Let's talk about your next steps.

Address

8201 Norman Center Drive, Suite 230
Bloomington, MN
55437

Telephone

+16515296333

Website

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