Denny Bennett Mortgage Expert

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Denny Bennett Mortgage Expert I love to make people happy! I am a SVP of Mortgage Lending at Guaranteed Rate Affinity
NMLS 543275| GRA NMLS 1598647

At Guaranteed Rate Affinity, we provide the best experience possible, featuring low rates, fantastic customer service and a fast, simple process!

10/15/2026

Beware of the maxed-out credit card monster. High credit card balances could increase your credit utilization, which may affect your credit score, and ultimately, your mortgage qualification.

When you’re approaching closing, watch your spending and avoid giving this homebuying horror anything else to feed on.
https://myoc.io/denzbenzgra/Fj0TG



NMLS # 543275

The latest housing data showed mixed results. Sales increased in the South and West regions, held steady in the Midwest ...
10/14/2026

The latest housing data showed mixed results. Sales increased in the South and West regions, held steady in the Midwest and declined in the Northeast compared to August. All four regions showed a year-over-year decline in sales, but many buyers are still entering contracts and available inventory is up to 1.60 million homes.

Let’s talk if you’re looking to head to the offer table with some serious leverage.
https://myoc.io/denzbenzgra/zsqQF



NMLS # 543275

10/12/2026

Running multiple businesses, or juggling income that shifts by the month or the client? Standard income documentation doesn't always fit that. For eligible business owners, a current 12-month profit and loss statement (P&L) may offer a documentation path built for that kind of complexity.

If that sounds like your business, let's talk about your situation.
https://myoc.io/denzbenzgra



NMLS # 543275

10/08/2026

When buying a home, knowledge is power. If you know the numbers, you can set yourself up for success from day one. That’s where a pre-approval comes in, giving you the direction you need to house-hunt with confidence.

I’m here to help you explore your options whenever you’re ready to take the first steps toward homeownership.
https://myoc.io/denzbenzgra/8mOQV



NMLS # 543275

10/06/2026

Your growing home wish list may be trying to tell you something. If home improvements are becoming part of your plan, your home equity may be able to help you fund those projects.

Let’s talk through your goals and the financing options worth exploring, like a Home Equity Line of Credit (HELOC).
https://myoc.io/denzbenzgra/SBtGR



NMLS # 543275

10/05/2026

Buying a home next year starts now. Use these tips to help you get a head start and reach out so we can map out a personalized path toward homeownership.

I’m here to help you evaluate the options to get you home in 2027.
https://myoc.io/denzbenzgra/uKAh6



NMLS # 543275

10/01/2026

Buying a home isn’t one-size-fits-all. The truth is, the perfect time to buy looks different for everyone. Instead of trying to time the market, talk to me so we can start with your personal goals and financial outlook.

I can help you evaluate your situation against the market to find the timing that makes the most sense for you.
https://myoc.io/denzbenzgra/NPXTt



NMLS # 543275

09/30/2026

20% down isn’t always required. One of the biggest homebuying misconceptions is that everyone needs to put the same amount down. Understanding your options can help you prepare for homeownership . You may be ready sooner than you think.

Let’s get to the bottom of common mortgage myths holding buyers back.
https://myoc.io/denzbenzgra/ja4c1



NMLS # 543275

09/28/2026

Your rental portfolio has a story to tell, even when your tax returns don't. A DSCR loan lets your properties speak for themselves, qualifying you on what they earn instead of your personal income. It's one more way to keep building without the extra paperwork.

Curious what your next property could look like? Let's talk.
https://myoc.io/denzbenzgra/xEQoO



NMLS # 543275

09/24/2026

What do you look for in a home? Is it peace and quiet, stability, flexibility or affordability? Depending on the answer, you may share another generation’s mindset and house-hunting process. Answer a few questions and tally up your results to see which generation you align with. Your match may surprise you!

Tag your friends in the comments so they can take the quiz too.
https://myoc.io/denzbenzgra/ZGeJR



NMLS # 543275

Address

6625 W. 78th Street Suite 200
Bloomington, MN
55437

Telephone

+16128040488

Website

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