The Garbacik Team Powered by Stockton Mortgage - Bloomfield Hills, MI

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The Garbacik Team Powered by Stockton Mortgage - Bloomfield Hills, MI The Garbacik Team Powered by Stockton Mortgage
Alan Garbacik Branch Manager NMLS 652425 Call us today 248-270-2759 and let's start building your future.

Take advantage of our expertise in the residential lending industry by applying today. You will find that the skill, professionalism, and consideration we give to each of our clients make your loan successful. We offer the assistance you need to help in all of your mortgage endeavors. Whether you are consolidating your debt, refinancing your home or buying your first house, we have the expertise to make it a fast, easy and enjoyable process.

If you hear "we're in underwriting," here's what it means: your file is being double-checked. Income, assets, credit, al...
11/02/2026

If you hear "we're in underwriting," here's what it means: your file is being double-checked. Income, assets, credit, all of it.

And here's the unofficial rule that comes with it: hold off on new credit cards, car loans or that dream sectional until after closing. New debt or credit changes can slow things down right when you're almost there.

Wondering where you are in the process? Just ask. That's what I'm here for.

Thinking about buying this winter? A little prep now makes the whole process smoother.Check your credit, land on a month...
10/30/2026

Thinking about buying this winter? A little prep now makes the whole process smoother.

Check your credit, land on a monthly budget you're comfortable with, and pull together your recent pay stubs and W-2s. Want help with any of it? Send me a message and we'll start there.

10/29/2026

Okay, settle this for me. 🍎🛋️🍂

A. Apple picking
B. Couch, blanket, movie
C. Finally cleaning the gutters

Drop your letter in the comments. Bonus points if you admit it's secretly C.

Hosting season is officially here. 🍂🥧The best part of having a place of your own? Filling it with good food and your fav...
10/27/2026

Hosting season is officially here. 🍂🥧

The best part of having a place of your own? Filling it with good food and your favorite people. When you're ready to find yours, I'm here to help.

Stockton Mortgage Corporation NMLS 8259 | Equal Housing Lender | nmlsconsumeraccess.org

Friendly reminder: your plants want to come inside before the first frost. Most houseplants start sulking once nights di...
10/26/2026

Friendly reminder: your plants want to come inside before the first frost.

Most houseplants start sulking once nights dip below about 50°. Give them a sunny window and they'll thank you all winter.

You can set out snacks in every room, and everyone will still end up in the kitchen. If you're dreaming of a kitchen wit...
10/25/2026

You can set out snacks in every room, and everyone will still end up in the kitchen.

If you're dreaming of a kitchen with a little more room for the crowd, I'm happy to help you figure out the next step.

Some weekends call for big plans. This isn't one of them. Here's to slow mornings, extra blankets, and a home that feels...
10/23/2026

Some weekends call for big plans. This isn't one of them.

Here's to slow mornings, extra blankets, and a home that feels like exactly where you want to be.

Every home has that one spot where everyone piles in for the photo. For a lot of families, it’s the front step. It’s whe...
10/21/2026

Every home has that one spot where everyone piles in for the photo. For a lot of families, it’s the front step. It’s where the first-day-of-school pictures happen, where the Halloween costumes get their official debut and where the whole crew squeezes in before heading out the door.

Nobody’s sitting still, somebody’s mid-giggle and at least one person is looking the wrong way. And somehow, that’s still the one that ends up on the fridge.

Those are the moments that make a house feel like home.

Stockton Mortgage Corporation NMLS 8259 | Equal Housing Lender | nmlsconsumeraccess.org

Every neighborhood has both. One’s handing out full-size bars, the other has a fog machine and a guy in the bushes.Which...
10/20/2026

Every neighborhood has both. One’s handing out full-size bars, the other has a fog machine and a guy in the bushes.

Which house are you this year? Tell me below.

Chilly mornings call for a warm kitchen and an extra set of hands. The chopping’s a little uneven and there’s already a ...
10/19/2026

Chilly mornings call for a warm kitchen and an extra set of hands. The chopping’s a little uneven and there’s already a taste-tester on the loose, but nobody’s complaining.

Address

39520 Woodward Avenue, Ste 205
Bloomfield Hills, MI
48304

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