Brian Hafner - Loan Originator at Universal Lending Home Loans - Montana

Brian Hafner - Loan Originator at Universal Lending Home Loans - Montana Branch manager and mortgage loan originator licensed in MT, CO, and WY. I offer FHA, Conventional, VA, RD, and down payment assistance programs.
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I strive to be your trusted advisor for life. Let's Chat! 195+ 5 Star Reviews! Every transaction, every relationship, be it with a home borrower, a Realtor or Financial Professional - is built on honesty, integrity and respect. I am interested in building a long term, personal relationship with my clients, helping to guide them through all their mortgage decisions. At Universal Lending Home Loans

, we are proud of our long tradition of helping families achieve their dreams of home ownership. For over forty years, we've been a leader in the loan and mortgage industry thanks to our dedication to providing our clients with the best possible experience. I understand the impact I make on our community with every mortgage and I take that responsibility very seriously. This isn't about bottom lines and financials - it's about people, families and the communities I serve. Let me help you achieve your dream of home ownership. MLO NMLS ID # 1620055 Lower, LLC dba Universal Home Loans, Equal Housing Opportunity. NMLS ID #: 1124061

NMLS Consumer Access Page: http://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/208132

https://www.lower.com/legal/social

5.0 star review received on Experience.com for Brian Hafner by Destry M - Easy and clear communication, the entire team ...
06/16/2026

5.0 star review received on Experience.com for Brian Hafner by Destry M - Easy and clear communication, the entire team was awesome to work with. Also having frequent updates kept me straight with my plans.

Click to see all 257 reviews of Brian Hafner, Branch Manager / Loan Originator

5.0 star review received on Experience.com for Brian Hafner by Jocelynn E G - There  was  clear  communication  along  e...
06/16/2026

5.0 star review received on Experience.com for Brian Hafner by Jocelynn E G - There was clear communication along every step of the way.

Click to see all 256 reviews of Brian Hafner, Branch Manager / Loan Originator

5.0 star review received on Experience.com for Brian Hafner by Bryce P - Was a very smooth and headache free experience....
06/16/2026

5.0 star review received on Experience.com for Brian Hafner by Bryce P - Was a very smooth and headache free experience. Everyone involved was very helpful

Click to see all 255 reviews of Brian Hafner, Branch Manager / Loan Originator

5.0 star review received on Experience.com for Brian Hafner by Abigail B - The  entire team  took  so  much  time  liste...
06/15/2026

5.0 star review received on Experience.com for Brian Hafner by Abigail B - The entire team took so much time listening to our concerns, questions, past difficultie, everything. Truly made us feel heard. And when we were told it was not possible from another lender in town 1 month prior, brian and his team saw the challege and took it for us. We cannot say thank you enough to each and every single person on this team.

Click to see all 253 reviews of Brian Hafner, Branch Manager / Loan Originator

5.0 star review received on Experience.com for Brian Hafner by Marsha D H - The whole process was smooth and had no issu...
06/15/2026

5.0 star review received on Experience.com for Brian Hafner by Marsha D H - The whole process was smooth and had no issues.

Click to see all 252 reviews of Brian Hafner, Branch Manager / Loan Originator

06/11/2026

Mortgage rates don’t move the way most people think.

They’re driven by the bond market, investor confidence, and economic trends, not just the Fed.

Understanding what actually causes rates to rise and fall can help you make smarter homebuying decisions.

If you’ve got questions about where rates my be headed, I’m here to help.

Check this one out! Great opportunity.
06/10/2026

Check this one out! Great opportunity.

5.0 star review received on Experience.com for Brian Hafner by Robert J M - Great communication and worked with me  to m...
06/09/2026

5.0 star review received on Experience.com for Brian Hafner by Robert J M - Great communication and worked with me to make sure the lending was within my budget and price range .

Click to see all 251 reviews of Brian Hafner, Branch Manager / Loan Originator

Building a home doesn’t have to mean multiple closings, multiple fees, and a giant headache. We offer one-time close con...
06/09/2026

Building a home doesn’t have to mean multiple closings, multiple fees, and a giant headache.

We offer one-time close construction loans, which means your construction loan and permanent mortgage are wrapped into one simple process. Less stress. Less paperwork. More time focusing on building your dream home.

Even better; we have Conventional, FHA, and VA construction options and some programs do NOT require 20% down.

Whether you’re thinking custom home, barndominium, or building on your own land, let’s talk through your options and create a game plan that works for you.

06/09/2026

Not all lenders are created equal, and the right partner can make or break the client experience.

From clear communication to creative solutions and on-time closings, my team is built to support both buyers and Realtors every step of the way.

If you’re ready for a lender who truly has your back, let’s connect.

Address

2646 Grand Avenue
Billings, MT
59102

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