Brian Hafner - Loan Originator at Universal Lending Home Loans - Montana

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Brian Hafner - Loan Originator at Universal Lending Home Loans - Montana Branch manager and mortgage loan originator licensed in MT, CO, and WY. I offer FHA, Conventional, VA, RD, and down payment assistance programs.
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I strive to be your trusted advisor for life. Let's Chat! 300+ 5 Star Reviews! Every transaction, every relationship, be it with a home borrower, a Realtor or Financial Professional - is built on honesty, integrity and respect. I am interested in building a long term, personal relationship with my clients, helping to guide them through all their mortgage decisions. At Universal Lending Home Loans, we are proud of our long tradition of helping families achieve their dreams of home ownership. For over forty years, we've been a leader in the loan and mortgage industry thanks to our dedication to providing our clients with the best possible experience. I understand the impact I make on our community with every mortgage and I take that responsibility very seriously. This isn't about bottom lines and financials - it's about people, families and the communities I serve. Let me help you achieve your dream of home ownership. MLO NMLS ID # 1620055 Lower, LLC dba Universal Home Loans, Equal Housing Opportunity. NMLS ID #: 1124061

NMLS Consumer Access Page: http://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/208132

https://www.lower.com/legal/social

5.0 star review received on Experience.com for Brian Hafner by Chris D - nothing but great service from Brian and his te...
11/04/2026

5.0 star review received on Experience.com for Brian Hafner by Chris D - nothing but great service from Brian and his team. He and Katelin always stay in communication throughout the process so everyone knows what's going on . I appreciate the texts, emails and phone calls to keep things in a forward motion to close on time. I will definitely recommend him in the future.

Read more: https://experience.com/reviews/brian-14882962/edd12d41-0fdb-40ae-b0b5-9a8d971f583e?V=1793801914&utm_source=facebook&utm_medium=autopost&utm_content=13806699

Surround yourself with people who challenge you to be better!I had the opportunity today to share the stage with some in...
11/03/2026

Surround yourself with people who challenge you to be better!

I had the opportunity today to share the stage with some incredible mortgage professionals at Lower’s ELEVATE event!

It was an honor to be part of the Top Producer Panel, sharing some of the strategies, lessons, and relationships that have helped me grow my business.

One thing I’ve learned over the years is that success doesn’t happen overnight. It comes from showing up consistently, building genuine relationships, taking care of people, and surrounding yourself with a great team.

Grateful for the opportunity to share a little of my journey and learn from some of the best in the business!

Keep learning. Keep growing. Keep ELEVATING!

Buying a home shouldn't be a NIGHTMARE! Scary credit scores? Mysterious closing costs? Interest rates that make you scre...
10/29/2026

Buying a home shouldn't be a NIGHTMARE!

Scary credit scores? Mysterious closing costs? Interest rates that make you scream?

Don't let the mortgage process haunt you!

My team and I are here to take the fear out of financing, walk you through your options, and make the process a whole lot less spooky!

The only thing you should be afraid of this Halloween is how much candy your kids bring home!

From all of us at Hafner Home Loans, HAPPY HALLOWEEN!

WEEKLY MARKET UPDATE
10/28/2026

WEEKLY MARKET UPDATE

FIRST-TIME HOMEBUYERS: Don't let this expense surprise you!When shopping for a home, most buyers focus on the purchase p...
10/27/2026

FIRST-TIME HOMEBUYERS: Don't let this expense surprise you!

When shopping for a home, most buyers focus on the purchase price and interest rate. But there's another number you shouldn't overlook…homeowners insurance!

Two homes with the exact same price tag can have VERY different monthly payments simply because of insurance costs.

My advice? Get an insurance quote EARLY! Don't wait until you're a week away from closing to find out your payment is higher than expected. My team and I work with the best insurance agents around.

We want you to understand the FULL cost of homeownership before you make that big decision.

Because getting approved for a payment and being comfortable with that payment are two very different things!

Thinking about buying your first home? Let's run the numbers together!

Who’s looking to build? This is a great location to get started! We offer one time construction loans so let me know if ...
10/23/2026

Who’s looking to build? This is a great location to get started! We offer one time construction loans so let me know if you have any questions.

SMALL BUSINESS SPOTLIGHT: Frae Everyday Goods!If you haven’t checked out Frae in downtown Billings, put it on your list!...
10/22/2026

SMALL BUSINESS SPOTLIGHT: Frae Everyday Goods!

If you haven’t checked out Frae in downtown Billings, put it on your list! They’ve created a really cool local shop focused on sustainable goods for everyday living.

Everything from home and pantry items to body products and locally/mindfully made goods. But what I really like is their focus on community, connection, and supporting makers who are doing things the right way.

These are exactly the kinds of unique small businesses that make Billings better.
Shop local. Support local. Keep our community strong.

And if you’ve been to Frae before, what’s something you’ve found there that you love?

Address

2646 Grand Avenue
Billings, MT
59102

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