Mike Hennessy, Loan Officer NMLS# 487459 - Edge Home Finance

08/03/2026

Are you getting the mortgage that’s best for YOU—or the one that’s best for the lender?

When it comes to choosing a mortgage, there’s more to consider than just the interest rate.

Would a lower rate with a higher APR make sense for your situation? Or could a slightly higher rate with a lower APR and different upfront costs be the better choice?

Every borrower’s situation is different—and the right mortgage should be built around your goals, your finances, and your plans, not simply what’s easiest for the lender.

My job is to explain the options, the costs, and the long-term impact so you can make an informed decision with confidence.

📞 Give me a call. Let’s look at your options together.

My goal is for you to walk away saying:

“I have the best mortgage for MY situation!”

— Mike Hennessy
Mortgage Lender 30+ years and counting!

04/18/2026

If you or someone you know is looking for a loan officer please share. Here is a little more about me.

I’ve spent over 30 years in the housing and mortgage industry, helping people navigate buying and building with confidence.

I started in public housing in 1981 and moved into mortgages in 1991. Since then, I’ve worked in originations, leadership, and ownership. I’m also a licensed general contractor, so I understand both the financing and building side.

What you can expect from me:
Knowledgeable. Accessible. Reliable.
I focus on understanding your goals, walking you through your options, and helping you make the right move.

I’m a lifelong Montanan, born in Malta, raised in Billings, and proud to serve this community.

If you’re thinking about buying or building, I’m here to help.

02/24/2026

5.0 star review received on Experience.com for Mike Hennessy by Emmitt R - Clear and concise step by step processes, easy to upload documents and information on the mobile app, and the knowledge and expertise presented.

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02/14/2026

Open House Sunday 2/15/26 12:30 - 2:00. Stop by and take a look at this great home. Visit with Tara Cayko, Coldwell Banker about the specific details of what it would take to make this yours! Many financing options available from First Time Home Buyer lower rate options, Down Payment Assistance. For Investors, Debt Service Coverage Loans too!

This inviting three-bedroom home also features a versatile bonus room ideal for a dining area, home office, or guest space. You will find that two of the bedrooms are generously sized, offering comfortable and functional living. Original built-in cabinets and closets add timeless charm, while modern...

12/08/2025

5.0 star review received on Experience.com for Mike Hennessy by Shelly K N - It was nice to work with someone we knew and had worked with before.

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12/02/2025

5.0 star review received on Experience.com for Mike Hennessy by Michael T N - Mike had great communication throughout our refinance.

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11/28/2025

5.0 star review received on Experience.com for Mike Hennessy by Jane D F - Mike kept us apprised on current mortgage interest rates for 22 months. He was able to get the home appraisal waived. These actions were much appreciated.

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11/22/2025

5.0 star review received on Experience.com for Mike Hennessy by Michael S F - Mike did, it's how he does business

Click to see all 33 reviews of Mike Hennessy, Loan Officer