Trina Wood at Universal Lending Home Loans

Trina Wood at Universal Lending Home Loans Grandma.

Trina Wood / Mortgage Loan Originator
NMLS #260645 Licensed in: MT, CO, WY, ND, AZ #0951044
Branch ID #2546257
Powered by Lower LLC, Equal Housing Opportunity Lender NMLS #1124061 Sinner saved by Grace
📊 32 years in the financial industry—yes, I started when faxes were cutting-edge and rates were double digits! 😄
🏡 Over 20 years in mortgage lending, helping people turn keys, dreams, and goals into r

eality
🔁 Specializing in Reverse Mortgages—because empowering seniors to access their equity without giving up their homes is a passion of mine ❤️
🤝 I’m your guide from start to finish—think of me as your home loan GPS (but friendlier and with fewer "recalculating" moments)
🗺️ Licensed in MT, ND, WY, CO & AZ—basically, if you can see mountains, cows, or cacti out your window, I’ve probably got you covered 😄
🙏 Grounded by faith, fueled by family, and committed to serving my community—both personally and professionally
👶 Best title I’ve ever earned? My sweet grandson keeps me laughing and makes everything brighter 💙
💬 I may not always be the best at staying in touch (life moves fast!), but I never forget a client and truly value the connections we've built
❤️ I don’t just help people get loans—I build relationships that last long after closing day
✨ Whether you're buying, refinancing, or exploring a Reverse Mortgage, I’m here to educate, encourage, and customize a solution that truly fits

🇺🇸 Happy Labor Day! 🇺🇸Today is a day to celebrate the hard work, dedication, and contributions of people in every profes...
09/07/2026

🇺🇸 Happy Labor Day! 🇺🇸

Today is a day to celebrate the hard work, dedication, and contributions of people in every profession who help keep our communities moving forward. ❤️

I hope you're able to slow down today, spend time with the people you love, fire up the grill, enjoy the beautiful Montana outdoors, or simply take a well-deserved day to relax!

Here’s to the workers, the dreamers, the doers, and everyone who gives their best each and every day. 💙

Wishing you and your family a safe, relaxing & Happy Labor Day! 🇺🇸

— Trina Wood
Just Ask Trina 🏡

Billings Edition!You're taking someone who has never been to Billings before...What's the ONE place they absolutely have...
09/05/2026

Billings Edition!

You're taking someone who has never been to Billings before...

What's the ONE place they absolutely have to visit?

👇 I'd love to hear your recommendations!

Did you know....A Reverse Mortgage can buy the "Forever Home"Some retirees realize their current home no longer meets th...
09/02/2026

Did you know....

A Reverse Mortgage can buy the "Forever Home"

Some retirees realize their current home no longer meets their needs.

A Reverse Mortgage for Purchase can help them buy:

-Single-level homes
-Homes closer to grandchildren
-Homes with less maintenance
-New construction designed for aging in place

Have questions? Just Ask Trina!


🎣 Hey all you fishermen & fisherwomen — this one’s for you!Let’s test your Montana knowledge! 👇Which fish is Montana’s o...
08/29/2026

🎣 Hey all you fishermen & fisherwomen — this one’s for you!

Let’s test your Montana knowledge! 👇

Which fish is Montana’s official state fish?

A️. Rainbow Trout
B️. Brown Trout
C️. Cutthroat Trout
D️. Brook Trout

🎣 Drop your guess in the comments!

BONUS: What’s your favorite place to fish in Montana? 🎣🏔️

Did you know.....a reverse mortgage can provide Long-Term Care Flexibility?Many retirees worry about future healthcare n...
08/26/2026

Did you know.....a reverse mortgage can provide Long-Term Care Flexibility?

Many retirees worry about future healthcare needs.

A reverse mortgage can provide funds for:

1) In-home caregivers
2) Home modifications
3) Medical expenses
4) Assisted living transition costs

If you would like to sit down and strategize on what makes most sense for you, let's chat!

homeloans

Alright, who knows what the Montana state flower is?A️. Indian PaintbrushB️.  BitterrootC. Wild RoseD️.  Lupine👇 Guess b...
08/22/2026

Alright, who knows what the Montana state flower is?

A️. Indian Paintbrush
B️. Bitterroot
C. Wild Rose
D️. Lupine

👇 Guess below!

Did you know.....A reverse mortgage can be used to eliminate monthly mortgage payments?One of the most common reasons.Wi...
08/19/2026

Did you know.....

A reverse mortgage can be used to eliminate monthly mortgage payments?

One of the most common reasons.

Without a required monthly mortgage payment (while meeting loan obligations), many retirees free up cash flow for:

Healthcare
Travel
Hobbies
Everyday living expenses

homeloans

BBQ Debate🍔 At a backyard BBQ, what's the first thing you grab?🌭 Hot dog🍔 Burger🌽 Corn on the cob🥗 Sides first🍉 Watermel...
08/15/2026

BBQ Debate

🍔 At a backyard BBQ, what's the first thing you grab?

🌭 Hot dog
🍔 Burger
🌽 Corn on the cob
🥗 Sides first
🍉 Watermelon

Just Ask Trina...With a Reverse Mortgage... Remodel Instead of MovingRather than leaving the home they love, many homeow...
08/12/2026

Just Ask Trina...

With a Reverse Mortgage... Remodel Instead of Moving

Rather than leaving the home they love, many homeowners use proceeds for:

Walk-in showers
Wheelchair accessibility
Wider doorways
New roof
Kitchen updates
Energy-efficient improvements

This can make it possible to age in place comfortably.

#

🍳 Breakfast Battle: Pancakes, waffles, French toast or biscuits & gravy? You can only pick ONE.
08/08/2026

🍳 Breakfast Battle:

Pancakes, waffles, French toast or biscuits & gravy? You can only pick ONE.

Address

2646 Grand Avenue Ste 2
Billings, MT
59102

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