Lisa Detanna of Global Wealth Solutions Group of Raymond James

09/17/2026

New Condo Lending Rules: What Owners, Sellers & Buyers Need to Know

If you're considering buying, selling, refinancing, or simply owning a condo, recent lending rule changes could have a significant impact on your options.

✅ HOAs are under greater scrutiny. Lenders are now taking a closer look at an association's finances, reserve funds, insurance coverage, unpaid dues, and major repair projects before approving financing.

✅ Buyers: Getting pre-approved for a mortgage is only part of the process. The condo community itself must also meet lender requirements. A well-qualified buyer may still face financing challenges if the HOA doesn't qualify.

✅ Sellers: Understanding your HOA's financial health before listing your property can help avoid surprises that could delay or derail a sale.

✅ Owners: HOA decisions regarding reserves, insurance coverage, and maintenance now play an even greater role in your property's future value, marketability, and refinancing opportunities.

With lending guidelines evolving, staying informed is more important than ever. Whether you're buying, selling, refinancing, or planning ahead, understanding your HOA's financial position can help you navigate today's condo market with confidence.

09/15/2026

🎉 Team Member Tuesday 🎉

This week we're excited to spotlight Luke!

With a calm demeanor and purposeful approach, Luke helps support our analytical team as they prepare for client meetings. His attention to detail and process-driven mindset help ensure everything is organized and running smoothly behind the scenes.

Outside of work, Luke enjoys spending time with his family, cooking, and taking in the arts. Whether he's trying a new recipe in the kitchen, attending a Broadway show, or enjoying a musical or live performance, he appreciates the creativity and experiences that bring people together. 🍳🎭🎶

We're grateful for Luke's dedication, thoughtful approach, and the positive impact he makes on our team every day.

👏 Thanks for all you do, Luke! 👏 https://www.raymondjamesconnect.com/aet36A

09/12/2026

Wishing all who celebrate a joyful Rosh Hashanah. May the new year be filled with health, prosperity and meaningful reflection. Shana Tova.

09/11/2026

Is your retirement plan keeping pace?

Access to a retirement plan is only the first step. In March 2025, 70% of private-industry workers had access to a defined contribution retirement plan, while 50% participated. *

This 401(k) Day, consider whether your plan design, communications and participant education are helping employees engage with the benefit. A thoughtful plan review may identify opportunities to better support your workforce and business goals.

09/11/2026

The market backdrop is growing complex as inflation remains sticky, geopolitical tensions fuel an oil rally and Treasury yields rise. In this week's Weekly Headings, CIO Larry Adam shares views on what these developments could mean for monetary policy.

raymondjames.com

09/11/2026

Twenty-five years later, we still remember.

Today, we honor the lives lost on September 11, 2001, and keep their families in our hearts. We remember the parents, children, spouses, siblings, and friends who continue to carry their loved ones' memories forward each day.

We are also grateful for the courage and selflessness of the first responders and heroes who put others before themselves.

May we never forget the lives lost, the families forever changed, and the resilience and unity that carried our nation through one of its darkest days.

❤️🇺🇸

09/08/2026

🎉 Team Member Tuesday 🎉

This week, we're excited to spotlight Terri!

Whether she's helping a client, supporting an advisor, or teaching the next generation through our Money Smarts program, Terri is always focused on making a positive impact. Her passion for financial education and longevity planning helps individuals and families navigate the opportunities and challenges that come with living longer, healthier lives.

Outside of work, Terri enjoys the best of two worlds, splitting her time between Minnesota and Napa Valley, California. Minnesota fills her heart with family, lifelong friends, and cherished moments with her grandchildren. Napa California offers a different kind of joy, sunshine, relaxation, beautiful scenery, and of course, a great glass of w**e.

One weekend might find Terri cheering on her granddaughters at a dance competition or watching her grandsons play hockey in Minnesota, while the next could be spent soaking up the California sunshine with friends and enjoying the slower pace of Napa life. She truly appreciates the balance and fulfillment that both places bring to her life.

We're grateful for Terri's leadership, enthusiasm, and the care she brings to our team every day.

👏Thanks for all you do, Terri! 👏

09/07/2026

Wishing you a safe and happy Labor Day!

09/06/2026

If your future self could give you one money tip today, what do you think it would be?

09/04/2026

As summer comes to an end, several forces are shaping the conversation around the markets and economy. Raymond James Chief Investment Officer Larry Adam explores the trends worth watching and the factors that could influence the path ahead.

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