Joseph William Lynch at Keystone Funding NMLS #460279

04/23/2026

Baby Boomers remained the largest generational group of home buyers this year, while the share of first-time buyers fell to the lowest level on record, according to the 2026 Home Buyers and Sellers Generational Trends report from NAR.
https://www.nar.realtor/newsroom/baby-boomers-remain-largest-share-of-home-buyers-as-first-time-buying-falls-to-record-low

04/23/2026

04/23/2026

Thoughtfully planned sustainable landscaping reduces the time spent on yard work, improves curb appeal, and can lower your water bill. Here are seven ways to make any yard more sustainable. https://bit.ly/4eAE1cF

11/10/2025

Fannie Mae's November 2025 update removes minimum credit score requirements from its DU system, sparking debate on borrower risk assessment.

09/25/2025

https://openhouse.propertypath.com/properties/418486

This beautiful & spacious home in Country Club Estates, backing to Pinchot State Forest, offers an open concept floorplan with skylights for abundant natural light, a loft area, ample closets, a finished basement with wet bar, a wrap-around deck, & private trail for morning jogs! HOA includes free a...

09/16/2025

Investors are hoping a Federal Reserve interest-rate cut later this week could deliver a boost to U.S. markets and the economy.

But they should be careful what they wish for, according to Doug Ramsey, chief investment officer at the Leuthold Group.

Read more: https://trib.al/AeZA8xZ

09/16/2025

How do you add up? A look at credit scores

How much do you know about credit scores, how they’re calculated, and what they’re used for? Ramp up your knowledge with this helpful guide so you know what to expect next time you apply for credit.What’s the Score? Your credit score is a part of the package of information lenders use to decid...

08/25/2025

Investors now expect a September cut, fueling the potential for lower mortgage rates — but experts caution volatility is here to stay.

08/25/2025

Broad changes enacted with the passage of the tax and reconciliation bill may help homeowners and buyers, including deductions for mortgage interest and mortgage insurance, a higher cap on state and local tax deductions, benefits for real estate investors, and more. I have the details. Please reach out if you’d like to learn more. Keystone Funding is an Equal Housing Lender.

01/21/2025