Steven J. Scarfo - Mortgage Professional

01/03/2023

They still don't top the listing with the million dollar basement s*x dungeon, but worth checking out. I'm not sure any listing can beat the million dollar s*x dungeon.

Everyone wants their home to fly off the market but these listing photos aren't necessarily helping things. Get a look at the 30 most ridiculous real estate listing photos.

12/16/2022

Ok, it's kinda funny. Though, it would be infinitely funnier if it didn't cost me thousands every month. It's difficult at best to do business this way.

I need - NEED - someone that speaks Spanish and is near Bethlehem, or someone with more than a layman's knowledge of Real Estate/Mortgages at any location to help be better serve this community. Scotch tape & bubblegum, that's what I need. This would be for money of course. Just to walk people through some paperwork with me. DM or call me anytime. Pass it on.

Im sure it goes without saying I am in the market for Spanish Speaking Mortgage Loan Officers in Bethlehem. Thier previous experience is irrelevant, I can take care of the entire transaction for them if necessary.

12/03/2022

Party is almost over. Great news for home buyers! Last call for homeowners considering taking equity/cash out. Speak now - or for at least a few years - hold your peace.

Dolly Lenz Real Estate CEO Dolly Lenz and Dolly Lenz Real Estate managing director Jenny Lenz discuss how high inflation is affecting home sales and mortgage rates on 'The Claman Countdown.'

11/29/2022

Here comes tha boom?
If you're thinking about taking cash out, think faster.

They don't expect a crash, but a slowdown seems likely.

11/18/2022

Fed makes another 75 point hike in July. Will mortgage rates follow?

The look says it all.
https://themortgagereports.com/93977/fed-hikes-rate-by-75-basis-points-july-2022

10/06/2022

Everyone I closed a 30 year mortgage for the year I started in the Real Estate industry in general, thay hasn't refinanced since, would own thier home outright in 2 years. Officially making me old and wise now.

Thier interest rate would also be over 8%.

08/31/2022

Rate Update! Where are we at this week?

Reminder, I conservatively have rates 1/2% to a full 1% lower than the national averages shown here.

Call me now at 973-404-0161 for answers to any (mortgage related) questions.

- Steve

Find average mortgage rates for the 30 year fixed rate mortgage from Mortgage News Daily.

08/30/2022

https://www.mortgagenewsdaily.com/mortgage-rates/30-year-fixed

08/22/2022

Cash Out Refinances are up 500%.
Because most home values are up over 50%.

If you're thinking taking cash out and want numbers, call me, now. 973-404-0161. I'm going for a volume record this month, so I'll do any loans at ridiculous low rates right now - far, far under Fannie Mae and Freddie Mac stated rates - I just need the volume. I CAN ALSO GIVE THE MAXIMUM AMOUNT OF CASH OUT YOU CAN GET right now. Stated Income, Conventional, FHA, etc. 🤑

Cash in hand in 3 weeks. Call me - +1 973-404-0161. - Anytime whatsoever. I'll honor that for anyone that mentions this post, so pass it on.

Talk soon.

06/09/2022

From The National Association of Realtors:

Mortgage rates will likely resume their upward trek. In the last three weeks, rates dropped from 5.3% to 5.1%, allowing more buyers to benefit from these lower rates. Freddie Mac will release the 30-year fixed rates shortly.

If you're looking to take the new found equity and turn it into cash out before risking another rate increase, let me know. I'll put the numbers together and show what it will look like. (973)404-0161.

05/30/2022

Happy Memorial Day everyone. Be Safe.