Richard M. Sywensky, Mortgage Loan Originator

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United States
Bethlehem, PA
Richard M. Sywensky, Mortgage Loan Originator

I'm happy to provide award winning service from start to finish on your new home purchase or home refinance. We are a direct, brick-and-mortar mortgage bank.

My strategy is incredible rates and exceptional customer service. Whatever your goals may be, I'm here to guide you every step of the away. We fund, we underwrite, and close every loan in-house. With RHMC you never have to worry about missing your closing date. We offer a 'big corporation', fully streamlined digital mortgage process combined with a 'Mom-and-Pop' personalized customer service appro

ach. The result? We offer the lowest rates and fees, with customer service that is second to none in our industry. It's the perfect combination of low rates, ease of process, and accessibility. At RHMC, we provide Better Rates, Better Service, a Better Mortgage.

09/08/2026

Easton is one of those communities where there's always something happening.

Between the historic downtown, local businesses, parks, rivers, restaurants, and community events, there's a lot to explore and plenty of reasons people choose to call Easton home.

If you're looking to get out into the community this September, here are a few things worth checking out:

🎨 Paint a Hydrant
🗓 September 25
⏰ 5:00 PM to 7:00 PM
📍 Downtown Easton
3rd Street & Northampton Street

🌶️ Hot Pepper Showdown
🗓 September 26
⏰ 9:00 AM to 1:00 PM
📍 Easton Farmers' Market
128 Larry Holmes Drive

🌙 Harvest Moon
🗓 September 26
⏰ 4:00 PM to 7:00 PM
📍 Third Street Alliance
41 N. Third Street

Whether you're checking out a local event, exploring downtown, or starting to think about your next home, Easton is a community worth getting to know.

Thinking about buying in Easton or the Lehigh Valley? I'd be happy to help you figure out where to start.

Send me a message or click the link below to start the conversation.
https://hubs.ly/Q04wXBxk0

09/07/2026

Happy Labor Day! 🇺🇸 Today, we recognize and appreciate the hard work and dedication of the people who keep our communities moving. Wishing you a wonderful day with family and friends.

09/03/2026

The September Advantage 🏡🍂

If you've been thinking about buying but didn't want to jump into the busy summer market, September could be worth another look.

Once summer starts winding down, there may be fewer buyers competing for homes. That can mean less pressure, more negotiating room, and opportunities to make the numbers work a little better.

📈 What Could Make September Different:

• Less Competition: Fewer buyers may mean less pressure when you're ready to make an offer.

• More Room to Negotiate: Some sellers may be more willing to consider price changes or concessions.

• Seller Credits: Depending on the situation, seller credits or rate buydowns could help with the overall cost of buying.

• More Time to Make a Decision: You may have more room to look at your options without feeling like you have to rush.

You don't have to wait for the “perfect” market to buy a home. The important thing is understanding what you can comfortably afford and what opportunities are available right now.

If you've been waiting for a better opportunity to make a move, let's take a look at what September could look like for you. I can help you work through the numbers and understand your options before you make a decision.

Reach out using the link below and let's talk through your options.
https://hubs.li/Q04wyRH70

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08/27/2026

Mortgage Strategy: Is a 30 Year Fixed Always the Right Choice?

Most buyers are familiar with the 30 year fixed mortgage. It's what they hear about most often, so it's easy to assume it's automatically the best option.

But what if you don't plan on having the mortgage for 30 years?

That's where it can be helpful to look at an Adjustable Rate Mortgage too. Depending on your timeline, the initial rate on an ARM could be lower than a traditional fixed rate and potentially save you money each month during the time you actually have the loan.

📈 Here's What Matters:

• Planning to Stay Long Term? A 30 year fixed may give you the stability you're looking for.

• Planning to Move Sooner? An ARM could be worth considering if you don't expect to keep the mortgage for decades.

• Looking at Monthly Payment? The difference between the two options could potentially mean hundreds of dollars a month.

• Not Sure Which Fits? That's exactly why it's worth comparing them side by side before you decide.
An ARM isn't right for everyone, and a lower initial rate doesn't automatically make it the better choice.

The goal is to find the mortgage that fits your plans instead of simply choosing the one you're most familiar with.

If you're buying a home and aren't sure which option makes sense, reach out. We'll run the numbers with you and explain what each option could look like for your situation.

Send me a message or use the link below to get connected and we can compare your options together.

https://hubs.li/Q04vyf2t0

08/20/2026

Program Spotlight: Zero Down Financing

A lot of buyers think they need to wait until they've saved enough for a down payment before they can start looking seriously.

For qualified buyers in New Jersey, Pennsylvania, New York, Connecticut, and Florida, that may not be the case.

RHMC offers a zero down financing option with no income limit, available to qualified buyers in our eligible states. The down payment is covered through a second loan alongside the primary mortgage, subject to its own terms and qualification requirements.

So instead of automatically thinking “I need to save for another few years,” it may be worth finding out what you actually qualify for today.

If the down payment is what's keeping you from taking the next step, let's talk. I'll walk you through the numbers and help you understand your options.

Reach out to learn more using the link below
https://hubs.li/Q04tHlwz0

Additional program terms, including applicable rates, payments, and loan terms, apply. Subject to qualification and program guidelines. Rich Sywensky, NMLS #1834172. Residential Home Mortgage Corporation, NMLS #71932. Equal Housing Opportunity Lender.

08/18/2026

Unique situations often require long term commitment and patience. Whether a transaction takes months or years, I remain dedicated to standing by your family through every offer and update until you reach the finish line.

08/14/2026

There could be a big change coming to the housing market.

A bill currently moving through Congress would double the capital gains exclusion on home sales. For some of the roughly 13 million homeowners sitting on significant gains, that could make selling more attractive and potentially bring more homes onto the market.

More homes for sale could mean more choices for buyers and less of the competition we've become accustomed to.

The bill hasn't passed, and nobody knows exactly what the market will look like if it does. But if you're thinking about buying, this is a good reminder that you don't want to wait until the market changes to start getting ready.

At RHMC, we can help you understand what you can comfortably afford, review your financing options, and get you prepared to move when the right home comes along.

You don't have to know exactly what the market will do next. You just need to be prepared for the opportunity when it comes. If you're thinking about buying, let's talk.
https://hubs.li/Q04s-y1l0

08/13/2026

Time is running out to secure your seat!

Join me tonight on the first part of the First Time Homebuyer Bootcamp Webinar.

Hope to see you there!

Register here: https://hubs.li/Q04sV93B0

08/11/2026

Uncertainty around affordability is one of the biggest hurdles when beginning a home search. I take the time to carefully review your unique financial situation and provide continuous updates, ensuring there are zero surprises along the way.

08/06/2026

Community Spotlight: Allentown, PA

Allentown has a great mix of city energy, local businesses, parks, events, and neighborhoods, making it a community with plenty to explore and plenty of places to call home. I especially like communities that give families so many ways to get involved, get outside, and feel connected to where they live.
If you're looking to get out into the community this month, here are a few events worth checking out:

🚗 Classics & Cruisers on Hamilton
🗓 August 9
⏰ 12:00 PM to 4:00 PM
📍 Downtown Allentown, 8th to 12th & Hamilton Streets

🎒 OneAllentown Back to School Bash
🗓 August 12
⏰ 1:00 PM to 6:00 PM
📍 Cedar Beach Park, Allentown, PA

🎵 Allentown Summer Concert Series
🗓 August 16
⏰ 7:00 PM
📍 West Park, Allentown, PA

Whether you're checking out a local event, exploring a new neighborhood, or starting your home search, Allentown is a great community to discover.

Thinking about buying a home in Allentown or the Lehigh Valley? I'd be happy to help you figure out where to start.

What's your favorite thing about Allentown?

Address

190 Brodhead Road Suite 210
Bethlehem, PA
18017

Website

https://rhmc.com/richsywensky

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