Home Loans by Jennifer

Home Loans by Jennifer 🏑 Senior Loan Officer | Top 1% Mortgage Originator | Helping Arizona homebuyers with VA, FHA, USDA, Conventional, and investment loans. Company NMLS #2289
(1)

Education-focused, solution-driven, and committed to making home financing simple with local expertise and personalize Jennifer has been in the mortgage business since 2001. The mortgage industry was introduced to her after she concluded that the nursing school was not for her. Immediately starting in the mortgage division at a large Bank, Jennifer knew this was where she was meant to be. Jennifer enjoys helping her clients navigate the home buying process and coming up with options and solutions. Jennifer believes homeownership is the American dream and wants to help as many people as possible become a homeowner. Nothing is more satisfying to Jennifer than the call to a first-time buyer who never thought homeownership was possible on the day of closing to congratulate them. She is also passionate about helping veterans and active-duty military members become homeowners as she is married to a veteran and has personally used a VA loan to purchase a home. She is also a Certified Veterans Loan Specialist. Jennifer grew up in Southern Arizona and has a love for the area. She sits on the Southern Arizona Economic Development Group board and Benson Chamber. She has a desire to support the community, local business owners and encourage positive growth in Southern Arizona. On the weekends Jennifer is typically enjoying the outdoors either hiking, riding and competing with her horses, hanging out with her husband and their 5 dogs or on the back of a Harley. Jennifer Row, NMLS 193425

About Fairway

At Fairway Independent Mortgage Corporation, customer service is a way of life. mortgage loan officers are dedicated to finding great rates and loan options for our customers while offering some of the fastest turn times in the industry. Our goal is to act as a trusted mortgage advisor, providing highly personalized service and helping you through every step of the loan process β€” from application to closing and beyond. It’s all designed to exceed expectations, provide satisfaction and earn trust. Our strongly believes the way we do things is just as important as what we do. Every team member is guided by our core values, which define how we best serve our customers, team members and local communities. We strive to make our team members and customers feel like a part of the Fairway family while providing exceptional customer service, speed and support by being kind, humble and giving 100% every day β€” it's WHAT we do and it's WHO we are. .

🏑🚨 BREAKING NEWS 🚨🏑If you're watching the news right now, apparently mortgage rates have personally offended everyone (m...
09/25/2026

🏑🚨 BREAKING NEWS 🚨🏑

If you're watching the news right now, apparently mortgage rates have personally offended everyone (me included).

The news: πŸ“ˆ "Rates are up!"

Me: 🀠 "Cool. We'll lower your payment for the first year."

For qualified programs, we'll buy down your interest rate by 0.50% for the first year, helping make that monthly payment a little friendlier while you get settled into your new home.

And let's talk about what the headlines aren't mentioning:

βœ… Sellers are becoming more willing to negotiate
βœ… Concessions are making a comeback
βœ… Seller funded rate buydowns are easier to obtain
βœ… Price reductions are happening in many markets

While everyone else is busy panicking, let's go shopping during the real estate sale. πŸŽ‰

Remember: the best deals aren't usually found when everyone feels comfortable. They're found when everyone else is sitting on the sidelines waiting.

You have goals. We have solutions. Let's make your dreams happen!

Hey Real Estate Agents!How many times has a perfectly good VA deal gone sideways because a termite report included notes...
09/23/2026

Hey Real Estate Agents!

How many times has a perfectly good VA deal gone sideways because a termite report included notes about water stains, wood-to-earth contact, faulty grading, or other conditions that suddenly became a lending issue?

Good news!

For VA loans, have your termite company provide the completed NPMA-33 Wood Destroying Insect Inspection Report and submit that report to the lender.

In many cases, the lender only needs the NPMA-33 to document the property's termite status, which can help avoid unnecessary confusion and keep the focus on the actual wood-destroying insect findings.

Less drama. Fewer surprises. Smoother closings.
🏑 VA loans don't have to be harder than they need to be.

I don't usually post about refinance closings, but this one was extra special. These clients took a vacation to Italy, c...
09/22/2026

I don't usually post about refinance closings, but this one was extra special.

These clients took a vacation to Italy, completely fell in love with it, and decided that's where they want to spend their retirement years.

So, we put a plan together and completed a cash-out refinance to help make that dream a reality.

Every mortgage has a story behind it.

Sure, mortgages involve numbers, payments, and financial decisions. But more often than not, they're about something much bigger. They're about dreams, life changes, fresh starts, retirement plans, growing families, new adventures, and the next chapter of someone's life.

Helping people use their home equity to create opportunities and achieve their goals is one of the coolest parts of what I do.

What's your story? ✨🏑

09/19/2026

If you're ready to make Arizona your home, we'd love to help!

βœ… Local lender with Arizona expertise
βœ… Loan programs tailored to your needs
βœ… Realtor matchmaking service. We'll connect you with a trusted local agent who fits your goals

Whether you're relocating, buying your first home, or looking for your perfect retirement spot, we're here to guide you every step of the way.

Someone comments on your post asking for the guide, the list, the resource or more information.Do you catch it right awa...
09/18/2026

Someone comments on your post asking for the guide, the list, the resource or more information.

Do you catch it right away? Remember to follow up? Send the DM manually?

Or could that first step happen automatically?

In September's Social Sales class, we're teaching ManyChat from the ground up. We'll show you how to connect it to Instagram, build a simple comment-to-DM automation, collect email addresses, and create an easier path from engagement to follow-up.

No advanced setup. No complicated workflows. Just one simple automation you can actually use.

Register here and join us live: https://bit.ly/SeptSocialSales26

Found the perfect house... βœ…Your current home isn't ready to hit the market yet... 😳Of course the perfect house gets mul...
09/17/2026

Found the perfect house... βœ…

Your current home isn't ready to hit the market yet... 😳

Of course the perfect house gets multiple offers... 😱

Cue the panic!

But that's where the Fairway Bridge Loan came to the rescue. πŸš€

This buyer fell in love with a home and didn't want to miss out just because her current home wasn't listed yet. With the Fairway Bridge Loan, she was able to:

βœ… Access the equity in her current home for the down payment
βœ… Make a strong non-contingent offer
βœ… Avoid making payments on the vacated home until it sells

The result?

πŸ’₯ Offer accepted. πŸ’₯ Dream home secured. πŸ’₯ Closed and moved in!

Sometimes the perfect house shows up before you're "ready," but that doesn't mean you have to let it slip away.

A huge thank you to for the referral! I'm so grateful for the opportunity to help your clients, and getting to work with Realtors I trust and genuinely consider friends is the cherry on top of doing what I love every day. ❀️

09/16/2026

With interest rates getting a lot of attention, seller concessions are definitely worth revisiting!
Buyers are going to be asking for help with closing costs, and sellers may be looking for ways to sweeten the deal and get their property sold.
But... 3%? 6%? 9%? FHA? VA? Conventional? USDA? 🀯 Make sure to check out VA!
Who has time to remember all those pesky little details?
Good news... you don’t have to!
Check out the attached Seller Concessions Cheat Sheet. Save it to your phone, keep it on your computer, print it out, stick it in your transaction folder (do people use folders anymore??)... whatever works for you!
The next time you're negotiating an offer or discussing options with a seller, you'll have the information right at your fingertips.
And if you run into a unique scenario, give me a call. I love helping put deals together!

🏑✨ Another beautiful semi-custom home in Benson has new owners!When you can't find the perfect home on the market, why n...
09/15/2026

🏑✨ Another beautiful semi-custom home in Benson has new owners!

When you can't find the perfect home on the market, why not build it? Sometimes the best option isn't waiting for you in the listings... it's creating exactly what you want from the ground up.

We're fortunate to have some fantastic builder partners here in Benson who can help turn your vision into reality, and this beautiful home is a perfect example.

Congratulations to these homeowners on their brand-new home, expertly built by Rafter H! πŸŽ‰

Thinking about buying but not finding "the one"? Let's talk about the possibility of building. You might be closer to your dream home than you think. 🏑

β˜•πŸŒΎ Rise, Real Estate & Coffee! πŸŒΎβ˜•Let's talk about rural properties!Join us on September 24th at 9:00 AM at Dos Cabezas C...
09/14/2026

β˜•πŸŒΎ Rise, Real Estate & Coffee! πŸŒΎβ˜•

Let's talk about rural properties!

Join us on September 24th at 9:00 AM at Dos Cabezas Coffee Co. in Willcox for coffee, breakfast, and a conversation about what real estate agents need to know when selling rural properties.

We'll cover topics like:
βœ… Rural financing options
βœ… Manufactured homes - including new updates
βœ… Well requirements & Dirt Roads
βœ… Property eligibility challenges
βœ… Construction loans

Come for the knowledge, connect with fellow local real estate professionals, share ideas, and enjoy coffee and breakfast on me! β˜•πŸ₯

Whether you're new to rural real estate or a seasoned pro, you'll walk away with valuable insights to help your clients navigate the unique opportunities and challenges of rural properties.

πŸ“ Dos Cabezas Coffee Co., Willcox, AZ
πŸ“… September 24th
⏰ 9:00 AM

Good coffee. Great conversation. Useful information. See you there!

Address

606 W 5th Street
Benson, AZ
85602

Opening Hours

Monday 8am - 5pm
Tuesday 8am - 5pm
Wednesday 8am - 5pm
Thursday 8am - 5pm
Friday 8am - 5pm

Alerts

Be the first to know and let us send you an email when Home Loans by Jennifer posts news and promotions. Your email address will not be used for any other purpose, and you can unsubscribe at any time.

Shortcuts

Share

Category