Kerbi Bowden

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Kerbi Bowden I focus on serving the life, health, retirement and long-term care insurance needs of small businesses, families and individuals.

My goal is to provide the insurance plan that best fits my client's medical and financial needs. Insurance can be overwhelming and confusing. I will take away the frustration and be the place you will turn to get all your questions answered. I will make it easy by answering your questions, help you shop available plans and match the right coverage to your current situation. Best of all, my help is at no cost to you.

Something to take into consideration with open enrollment around the corner. It’s worth taking the time to compare your...
10/29/2026

Something to take into consideration with open enrollment around the corner. It’s worth taking the time to compare your options to make sure you’re getting the coverage that best fits your needs and budget.

I’m happy to help you compare plans and carriers at no additional cost to you for my assistance! Let’s make sure you’re making an informed decision during open enrollment for the upcoming year. 605-892-2306

While Wellmark fights to manage health care costs for South Dakota, Sanford Health's eyes are elsewhere

10/27/2026

What does it look like to have a Medicare agent who checks in with you EVERY year—not just when you enroll?

Medicare plans can change from year to year, and so can your healthcare needs. You deserve someone who is there for you beyond enrollment!

Let’s review your current plan, look at your options, and make sure your coverage still fits your needs. You don’t have to navigate Medicare alone! Call 605-892-2306

10/15/2026

🩺 Medicare AEP Is Coming — Here’s What You Should Know

If you already have Medicare, Annual Enrollment Period (AEP) is an important time to review your coverage.

📅 AEP runs October 15–December 7.

Before you make a change, look at more than just the benefits advertised.

Ask yourself:
âś… Are my doctors still in-network?
đź’Š Are my prescriptions covered?
🏥 Are my preferred hospitals included?
đź’° What are my premiums, copays, deductibles, and out-of-pocket costs?
đź“‹ Have my plan's benefits or costs changed for next year?

Your neighbor's Medicare plan may be great for them, but that doesn't automatically make it right for you.

My goal is to make Medicare easier to understand so you can ask better questions and make an informed decision.

If you have Medicare questions, call me—no pressure! 605-892-2306

10/08/2026

Do you have a Medicare Supplement Plan G or Plan F?

You may be paying more than you need to for the same type of coverage!

📞 Give me a call to see if a lower premium option may be available. I’d be happy to compare your current plan with other options and see if we can save you money.

Let’s review your options! 605-892-2306

09/23/2026

Deciding when to take Social Security? Compare benefits at 62, 65, 67 and 70. Learn how age affects your retirement income and make an informed decision.

Don't forget to grab a free BBQ tonight before heading over to cheer on team KBI Health & Life at the Ranch Rodeo!
06/30/2026

Don't forget to grab a free BBQ tonight before heading over to cheer on team KBI Health & Life at the Ranch Rodeo!

Have you tried a virtual visit? They're so convenient! Whether you need care for a minor illness, have questions for a d...
06/18/2026

Have you tried a virtual visit? They're so convenient! Whether you need care for a minor illness, have questions for a doctor, or want medical advice without leaving home, virtual visits can save you time and hassle.

Your health insurance may have this benefit included! Check your plan to see if you have access to virtual visits.

Choose a health insurance carrier with a trusted history in the Midwest and some of the lowest premiums in the area.

06/17/2026

Address

Belle Fourche, SD
57717

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 2pm

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