Cindy Giacometto

02/03/2025

For tax year 2025, you can contribute up to $7,000 to all IRAs combined (the limit is adjusted annually for inflation) which is unchanged from 2024. If you have a traditional IRA as well as a Roth IRA, you can only contribute a total of the annual limit in one year, not the annual limit to each. If you are age 50 or older, you can also make a $1,000 annual “catch-up” contribution. 🔑

IRAs and employer-sponsored retirement plans are subject to annual contribution limits set by the federal government.

08/05/2024

🔗 https://bit.ly/4cFmoIg

Looking for a personalized investment plan designed to meet your current financial goals? See if a registered index-linked annuity might make sense for you.

Download the current prospectus: https://bit.ly/3ym8MSG

Principal® Strategic Outcomes does not directly participate in any stock, equity investments or index. It is not possible to invest directly in an index.

𝐁𝐞𝐟𝐨𝐫𝐞 𝐢𝐧𝐯𝐞𝐬𝐭𝐢𝐧𝐠 𝐢𝐧 𝐫𝐞𝐠𝐢𝐬𝐭𝐞𝐫𝐞𝐝 𝐢𝐧𝐝𝐞𝐱-𝐥𝐢𝐧𝐤𝐞𝐝 𝐚𝐧𝐧𝐮𝐢𝐭𝐢𝐞𝐬, 𝐢𝐧𝐯𝐞𝐬𝐭𝐨𝐫𝐬 𝐬𝐡𝐨𝐮𝐥𝐝 𝐜𝐚𝐫𝐞𝐟𝐮𝐥𝐥𝐲 𝐜𝐨𝐧𝐬𝐢𝐝𝐞𝐫 𝐭𝐡𝐞 𝐢𝐧𝐯𝐞𝐬𝐭𝐦𝐞𝐧𝐭 𝐨𝐛𝐣𝐞𝐜𝐭𝐢𝐯𝐞𝐬, 𝐫𝐢𝐬𝐤𝐬, 𝐜𝐡𝐚𝐫𝐠𝐞𝐬 𝐚𝐧𝐝 𝐞𝐱𝐩𝐞𝐧𝐬𝐞𝐬 𝐨𝐟 𝐭𝐡𝐞 𝐜𝐨𝐧𝐭𝐫𝐚𝐜𝐭 𝐚𝐧𝐝 𝐮𝐧𝐝𝐞𝐫𝐥𝐲𝐢𝐧𝐠 𝐢𝐧𝐯𝐞𝐬𝐭𝐦𝐞𝐧𝐭 𝐨𝐩𝐭𝐢𝐨𝐧𝐬. 𝐓𝐡𝐢𝐬 𝐚𝐧𝐝 𝐨𝐭𝐡𝐞𝐫 𝐢𝐧𝐟𝐨𝐫𝐦𝐚𝐭𝐢𝐨𝐧 𝐢𝐬 𝐜𝐨𝐧𝐭𝐚𝐢𝐧𝐞𝐝 𝐢𝐧 𝐭𝐡𝐞 𝐟𝐫𝐞𝐞 𝐩𝐫𝐨𝐬𝐩𝐞𝐜𝐭𝐮𝐬 𝐰𝐡𝐢𝐜𝐡 𝐜𝐚𝐧 𝐛𝐞 𝐨𝐛𝐭𝐚𝐢𝐧𝐞𝐝 𝐟𝐫𝐨𝐦 𝐲𝐨𝐮𝐫 𝐥𝐨𝐜𝐚𝐥 𝐫𝐞𝐩𝐫𝐞𝐬𝐞𝐧𝐭𝐚𝐭𝐢𝐯𝐞 𝐨𝐫 𝐨𝐧𝐥𝐢𝐧𝐞 𝐚𝐭 𝐩𝐫𝐢𝐧𝐜𝐢𝐩𝐚𝐥.𝐜𝐨𝐦. 𝐏𝐥𝐞𝐚𝐬𝐞 𝐫𝐞𝐚𝐝 𝐭𝐡𝐞 𝐩𝐫𝐨𝐬𝐩𝐞𝐜𝐭𝐮𝐬 𝐚𝐧𝐝, 𝐢𝐟 𝐚𝐯𝐚𝐢𝐥𝐚𝐛𝐥𝐞, 𝐭𝐡𝐞 𝐬𝐮𝐦𝐦𝐚𝐫𝐲 𝐩𝐫𝐨𝐬𝐩𝐞𝐜𝐭𝐮𝐬 𝐜𝐚𝐫𝐞𝐟𝐮𝐥𝐥𝐲 𝐛𝐞𝐟𝐨𝐫𝐞 𝐢𝐧𝐯𝐞𝐬𝐭𝐢𝐧𝐠.

𝐈𝐧𝐯𝐞𝐬𝐭𝐢𝐧𝐠 𝐢𝐧𝐯𝐨𝐥𝐯𝐞𝐬 𝐫𝐢𝐬𝐤, 𝐢𝐧𝐜𝐥𝐮𝐝𝐢𝐧𝐠 𝐭𝐡𝐞 𝐩𝐨𝐬𝐬𝐢𝐛𝐥𝐞 𝐥𝐨𝐬𝐬 𝐨𝐟 𝐩𝐫𝐢𝐧𝐜𝐢𝐩𝐚𝐥.

𝐈𝐌𝐏𝐎𝐑𝐓𝐀𝐍𝐓 𝐂𝐎𝐍𝐒𝐈𝐃𝐄𝐑𝐀𝐓𝐈𝐎𝐍𝐒
Index-linked deferred annuity contracts are complex insurance and investment vehicles. This Contract is a security and there is a risk of substantial loss of principal and earnings. The risk of loss may be greater when early withdrawals are taken due to any charges and adjustments applied to such withdrawals. These charges and adjustments may result in loss even when the value of a segment option has increased. Clients should consult with a financial professional about the appropriateness of this product based on their financial situation and objectives.

Annuity products and services are offered through Principal Life Insurance Company®. Securities offered through Principal Securities, Inc., member SIPC, and/or independent broker/dealers. Referenced companies are members of the Principal Financial Group®, Des Moines, Iowa 50392, principal.com.

Contract: SF 1027
Riders/Endorsements: SF 1028, SF 1029, SF 1030, SF 1031, SF 1032, and SF 1053.
3507427-042024

10/17/2023

Many Americans lack access to retirement savings plans through their employer. But with new legislation, more employers can start them up for as little as $0. Find out how it may impact you.
https://bit.ly/44MiVD1

08/09/2023

Are you taking a healthy approach to money matters? Most of us could use a little help—and help is here! Join this workshop on [date] for can’t-miss financial wellness tips, including ways to improve your spending habits, save for long-term goals, and more. [Include call-to-action with registration/contact information.]

05/06/2022

For many hoping Congress would pass more retirement system improvements last year, 2021 ended with a thud. The year ahead could be packed—with the potential for some SECURE 2.0 provisions to gain traction, the President’s Build Back Better Act to take flight, and a host of wildcard regulatory reforms and DOL updates to pass.

Find out what provisions and legislation we’re keeping close tabs on, why we think these issues are important, and what may carry the biggest impacts for business owners and individuals alike.

Four Congressional committees are ready to get to work—if their efforts can beat the clock, several noteworthy retirement provisions could surface in the months ahead.