Karen Schafer Mortgage

Karen Schafer Mortgage Specialties: Mortgage Financing in Maryland Sr. Mortgage Banker. A 30+ year Veteran in the mortgage industry. Harford County and Baltimore County locations.

Born and raised in Baltimore with a finance degree from Towson University, I have serviced thousands of customers with mortgage home ownership needs. Specializing in home purchase loans and refinances. Conventional; FHA; VA; Refinance; First Time Homebuyers; Government Loans; USDA; FHLB Grants; Down Payment Assistants programs; Jumbo Financing; Credit Analysis; Investment properties and New Constr

uction. I am a professional in handling real estate lending and pride myself on my honesty and integrity in making home ownership affordable and dreams come true.

5.0 star review received on Experience.com for Karen Schafer by Laura L S - Always  responsive and  explained  every  pa...
06/08/2026

5.0 star review received on Experience.com for Karen Schafer by Laura L S - Always responsive and explained every part of the process.

Click to see all 496 reviews of Karen Schafer, Sr Mortgage Loan Officer | NMLS # 658919

Today, we honor and remember the brave men and women who made the ultimate sacrifice for our country. As we spend time w...
05/25/2026

Today, we honor and remember the brave men and women who made the ultimate sacrifice for our country. As we spend time with those we love, let’s pause to reflect on the freedoms we enjoy because of them.

5.0 star review received on Experience.com for Karen Schafer by Matthew A W - Love  how  professional and  smooth  the  ...
05/24/2026

5.0 star review received on Experience.com for Karen Schafer by Matthew A W - Love how professional and smooth the whole process was. Thank you!

Click to see all 495 reviews of Karen Schafer, Sr Mortgage Loan Officer | NMLS # 658919

On this Armed Forces Day, we salute the dedicated men and women actively serving in our armed forces. Your unwavering co...
05/16/2026

On this Armed Forces Day, we salute the dedicated men and women actively serving in our armed forces. Your unwavering commitment and sacrifice protect our nation and preserve our freedoms, ensuring our safety and security. Today and every day, we honor your bravery and dedication with endless gratitude.

Our communities are made stronger by individuals who consistently show up for others. Grounded in a culture of caring, w...
05/15/2026

Our communities are made stronger by individuals who consistently show up for others. Grounded in a culture of caring, we’re proud to stand behind the everyday heroes whose work creates lasting impact, supports families, and helps make our neighborhoods better places to call home.

Mother’s Day is a reminder that home is about more than walls and rooms. It’s shaped by everyday moments, big milestones...
05/10/2026

Mother’s Day is a reminder that home is about more than walls and rooms. It’s shaped by everyday moments, big milestones, and a mother’s love that brings comfort, stability, and a true sense of belonging. Today, we celebrate the women who turn houses into homes.

Interested in buying a home? 🌱 This season is bringing encouraging signs as mortgage rates have eased to their lowest sp...
05/02/2026

Interested in buying a home? 🌱 This season is bringing encouraging signs as mortgage rates have eased to their lowest spring levels since 2023.

For buyers whose goals and budget align, this season may present a strong opportunity—especially for those thinking about long-term homeownership and equity over time.

Reach out anytime to chat about your options!

⏳ Tax Day is almost here! If your mortgage is part of your tax prep checklist, now’s the time to double‑check your docum...
04/13/2026

⏳ Tax Day is almost here! If your mortgage is part of your tax prep checklist, now’s the time to double‑check your documents and get organized.

📞 Have questions regarding your mortgage documents? Our team is just a call away.

5.0 star review received on Experience.com for Karen Schafer by Laura M M - Karen was extremely sttentive and available....
04/11/2026

5.0 star review received on Experience.com for Karen Schafer by Laura M M - Karen was extremely sttentive and available. She made our loan process smooth.

Click to see all 493 reviews of Karen Schafer, Sr Mortgage Loan Officer | NMLS # 658919

The Montgomery Employee Down Payment Assistance Loan (MEDPA) provides $50,000 in down payment and closing cost assistanc...
04/10/2026

The Montgomery Employee Down Payment Assistance Loan (MEDPA) provides $50,000 in down payment and closing cost assistance to eligible Montgomery County employees purchasing in Montgomery County, Maryland.

This program offers a Maryland Mortgage Program (MMP) first loan with a Down Payment Assistance (DPA) second loan in the amount of $50,000. This loan is interest free and no monthly payments are required as long as you own and occupy the unit. Contact me to see if you qualify today!

Address

435 S Main Street
Bel Air, MD
21014

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