Karen Schafer Mortgage NMLS# 658919

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United States
Bel Air, MD
Karen Schafer Mortgage NMLS# 658919

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Specialties: Mortgage Financing in Maryland Sr. Mortgage Banker. A 30+ year Veteran in the mortgage industry. Harford County and Baltimore County locations.

Born and raised in Baltimore with a finance degree from Towson University, I have serviced thousands of customers with mortgage home ownership needs. Specializing in home purchase loans and refinances. Conventional; FHA; VA; Refinance; First Time Homebuyers; Government Loans; USDA; FHLB Grants; Down Payment Assistants programs; Jumbo Financing; Credit Analysis; Investment properties and New Construction. I am a professional in handling real estate lending and pride myself on my honesty and integrity in making home ownership affordable and dreams come true.

11/01/2026

A friendly reminder to change the clocks in your home on November 1st. Your phone already knows. Your oven and microwave probably don't. ⏰🍂

10/31/2026

🍬 Between the costumes and candy, here's to the place that holds our favorite memories. Have a fun and safe Halloween!

09/21/2026

5.0 star review received on Experience.com for Karen Schafer by Steven M Y - I want to thank you, Dan, and the staff for getting it done! I am very grateful!

Click to see all 504 reviews of Karen Schafer, Sr Mortgage Loan Officer | NMLS # 658919

09/18/2026

Why wait for tomorrow's loan limits? Today's buyers deserve financing solutions that keep pace with today's housing market.

That's why I'm excited to share that my company has expanded access to conventional financing up to $850,000 for qualified borrowers, helping create more opportunities in an evolving market.

With a higher loan limit, qualified borrowers may benefit from:
🏠 Access to more homes
💰 Increased purchasing power
📍 More flexibility in the neighborhoods they love
✅ Financing tailored to their goals

The market doesn't stand still, and neither should your financing options.

If you'd like to learn how these expanded loan limits could support your goals, I'd be happy to help.

09/11/2026

On September 11, 2001, our nation was changed forever. Twenty-five years later, we pause to remember the lives lost, honor the heroes who responded without hesitation, and reflect on the strength and unity that carried us forward. We will never forget.

09/11/2026

New Maryland Mortgage Program Alert!

The Maryland Mortgage Program has launched First Homes for First Responders and Teachers, a new initiative designed to help eligible first-time homebuyers achieve homeownership with greater affordability.

Interested in learning more? Contact me today to see if you qualify for this exciting new homeownership opportunity.

09/07/2026

Every welcome home starts long before move-in day. Homeownership is often years in the making, and Labor Day is a reminder of the effort behind the milestone. Wishing you a relaxing weekend!

08/19/2026

5.0 star review received on Experience.com for Karen Schafer by Matthew A K - Clear and timely communication

Click to see all 503 reviews of Karen Schafer, Sr Mortgage Loan Officer | NMLS # 658919

08/17/2026

5.0 star review received on Experience.com for Karen Schafer by Ted E - Karen and her team are helpful, patient, communicative and make the process as easy as possible through uploading documents through the app. the app also allows the signing of some of the documents ahead of the in person signing.
Thank you!

Click to see all 503 reviews of Karen Schafer, Sr Mortgage Loan Officer | NMLS # 658919

08/07/2026

5.0 star review received on Experience.com for Karen Schafer by Diana E F - Karen never missed a step. This was the first time for me buying a home & everything was so new to me. She was there for me every step of the way & even picked up needed documents from me. Thank you again Karen!

Click to see all 501 reviews of Karen Schafer, Sr Mortgage Loan Officer | NMLS # 658919

Address

435 S Main Street
Bel Air, MD
21014

Website

https://fitzgeraldfinancial.net/officers/karen-schafer/

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