Karen Schafer Mortgage

Karen Schafer Mortgage Specialties: Mortgage Financing in Maryland Sr. Mortgage Banker. A 30+ year Veteran in the mortgage industry. Harford County and Baltimore County locations.

Born and raised in Baltimore with a finance degree from Towson University, I have serviced thousands of customers with mortgage home ownership needs. Specializing in home purchase loans and refinances. Conventional; FHA; VA; Refinance; First Time Homebuyers; Government Loans; USDA; FHLB Grants; Down Payment Assistants programs; Jumbo Financing; Credit Analysis; Investment properties and New Constr

uction. I am a professional in handling real estate lending and pride myself on my honesty and integrity in making home ownership affordable and dreams come true.

Every welcome home starts long before move-in day. Homeownership is often years in the making, and Labor Day is a remind...
09/07/2026

Every welcome home starts long before move-in day. Homeownership is often years in the making, and Labor Day is a reminder of the effort behind the milestone. Wishing you a relaxing weekend!

5.0 star review received on Experience.com for Karen Schafer by Matthew A K - Clear and timely communication
08/19/2026

5.0 star review received on Experience.com for Karen Schafer by Matthew A K - Clear and timely communication

Click to see all 503 reviews of Karen Schafer, Sr Mortgage Loan Officer | NMLS # 658919

5.0 star review received on Experience.com for Karen Schafer by Ted E - Karen and her team are helpful, patient, ...
08/17/2026

5.0 star review received on Experience.com for Karen Schafer by Ted E - Karen and her team are helpful, patient, communicative and make the process as easy as possible through uploading documents through the app. the app also allows the signing of some of the documents ahead of the in person signing.
Thank you!

Click to see all 503 reviews of Karen Schafer, Sr Mortgage Loan Officer | NMLS # 658919

5.0 star review received on Experience.com for Karen Schafer by Diana E F - Karen never missed a step. This was the firs...
08/07/2026

5.0 star review received on Experience.com for Karen Schafer by Diana E F - Karen never missed a step. This was the first time for me buying a home & everything was so new to me. She was there for me every step of the way & even picked up needed documents from me. Thank you again Karen!

Click to see all 501 reviews of Karen Schafer, Sr Mortgage Loan Officer | NMLS # 658919

5.0 star review received on Experience.com for Karen Schafer by Deborah J M - Knowledgeable, friendly & timely team!
08/01/2026

5.0 star review received on Experience.com for Karen Schafer by Deborah J M - Knowledgeable, friendly & timely team!

Click to see all 500 reviews of Karen Schafer, Sr Mortgage Loan Officer | NMLS # 658919

5.0 star review received on Experience.com for Karen Schafer by Iesha C - My experience was exceptional! I was sent a re...
07/21/2026

5.0 star review received on Experience.com for Karen Schafer by Iesha C - My experience was exceptional! I was sent a referral from a friend to move forward with Karen. I introudced myself months prior to starting the process and Karen was very helpful and clear when it came to letting me know what I needed to do. When I first started the process it was clear that I had no need to worry and Karen was very reponsive and provided great follow up. My home buying process was smooth and I am so pleased that I chose Karen to assist me. I will recommend her to anyone serious about moving forward with their home buying process. Thank you again!

Click to see all 499 reviews of Karen Schafer, Sr Mortgage Loan Officer | NMLS # 658919

For 250 years, America has been a place where dreams take root.This Independence Day, we celebrate the freedom, opportun...
07/04/2026

For 250 years, America has been a place where dreams take root.

This Independence Day, we celebrate the freedom, opportunity, and hard work that helps turn dreams into addresses. Whether you're buying your first home or planning your next chapter, we're honored to be part of the journey. 🏡❤️🇺🇸

5.0 star review received on Experience.com for Karen Schafer by Alexander K - Clear, quick communication. Always willing...
06/25/2026

5.0 star review received on Experience.com for Karen Schafer by Alexander K - Clear, quick communication. Always willing to turn around some numbers to help us on our journey.

Click to see all 497 reviews of Karen Schafer, Sr Mortgage Loan Officer | NMLS # 658919

Today we honor the end of slavery in the United States and recognize the resilience, strength, and enduring spirit of th...
06/19/2026

Today we honor the end of slavery in the United States and recognize the resilience, strength, and enduring spirit of the African American community. Let's continue to educate, advocate, and strive for equality and justice for all.

5.0 star review received on Experience.com for Karen Schafer by Laura L S - Always responsive and explained every pa...
06/08/2026

5.0 star review received on Experience.com for Karen Schafer by Laura L S - Always responsive and explained every part of the process.

Click to see all 496 reviews of Karen Schafer, Sr Mortgage Loan Officer | NMLS # 658919

Address

435 S Main Street
Bel Air, MD
21014

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