Craig Dowling - Mortgage Originator

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Bel Air, MD
Craig Dowling - Mortgage Originator

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Mortgage Originator licensed in 50 states with 25 years experience. NMLS #132605.
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10/28/2026

Getting your offer accepted is a big milestone, but there are still important steps to take before closing. Changes to your credit, debt, employment, or finances could affect your mortgage approval, even late in the process. Before making major financial moves, check with me to understand how they could affect your loan. A little caution now can help keep your homebuying journey on track!

10/23/2026

In the past week alone, I preapproved three first time homebuyers, and one is already under contract! Their agent negotiated $10,500 in seller paid closing costs, which covers all of their closing costs. They are simply walking in the door with their 3.5% down payment. We are also seeing sellers complete all or most of the repair items from the inspection reports.

Here is what to keep in mind. Once mortgage rates come down, more buyers will jump back into the market. That means more competition, possibly higher sales prices, and sellers who are less likely to pay closing costs or make repairs.

Every market has its pros and cons, and there is never a bad time to purchase. Whether you are thinking about buying now, in six months, or a year from now, let's have a confidential chat to strategically prepare you for homeownership. First time buyer or seasoned buyer, I am here to help. 🔑

10/15/2026

Inflation picked up in September, with headline CPI rising 0.6% MoM, largely driven by higher gas and energy costs. The annual rate climbed to 3.7%, while core inflation, which excludes food and energy, rose to 2.6%.

10/13/2026

Existing home sales rose 1.5% from August to September, reaching a seasonally adjusted annual rate of 3.99 million homes. However, sales were 2.2% below year-ago levels.

10/05/2026

10/02/2026

A lower mortgage payment doesn’t always require waiting for rates to fall. A rate buydown can lower your mortgage rate using funds paid upfront, and in some cases the seller may contribute toward the cost. Potential savings depend on the loan amount, rate, and how long you keep the mortgage. Want to see if a buydown could make sense for you? Send me a message. I’m happy to help you compare the upfront cost with the potential monthly savings.

09/29/2026

U.S. home prices rose 0.1% from June to July, bringing the gain from March through July to nearly 3%. That’s a resilient pace of growth, especially as mortgage rates began rising during the period. Overall, home prices are up 1.9% from a year ago.

09/11/2026

Twenty-five years ago today, our nation changed forever. We pause today to honor the nearly 3,000 lives lost on September 11, 2001 and to remember the extraordinary courage of the first responders, firefighters, and everyday heroes who ran toward danger to save others.

To the families who still carry this loss, and to the survivors who live with its memory every day, we see you, and we remember with you.

Today, and always, we honor their memory by choosing unity, resilience, and gratitude for the freedoms we too often take for granted.

🕊️

09/11/2026

nflation increased in August, with headline CPI rising 0.4% from the previous month, driven largely by higher gas and energy costs. The annual rate held steady at 3.4%. Excluding food and energy, core inflation fell to 2.4% year over year – its lowest level in more than five years.

09/04/2026

🏡 When it comes to your mortgage, don’t just trust anybody to walk alongside you.

Whether you’re purchasing a new home, refinancing, accessing your home’s equity with a HELOC, purchasing an investment property, or exploring other financing options, having the right mortgage professional in your corner can make all the difference.

I’m incredibly proud to have earned 100% recommendation ratings across my review platforms, including Google, Facebook, and Experience.com. More importantly, I’m grateful for the clients who have trusted me to guide them through some of the biggest financial decisions of their lives.

My goal is simple: provide honest advice, communicate every step of the way, and work hard to find the financing strategy that makes sense for you.

If you’re thinking about making a move, let’s start with a confidential review of your goals and options. No pressure. No obligation. Just a conversation to see what may be possible.

📲 Reach out today and let’s get started!

Address

Bel Air, MD
21014

Telephone

+14432550181

Website

http://pryority.bank/

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