09/04/2026
Your low mortgage rate may be one of your most valuable financial assets. You don’t necessarily have to give it up to access the equity in your home.
A HELOC may allow you to keep your current first mortgage while creating a flexible line of credit for:
• Home improvements or repairs
• Emergency liquidity
• Projects with changing costs
• Consolidating higher-interest debt responsibly
• Short-term financial needs
You draw only what you need, and interest accrues only on the amount borrowed.
Texas has specific home-equity rules, including a general 80% combined loan-to-value limit. Qualification, rates and terms vary.
Want to see how much equity you may be able to access? Let’s run the numbers.
📞 972.672.3246
💻 DallasRate.com
Marcel Deitrich
Sr. Loan Partner | Texas Loan Haus
RMLO NMLS #231135
Powered by Caltex Funding NMLS #220481
Equal Opportunity Lender
This is not a commitment to lend. Your home secures the line of credit. HELOC rates are commonly variable and payments may increase.
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