R&H Insurance Services

11/03/2026

Own rental property in Texas? Protect your personal assets with a simple umbrella policy. A typical landlord policy covers $100K–$500K in liability. If a serious injury leads to a $1.5M judgment, that extra $1M comes out of your pocket unless you have an umbrella. I recommend a $1M umbrella as a strong starting point — it sits on top of your existing policies and fills gaps when limits run out.

Make sure your underlying liability limits meet insurer requirements and list each rental on the application. For most landlords, a $1M umbrella costs only a few hundred dollars a year — small price, big protection.

Own rentals in DFW or Bedford, TX? Call R&H Insurance Services at 817-864-1887 for a free coverage checkup. Let us review your landlord policies and show where an umbrella fits.

Owning rental property in Texas is a great investment — until the day something goes wrong on one of your properties and the lawsuit names you personally. That is the scenario umbrella insurance exists for, and landlords are some of the people who need it most.What Umbrella Insurance Actually Does...

11/02/2026

A big shoutout to everyone celebrating a birthday in November! 🦃🎉 The season of thanks is here! Share something you’re thankful for this season as we celebrate YOU!

11/01/2026

Fall back, Bedford! As daylight saving time ends today, take two extra minutes while you change your clocks to test your smoke and carbon monoxide alarms and replace the batteries if needed. It is a small habit that helps keep your family safer as cooler nights arrive here in DFW. Questions about your home coverage? Message us or call 817-864-1887 — we would love to help.

10/31/2026

Bringing on extra help for the busy season, Bedford business owners? If you are adding seasonal or part-time staff, it is a good time to make sure your workers comp coverage matches your current team, so everyone is protected if someone gets hurt on the job. Not sure where you stand? Message us or call 817-864-1887 and we will walk through it together.

10/30/2026

Renting in Bedford or elsewhere in DFW? Here is a question we hear a lot: if something happened to your building, would your landlords policy cover your furniture, clothes, and electronics? In most cases, that policy covers the building itself — not the belongings inside your home. Renters coverage is there to help protect your stuff and your everyday life. Not sure what makes sense for you? Message us or call 817-864-1887 and we will walk through it together.

10/29/2026

Heads up, DFW — daylight saving time ends this Sunday, which means darker evening commutes home from work and school. Take a minute this week to check your headlights, slow down in neighborhoods, and stay extra alert after dark. When was the last time you gave your auto coverage a quick look? Message us or call 817-864-1887 for a free coverage checkup.

10/29/2026

I've seen inflatable ghosts, giant spiders, and plenty of pumpkins... but this may be my favorite spooky season decoration yet. 💀

Tag a motorcycle rider who needs this in their front yard! 👇

And if you've been thinking about motorcycle coverage, give us a call at(817) 498-3749 for a quote.

10/28/2026

New baby, new home, or a new chapter here in DFW? Life insurance is one of those things many growing families mean to look at but keep putting off. A quick conversation can help you think through what protection makes sense for the people counting on you. Message us or call 817-864-1887 — we are happy to walk through your options, no pressure.

10/28/2026

Future you will be thankful if you start planning for retirement today. Contact me for help creating a roadmap that lets you enjoy today with more confidence about what's next.

Securities offered through Allstate Financial Services, LLC, Member FINRA, SIPC.

10/27/2026

Ever wonder what happens if a claim goes beyond your auto or home policy limits? That is where umbrella coverage comes in — it is an extra layer of protection that kicks in when a big accident or lawsuit stretches past your regular coverage. Many Bedford families have never looked at it, but it is worth a quick conversation before you ever need it. Message us or call 817-864-1887 and we will walk through whether it fits your household.

07/27/2026

They doubted the vision. But you know home improvements are expensive.

The upgrades that don’t usually make the feeds are the ones that keep your family safe and comfortable. 🤲

05/27/2026

Not me getting emotional over a home upgrade.

The upgrades that don’t usually make the feeds are the ones that keep your family safe and comfortable. 🤲

05/26/2026

Thermostat set. Vibes set. We’re good over here.

The upgrades that don’t usually make the feeds are the ones that keep your family safe and comfortable. 🤲

05/22/2026

They said magic wasn't real. Then it stopped leaking.

The upgrades that don’t usually make the feeds are the ones that keep your family safe and comfortable. 🤲

05/21/2026

The pricey upgrade spoke and we listened.

The upgrades that don’t usually make the feeds are the ones that keep your family safe and comfortable. 🤲

01/27/2026

Need to file a claim after the winter storm? We’re here to help. Start at https://www.allstate.com/claims/file-track, use the Allstate Mobile app, or call 1-800-54-STORM.

12/10/2025

In an inside sales role, you'll use your expertise to find affordable solutions that help people protect what matters most in their lives. Sound like something you're interested in?

Take control of your career journey and apply today: http://spr.ly/6008C64f6

12/03/2025

From free therapy sessions to personalized financial services and virtual fitness classes, Allstate takes employee wellbeing seriously. We even have an entire group of Wellbeing Champions committed to growing our culture of wellness by sharing valuable updates, helping employees locate resources and checking in on their fellow Allstaters.

See how Allstate supports you at work and beyond. Check out our wellbeing benefits:
http://spr.ly/600872ZHy

11/12/2025

When employees have the resources to challenge themselves, they don't just grow — they drive change and make a difference. Our intrapreneurs group is a community of dreamers and doers that spark innovation across the company, and the entire insurance industry, by encouraging their fellow Allstaters to think creatively to solve the real problems facing us and our customers.

Want to drive lasting change at work and in the world? Join a team that's not afraid to think outside the box. http://spr.ly/60027n8Ow

11/04/2025

This is what community looks like. We're proud of the Allstaters in Dallas-Fort Worth for showing up in a major way for Genesis Women's Shelter & Support. They packed hundreds of toiletry bags and hosted a food drive to help support women in need on their healing journey.

Our employees' passions become ours. This is why each Allstate employee gets PTO to volunteer their time to causes they care about.

Discover how we help our people thrive while making an impact. http://spr.ly/60097KcF7