10/16/2026
💰 A Little More Time to Save. A Great Rate to Grow!
Full account disclosures:
https://uib.bank/doccenter/67ff9defa36a4dc29790fd3d1a098485
Looking for a smart way to put your savings to work? Utah Independent Bank's 6-Month Certificate of Deposit (CD) is offering a 4.32% APY, but this special rate is only available through October 30, 2026!
With a competitive rate and a short six-month term, it's an opportunity to earn more on the money you've worked hard to save—without making a long-term commitment.
💵 Here's what you need to know:
✅ 4.32% APY
✅ 6-month term
✅ $500 minimum opening deposit
✅ $500 minimum balance to obtain APY
✅ Interest compounds and is paid quarterly
📅 Special APY available through October 30, 2026
Whether you're saving for something special, planning ahead, or simply looking for a way to make your savings work harder, our team is happy to help you explore your options.
🏦 Stop by your local UIB branch in Beaver, Milford, Monroe, or Salina to learn more and open your CD.
🔗 Visit UIB.Bank for additional details.
Don't let October 30th pass you by!
Custom Banking. Custom Ideas. Customer Solutions.
Important Disclosures:
$500 minimum deposit required to open and obtain the advertised APY. 6-month term. 4.32% APY available through October 30, 2026. Interest compounds and is paid quarterly. A 30-Day interest penalty fee may be imposed for early withdrawal. Fees may reduce earnings. APY assumes principal and interest remain on deposit for the full term. Additional terms, conditions, and limitations apply.
Member FDIC — Backed by the full faith and credit of the U.S. Government.
