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Dak Insurance Agency

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Beach, ND
Dak Insurance Agency

We are in independent insurance agency serving all of ND and MT. We are a ND PIA member Check out our website today for more information!

We represent many excellent insurance companies and will always work to find you the best coverage and rates that we can. DAK Insurance Agency offers a full line of insurance products, including home, life, auto, and more. With over 20 years of experience, you'll feel safe knowing your most valuable assets will be protected by the experts.

11/03/2026

November is National Long-Term Care Awareness Month, a good reminder that planning ahead means more than having a retirement account. It also means thinking about how you and your loved ones would be protected if extended care ever became a reality.

The numbers are worth knowing. Seven in 10 Americans turning 65 today will need some form of long-term care. The national median cost of a private nursing home room is now over $129,500 per year; assisted living runs around $74,400 annually; and in-home care averages $80,080 per year.

That's where long-term care insurance can come in. This coverage can help with costs related to:

✅ In-home care
✅ Assisted living
✅ Nursing home care
✅ Adult day care
✅ Memory care

Long-term care can be costly if you don't plan ahead. So, if you have questions or want to explore your options, don't hesitate to reach out to our team. We are happy to have that conversation with you.

10/30/2026

Halloween consistently brings a spike in insurance claims, from slip-and-fall injuries on front walkways to fire damage from decorations and auto accidents.

So, with that in mind, our team wanted to take a moment to share a few simple tips that can go a long way toward keeping the night enjoyable and keeping you well-protected. Swipe for a few things to keep in mind.

Halloween should be a night you look forward to, not one you spend recovering from. So, if you have questions about your coverage heading into the holiday weekend, our team is here to help.

We hope you and your family have a safe and enjoyable Halloween!

10/28/2026

As harvest wraps up for many producers and the year winds down, it is the perfect window to get ahead on your crop insurance and farm recordkeeping before the calendar turns. A little organization now can save you time, stress, and missed opportunities later.

Here is a checklist to help guide your end-of-year planning:

✅Submit your production reports. Even without a loss this year, accurate reporting helps keep your Actual Production History current and prevents delays or audit issues down the road.

✅Evaluate your enhanced coverage option (ECO) and supplemental coverage option (SCO) projections. Price shifts and yield variation could affect potential payouts, so it is worth running the numbers to see if you may be eligible for an indemnity.

✅Get your farm records in order. Income summaries, expense logs, and your balance sheet support tax prep and strengthen future claims or loan applications.

✅Check in on tax planning. Confirm your premium payments and potential indemnity amounts for year-end financial planning.

✅Schedule a coverage review. We’ll uncover opportunities to adjust your guarantee or unit structures, double-check for life changes affecting your policy, and get a plan together for next year.

To schedule an end-of-year insurance portfolio review, give us a call today. We are here to help.

10/27/2026

This Halloween, the scariest thing your business can face is not a ghost or goblin — it is finding out too late that your policy does not cover what you thought it did. From cyber threats to liability claims, the risks that haunt businesses most are the ones nobody planned for.

This month, let's keep the unexpected frights to the haunted houses! Give us a call today for a complimentary portfolio review.

10/23/2026

Have you ever heard of key person life insurance? This coverage can help protect businesses that rely heavily on individuals for most of their business needs, so our team wanted to break down the ins and outs of this addition. Swipe for more information.

If you are curious whether key person insurance would make sense for your organization, please don’t hesitate to reach out to our team. We are here to walk you through your options.

10/22/2026

Discovering your car has been broken into is a horrible feeling; the violation, the stress, and the uncertainty of what to do next can all hit at once. That’s why our team wants to provide a quick guide on key steps to take after a car break-in to help you stay prepared. Swipe to see more.

As always, if you have questions about what your auto insurance covers and how it can protect you in the event of a break-in, please don’t hesitate to reach out to our team. We are here to help you.

10/20/2026

As the days get shorter, deer become much more active and are more likely to cross roadways — especially around dawn and dusk. This increased activity can pose serious risks to drivers, and hitting a deer can be a distressing and upsetting experience.

With that in mind, our team wants to share a few reminders to help keep you and your passengers safe this season and navigate the aftermath of striking a deer. Swipe for more.

If you're not sure what your current policy includes or would like to review your coverage this fall, feel free to reach out. Our team would be happy to answer your questions and help you understand your options.

10/15/2026

When a covered loss hits your business, knowing how your insurance policy will reimburse you is crucial. The difference between having actual cash value (ACV) and replacement cost value (RCV) coverage is significant and can affect how your business may respond after a loss.

Swipe through for a breakdown of both and what each one means for your bottom line.

If you want help determining whether you have ACV or RCV or would like to talk through how payout structures can impact your coverage, please don’t hesitate to reach out to our team. We are here to help.

10/13/2026

Most homeowners or drivers have some form of homeowners and auto insurance; however, their coverage might not be enough to protect them in the event of a major claim.

When a serious accident or unexpected lawsuit exceeds what your existing policies can cover, the gap between what you owe and what your insurance pays becomes very real, very fast. That’s where umbrella liability coverage comes in.

Umbrella liability insurance covers costs that would otherwise come straight out of your pocket. With relatively low annual costs, this comprehensive coverage can be one of the most affordable ways to fully protect what you love.

So, if you’re curious about whether umbrella insurance makes sense for your situation, please don’t hesitate to reach out to our team. We are here to help you run the numbers and see what makes sense.

10/12/2026

National Farmer's Day is a chance to pause and recognize the early mornings, long seasons, and constant dedication it takes to grow the food that feeds us all.

Farming is hard, unpredictable work, and yet farmers show up year after year, season after season, with the same commitment to their land and livelihood.

We feel privileged to play a small part in protecting what they have worked so hard to build. Farmers, thank you for trusting us and for everything you do.

Happy Farmer's Day from our team to yours.

Address

75 1st Street SE
Beach, ND
58621

Opening Hours

Monday	8am - 5pm
Tuesday	8am - 5pm
Wednesday	8am - 5pm
Thursday	8am - 5pm
Friday	8am - 12pm

Website

https://dakotainsurancend.com/

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