11/03/2026
You can owe $200,000 and not qualify.
You can owe $40,000 and qualify.
The amount you owe doesn’t decide it. Your ability to pay does.
The IRS isn’t comparing your offer to your balance.
It’s comparing it to what it believes it can collect.
They look at your assets and your future income, then decide: can we get the money?
That’s why real representation starts with an investigation, not an application. 🔍
Investigate first. Apply second.
Save this before you file anything with the IRS.
Share it with a friend who thinks their balance is the whole story.