10/21/2026
🏡 A NEW WAY TO HELP YOUR BUYERS GET OFF THE FENCE.
Introducing the .50/0 Temporary Buydown Option from Secured Funding Corporation! 💙
In a rate-sensitive market, even a little relief on the monthly payment can make a meaningful difference for buyers weighing their next move. Now, you have another tool to help make homeownership feel more attainable.
Here’s how the .50/0 buydown works:
✅ Year 1: The interest rate is reduced by 0.50 percentage points, lowering the borrower’s monthly payment.
✅ Year 2 and beyond: The payment adjusts to the full note rate for the remainder of the loan term.
✅ Flexible payment options: Available with both lender-paid and borrower-paid temporary buydowns.
Why it matters for your clients:
🏡 Help hesitant buyers take the next step.
💰 Offer a lower payment during their first year of homeownership.
📈 Create a potential fit for buyers expecting income growth or reduced expenses.
🤝 Add another strategy to help your offers stand out in a competitive market.
Whether your buyer is waiting for the right time to move or needs a little more room in the budget during year one, this is another option worth exploring.
📲 Want to see how a .50/0 buydown could work for your client’s scenario?
Contact James Walls, MBA | Partner
📞 443-735-9781
✉️ [email protected]
🌐 securedfundingcorporation.com
Let’s run the numbers and find the right strategy for your next buyer!
For mortgage and real estate industry professionals. All programs are subject to applicable eligibility requirements, underwriting guidelines, and program terms.
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