Jack Hinder - First Home Mortgage

07/11/2024

Market Update - 7/11/24

With these dawg days of summer bringing air thick as Fireball in the freezer, sometimes you can get a little stale. Sometimes you need a little shake up. I wear loafers on the beach, so the beach doesn’t really get me out of that funk. Aside from a Tom Collins before noon and a plate of pasta with the thermostat at 65F, what really gets me buckin like an old Bronco... positive market news.

This week was a pretty boring one. Someone hooked Jerome Powell up to a car battery and pushed him in front of Congress, but he basically said (and I am not exaggerating) “rates are where they are and we are going to keep an eye on them for now.” He treated his update to congress like me getting a new unexplained sharp pain in my side...no need to panic, it’ll fix itself, just have to keep an eye on it…

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loansandlinguine.com

05/09/2024

Market Update - 5/9/24

Sometimes, when the weeks are devoid of data points I find myself missing them a little. Boring is a good thing though. I am a man who likes a routine. Lunch is 11 AM for me and the other 65 year olds, and I don’t miss lunch. I like to use the elliptical because of the low impact on my knees, and if I can’t get in the sauna I will refuse to go to the gym, period. I try to maintain three points of contact to avoid surprises and I always check my six. This week has been boring in terms of mortgage data, but again boring is a good thing and I am trying to remind myself that a needle unmoved these days is as good as rates dipping relatively speaking.

Last week was about as boring as a 70s acid trip, as we discussed on Friday (sorry again for the delay), so I think we should relish in this slower week and take a moment to focus on exactly where we are…

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04/12/2024

Shout out to Jack Hinder - First Home Mortgage, one of the presenting sponsors for our upcoming Spring Celebration!

Have you RSVP'd yet? This year, we're partying at Guilford Hall Brewery on Sunday, May 5. We've got it all covered: food, drinks, and VALET parking!

Reach out to any member of HG Home Group to RSVP!

12/14/2023

Something to toast, finally. Below is a taste, to clean the plate head to loansandlinguine.com

I woke up this at 4:30 this morning, pasted to the couch. As I peeled open my eyes, glued shut by my contacts, and searched for my phone (which to my delight had been taking upstairs and charged by my roommate), I began recapping the prior day in my head (mainly to remember if my sleeping on the couch was a choice or an order from the better half). In the blur of celebratory glasses of Sauvy B, seasonal beers, and sushi, I smiled as I drug my ragged body up the stairs to crash in bed. Why did I smile, despite my condition being more beat up than an amateur UFC fighter? I smiled because I thought of Jerome Powell's wrinkly prune head on the conference room TV in 4K as me and boys cheered him on. For once, we wanted him to keep flapping his gums.

The Inflation Emperor Powell climbed out of fiery depths of the Federal Reserve yesterday to bring all of the good little real estate professionals a sweet treat.

12/13/2023

Fantastic news (rarely heard) in the mortgage and housing market today! The market loves stability, and this will help us find some in 2024

11/30/2023

One of my favorite recipes this time of year. Saffron and scallop risotto. Check it out on my Instagram or on the blog loansandlinguine.com

11/28/2023

ELECTRIC news ⚡️

FHFA just released new conforming loan limits for 2024! They are higher than expected, increasing from $726,200 to $766,550 in most counties, with high-cost counties going all the way to $1,149,825! Big news for buyers in higher priced climate. Dm me any questions!

Conventional buyers can now buy up to $806,500 with 5% down and up to $790,000 with 3% down.

11/09/2023

Market Update - 11/9/23
Good morning,
Pizza is great cold. Sometimes, I buy the large just to ensure I can secure a cold ‘roni slice for the most important meal of the day- the anxiety snack on the morning commute. No better way to get the day started than heartburn and instant regret (what are desk Tums for though). That being said, when you list off things that are meant to be hot but better cold, I find the list to be short. Pizza obviously, you can make a case for leftover pasta, but at the end of the day you always feel a little sloppy- standing in front of the fridge, shirtless in your boxers swirling around some noods at 6 AM while your neighbors jog past (at least I would guess- definitely never done that). What is the point of this digression?
There is one more item that fits this bill, quite possibly better than even pizza. I am speaking about the Jobs Report.
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Mortgage Market UpdatesWhat you have stumbled upon will be a wonderfully simplified, often crass breakdown on current events in the real estate and mortgage market. Please enjoy, don’t take it too seriously, and contact me if you have any questions at all. Thursdays are my day to shine, but if I m...

11/02/2023

Mortgage Market UpdatesWhat you have stumbled upon will be a wonderfully simplified, often crass breakdown on current events in the real estate and mortgage market. Please enjoy, don’t take it too seriously, and contact me if you have any questions at all. Thursdays are my day to shine, but if I m...

10/13/2023

Hungry for knowledge and my personal recipes ?

Here you go peeps, it’s a work in progress but I’ll keep updating it!

The Stories and Recipes of an Overserved Mortgage Banker A man. A man with passions. Carbohydrates and Mortgage Rates I grew up a hungry boy with a passion for flavor experimentation. To fuel this passion, I knew I needed to get a job… Well after accepting a predatory loan from my brother in high ...

09/26/2023

At First Home Mortgage, we’re all about making a team effort and encouraging a collaborative work culture. That’s why it’s especially rewarding to hear real estate agent Angela Glorioso say that working with loan officer Jack Hinder and the rest of the team in our Baltimore, MD office for the last four years has shown her that “First Home Mortgage is one of those companies where everyone works together.” Watch our video to hear why Angela says “the customer service that you get here is the best in the business,” and view Jack’s loan officer profile at https://firsthome.com/loan-officers/jack-hinder/.