The Sarah Morris Team at CMG Home Loans

The Sarah Morris Team at CMG Home Loans Communication, Transparency, and Dedication. Choose a mortgage professional that is on your side.

Everyone deserves the opportunity to have a mortgage professional that is on their side. Buying or refinancing a home is a huge decision and should be entrusted to someone that really has your best interest in mind. I feel it is important to listen and work with a client to find a mortgage solution that best fits their needs. I choose to see the family behind the finances, helping them to build a strong financial future through home ownership.

09/09/2026

Rates get all the attention. The real story is this gap. πŸ“Š

In 1980, a median home cost about 3.65x the median household income. Today, that number is 5.08x. That's the shift that actually makes buying feel harder right now β€” not the interest rate on your loan.

Doesn't mean it's not doable. It means the numbers you need to know are different than the ones everyone's arguing about online.

Comment RATES and I'll reach out so we can talk through what this actually looks like for you.

(Sources: U.S. Census Bureau household income data; NAR median home price data, via Best Interest Financial analysis, Feb 2026)

When clients feel supported from start to finish, that’s a win.
09/08/2026

When clients feel supported from start to finish, that’s a win.

Happy Labor Day 🧑Whether you're off today soaking up the long weekend or still grinding toward something bigger β€” a firs...
09/07/2026

Happy Labor Day 🧑

Whether you're off today soaking up the long weekend or still grinding toward something bigger β€” a first home, a bigger one, a little more breathing room β€” today's for you.

That's the whole reason this job matters to me. Proud to help build it, one working family at a time.

09/07/2026

First Friday Night Lights of the season! πŸˆπŸ’œ

There's nothing quite like Dripping Springs under those lights on a Friday night. We were there to cheer on the Tigers, and my littlest got the best seat in the house (obviously, on Dad's shoulders).

Small-town game nights are exactly why we love it here.

Go Tigers! 🐯

09/06/2026

I got a text! πŸ“±

(had to read it out loud to the group, obviously)

In all seriousness β€” this is the part of the job that never gets old. Helping people get into a home, refinance into something better, or just finally understand their numbers... that's the whole point.

173 five-star reviews and every single one is a reminder of why I do this.

09/05/2026

Labor Day weekend just got very, very full. πŸŽ‰
Four days. A Formula-style race at COTA, live tattooing, a Longhorns season opener, 1.5 million bats, and Brandi Carlile closing it out at Moody Center. We mapped all of it so you don't have to.
Swipe for the full day-by-day β†’ save this one, you'll need it more than once this weekend.
πŸ“ Fri: Le Mans kicks off, Hotel Magdalena's weekend party starts, tattoos at Palmer Events Center
πŸ“ Sat: Texas Football opens the season, circuitoftheamericas roars all day, Austin Bat Fest hits Congress Ave, Bob Schneider at Buck's Backyard, laughs at Rozco's Comedy Club β€” and huge thanks to Adventure=LIFE for the invite to Wake the Lake. Couldn't make it this year, but go make a splash for us 🌊
πŸ“ Sun: brunch at Kinda Tropical, a Dolly double feature at Radio Coffee & Beer, Brandi Carlile + The Head and the Heart at Moody Center
πŸ“ Mon: one last rooftop pool day at Azul Rooftop Bar + Lounge to close out summer
Tag who's making the whole weekend with you πŸ‘‡
Every property has a path β€” let's find yours.

09/03/2026

I just closed a loan for a first-time homebuyer β€” she's 72. It's never too late. The strategy for a 25-year-old buyer and a 72-year-old buyer isn't the same, and it shouldn't be. For her, it was about keeping her payment affordable through retirement. We negotiated a seller credit that covered her closing costs and down payment assistance completely β€” she got her earnest money back at closing. 🏑 If you think you missed your window, you didn't. Send me a message, let's talk strategy.

Your next move starts here. Whether you are buying a home or moving to a new city, we make the mortgage process easy wit...
09/02/2026

Your next move starts here. Whether you are buying a home or moving to a new city, we make the mortgage process easy with faster closings, competitive rates, and full preapprovals. Contact me today to get started.

09/02/2026

Last night was my oldest's first football game of the season β€” and his first year playing center. Watching him start on the line, doing something brand new with that much confidence, was a genuinely proud mom moment. 🏈❀️ Some days the job is rate locks and pre-approvals. Last night, it was just being a mom in the stands. What's something your kid did recently that surprised you?

09/01/2026

A little perspective: the historical average 30-year mortgage rate since 1971 is 7.67%. Today's rate is actually below that. 1981 saw rates over 18%. The 2010s mostly ran 3.5-5.5%, and 2021's 2.65% low was the real outlier, not the norm. 🏑 "High" is relative - what actually matters is your specific numbers. Want to know what today's rate means for you? Send me a message.

Address

9430 Research Boulevard
Austin, TX
78759

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