Brian O'Halloran Mortgage Loan Originator RMLO 227078

05/21/2026

Texas friends — if you’ve been dreaming about owning a home but the down payment feels impossible, you need to know this:
There are real programs in Texas that help cover your down payment and closing costs.
Yep… money you don’t have to come up with on your own.
A few examples:
TSAHC Home Sweet Texas
TDHCA My First Texas Home
Local Austin & Central Texas DPA grants
These programs can help first‑time buyers, repeat buyers, teachers, nurses, first responders, and more.
Dm or call me for more information 512-917-7368

05/04/2026

Austin/RR is a buyer‑friendly market at the moment, that could shift quickly if interest rates begin to fall.

03/26/2026

Butters wants you to know that her dad—me—is here for all your mortgage needs.

02/26/2026

https://www.cnbc.com/2026/02/25/mortgage-rates-hit-lowest-level-in-nearly-4-years.html?qsearchterm=interest%20rates

Mortgage rates dropped to the lowest level since 2022 last week, but demand from homebuyers declined as well, as they continue to struggle with affordability.

02/02/2026

I had my identity stolen a few years back and it's no fun to get it fixed. Freezing your credit is quick and free. It’s one of the easiest ways to protect yourself from identity theft. Here’s how to do it:

1. Contact all three major credit bureaus:
• Equifax: equifax.com/personal/credit-report-services
• Experian: experian.com/freeze
• TransUnion: transunion.com/credit-freeze

2. Create an account with each bureau so you can manage your freeze online.
3. Request a “credit freeze.” It’s free and doesn’t affect your credit score.
4. Save your PIN or password—you’ll need it if you ever want to temporarily lift the freeze (like when applying for a loan).

01/30/2026

It took me a minute to figure out Monday is Groundhog Day. I was thinking there’s some bear themed holiday, maybe Teddy Rosevelt birthday…

01/13/2026

10/30/2025

If you bought a house in the last 3 years, now is a good time to look at refinancing your mortgage. DM or call me 512-917-7368

The Federal Reserve was widely expected to lower interest rates by a quarter point in order to support the waning job market.

10/24/2025

Any of my Austin friends interested in going to House of Torment next week? If it scares you, I really want you to come. There is nothing funnier than a friend using you as a human shield against a ghoul!