10/22/2026
What we’re seeing right now looks a lot more like a buyer’s market than people realize.
There are more homes on the market, and they’re taking longer to sell. When that happens, sellers start adjusting—price reductions show up more often, and concessions come back into play.
For buyers, that creates leverage. More time to decide, more room to negotiate, and less pressure to compete in multiple-offer situations.
For anyone sitting on the fence, this is one of the more favorable environments we’ve seen in a while—especially compared to the last few years.
https://myoc.io/monicajenkins
NMLS # 224483, Mortgage Banker Registration