Shala Shearer, Mortgage Loan Officer at First Centennial Mortgage

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Austin, TX
Shala Shearer, Mortgage Loan Officer at First Centennial Mortgage

NMLS # 1538486 | TX: 1538486
https://www.nmlsconsumeraccess.org/

First Centennial Mortgage
Equal Hou Contact Shala today to begin your homebuying journey!

Shala Shearer, Mortgage Loan Officer at First Centennial Mortgage in Austin, TX, has been working in mortgages for over 5 years. Prior to joining the mortgage industry, Shala worked in insurance for nine years and managed and owned an agency. Since joining the mortgage industry, Shala worked in different areas of the mortgage process, including top producing teams in Oregon, as well as Fort Worth.

These experiences allowed Shala to get a strong knowledge of the diverse product offerings and guidelines for different loan types. At First Centennial Mortgage, Shala offers FHA, conventional, VA, USDA, first-time homebuyer down payment assistance programs, renovation and jumbo loans. Shala focuses on how much her clients can afford out of pocket so she can determine a mortgage payment that fits within their overall budget. Her goal is to make the loan process as smooth and easy as possible. “I love helping my clients understand the whole process of getting a mortgage. My biggest reward is when the client tells me how easy the process was.”

Shala earned a full ride scholarship and played golf in college for the University of Wyoming. In her free time, she loves to golf and go to country music concerts with her husband. They live in a small, tight knit community just west of Fort Worth with their son and daughter. They enjoy exploring different parts of Texas as a family and attending State Champion football games and supporting local small-town businesses. For Texas Consumers Only:
CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A MORTGAGE BANKER OR A LICENSED MORTGAGE BANKER RESIDENTIAL MORTGAGE LOAN ORIGINATOR SHOULD COMPLETE AND SEND A COMPLAINT FORM TO THE TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, 2601 NORTH LAMAR, SUITE 201, AUSTIN, TEXAS 78705. COMPLAINT FORMS AND INSTRUCTIONS MAY BE OBTAINED FROM THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV. A TOLL-FREE CONSUMER HOTLINE IS AVAILABLE AT 1-877-276-5550. THE DEPARTMENT MAINTAINS A RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN ACTUAL OUT-OF-POCKET DAMAGES SUSTAINED BY BORROWERS CAUSED BY ACTS OF LICENSED MORTGAGE BANKER RESIDENTIAL MORTGAGE LOAN ORIGINATORS. A WRITTEN APPLICATION FOR REIMBURSEMENT FROM THE RECOVERY FUND MUST BE FILED AND INVESTIGATED BY THE DEPARTMENT PRIOR TO THE PAYMENT OF A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND, PLEASE CONSULT THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV.

11/30/2022

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11/29/2022

Millennials are interested in and well-positioned to achieve their homeownership dreams. If you’re ready to sell your house, know that it may be just what they’re looking for.

If you’re thinking about selling your house but wondering if buyers are still out there, know that there are still people who are searching for a home to buy today. And your house may be exactly what they’re looking for.

11/28/2022

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11/27/2022

If you have questions about selling your house and financing a new home in today’s housing market, let’s connect. That way you have context around what’s happening now, so you’re up to date on what you can expect when you’re ready to move.

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11/26/2022

If you’re trying to buy your first home in today’s housing market, you’ll want to know what you can do as mortgage rates rise and inventory stays low overall.

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11/23/2022

If you’re planning to buy a home this year, there are incredible benefits waiting for you at the end of your journey, including the ability to customize your home, the sense of achievement homeownership brings, and a greater connection to your community. Let’s connect to discuss everything homeownership has to offer.

With higher mortgage rates, you might be wondering if now's the best time to buy a home. While the financial aspects are important to consider, there are also powerful non-financial reasons it may make sense to make a move. Here are just a few of the benefits that come with homeownership.

11/22/2022

If you’re thinking of buying or selling a home, the best place to turn to for information on today’s supply and demand is a trusted professional. Let’s connect so you know what’s happening in our local market and what that means for you.

Over the past two years, the substantial imbalance of low housing supply and high buyer demand pushed home sales and buyer competition to new heights. But this year, things are shifting as supply and demand reach an inflection point.

11/21/2022

The best hedge against inflation is a fixed housing cost. If you’re ready to learn more and start your journey to homeownership, let’s connect.

While the Federal Reserve is working hard to bring down inflation, the latest data shows the inflation rate is still high, remaining around 8%. This news impacted the stock market and added fuel to the fire for conversations about a recession.

11/20/2022

The housing market is shifting, and it’s a confusing place right now. Let’s connect so you have a trusted professional to help you make confident and informed decisions about what’s happening in our market.

As the housing market cools in response to the dramatic rise in mortgage rates, home price appreciation is cooling as well. And if you’re following along with headlines in the media, you’re probably seeing a wide range of opinions calling for everything from falling home prices to ongoing apprec...

11/19/2022

If you’re planning to sell your house this year, you likely have questions about what the shift in the housing market means for your home sale. You might be wondering: Should I wait to sell? Are buyers still out there? And can I afford to buy my next home?

Some Highlights If you’re planning to sell your house this year, you likely have questions about what the shift in the housing market means for your home sale. You might be wondering: Should I wait to sell? Are buyers still out there? And can I afford to buy my next home? Let’s connect so you ca...

11/18/2022

Getting pre-approved for a mortgage is critical. It helps you better understand what you can borrow and shows sellers you’re serious about purchasing their home. Let's connect so you have the tools you need to succeed as a homebuyer in today’s market.

If you’re planning to buy a home this year, one of the first steps on your journey is getting pre-approved. Especially in today’s market when mortgage rates are higher than they were just a few months ago, getting a mortgage pre-approval can be a game changer. Here’s why.

11/17/2022

History shows you don’t need to fear the word recession when it comes to the housing market. If you have questions about what’s happening today, let’s connect so you have expert advice and insights you can trust.

Since the 2008 housing bubble burst, the word recession strikes a stronger emotional chord than it ever did before. And while there’s some debate around whether we’re officially in a recession right now, the good news is experts say a recession today would likely be mild and the economy would re...

Address

7700 W. Highway 71 Suite 120
Austin, TX
78735

Telephone

+15124205387

Website

http://shalashearerloans.com/

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