Chris Johnson - Senior Mortgage Banker NMLS #412227

Chris Johnson - Senior Mortgage Banker NMLS #412227 With over 20 years of experience, I believe customer service is the number one aspect of my job. Member FDIC
Equal Housing Lender NMLS #412227

Whether you're looking to lower your monthly payment, shorten your loan term, or tap into your home's equity, refinancin...
09/01/2026

Whether you're looking to lower your monthly payment, shorten your loan term, or tap into your home's equity, refinancing may be worth exploring. Before making a decision, it helps to understand how changes in your loan amount, interest rate, and loan term could impact your finances. Try our Home Refinance Calculator to estimate potential savings and compare your options. https://www.amerisbank.com/Personal/Learn/Resources/Financial-Calculators/Home-Refinance
Ready to see what refinancing could look like for you? Start with the calculator, then contact me to discuss your goals and available options.

https://www.amerisbank.com/Personal/Learn/Resources/Financial-Calculators/Home-Refinance

Prequalification can help you: -Understand your price range-Explore financing options-Know what to expect during the mor...
08/31/2026

Prequalification can help you:
-Understand your price range
-Explore financing options
-Know what to expect during the mortgage process
It's a simple step that can help you feel more confident when you're ready to buy. Contact us to get started.

Ameris Bank's DSCR (Debt Service Coverage Ratio) loan may allow you to qualify based primarily on the property's rental ...
08/31/2026

Ameris Bank's DSCR (Debt Service Coverage Ratio) loan may allow you to qualify based primarily on the property's rental income potential, not your personal income.
-No personal tax returns required for qualification in many cases
-No W-2s needed in many cases
-Qualification focuses on property cash flow
-Great for building or expanding an investment portfolio
-Interest-only finance options available
Instead of digging through years of tax documents, a DSCR loan may offer a simpler path to financing for experienced and first-time investors alike.
Ready to see if you can qualify based on the cash flow of your investment property? Contact us today to learn more about DSCR financing and your options.

Before you apply for a mortgage, taking a few simple steps can help make the process smoother and give you a better unde...
08/24/2026

Before you apply for a mortgage, taking a few simple steps can help make the process smoother and give you a better understanding of your options. The more prepared you are, the more confident you'll feel when it's time to apply.
Ready to get started? Explore our guide to learn what information you'll need and what to expect before beginning your homebuying journey:
https://www.amerisbank.com/Personal/Mortgage/Plan/Info-To-Know

https://www.amerisbank.com/Personal/Mortgage/Plan/Info-To-Know

08/21/2026

Before applying for a mortgage, it's important to understand how your existing debt may affect your loan options. A little preparation today can help put you in a stronger position when you're ready to buy.
Let's create a plan that works for your goals.

Address

2743 Perimeter Parkway, Bld. 200, Ste. 107
Augusta, GA
30909

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm

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