What are the opening hours?

Monday 9am - 5pm Tuesday 9am - 5pm Wednesday 9am - 5pm Thursday 9am - 5pm Friday 9am - 5pm

Chris Johnson - Senior Mortgage Banker NMLS #412227

Home
United States
Augusta, GA
Chris Johnson - Senior Mortgage Banker NMLS #412227

Directions Website

With over 20 years of experience, I believe customer service is the number one aspect of my job. Member FDIC
Equal Housing Lender NMLS #412227

10/29/2026

Don't forget to set your clocks back 1 hour on Saturday night!

10/27/2026

One of the biggest questions current homeowners face is: "How do I buy my next home while selling my current one?" The answer depends on your goals, timeline, available equity, and financing options.

A successful transition often includes:
✔ Understanding how much equity you have available
✔ Evaluating buy-before-you-sell options
✔ Structuring offers strategically
✔ Creating a plan for sale proceeds
✔ Determining how much home your equity can help you purchase

Having these conversations early can help you better understand your available financing options. Let's plan your strategy together.

10/27/2026

Waiting for a lower rate may sound like the safest choice, but rates are not the only factor that can change. Home prices, rent, available inventory and your personal circumstances can look different several months from now.

That does not mean buying now is right for everyone. It means the decision should be based on your timeline, budget and goals rather than one number. Let's compare the scenarios so you can make an informed decision without trying to predict the market.

10/27/2026

Many buyers pause their home search during the holidays, but that can create opportunities for buyers who remain active. Depending on the market, there may be less competition, motivated sellers and builders offering year-end incentives.

Every local market is different, but if the right home becomes available, the holiday season could be worth considering.

10/27/2026

For eligible veterans, active-duty service members and qualifying surviving spouses, a VA loan can provide meaningful home ﬁnancing beneﬁts, including the possibility of purchasing with no down payment and no monthly mortgage insurance.

If you have served, it is worth learning more about the beneﬁts you earned and how they could support your homeownership goals.

10/16/2026

Both FHA and Conventional loans may help you achieve homeownership, but they work differently.

An FHA loan may offer greater flexibility in certain situations, while a conventional loan may provide benefits for borrowers with strong credit profiles and larger down payments.

The right loan isn't about choosing the "best" program. It's about choosing the best fit for your financial goals.

10/16/2026

Referral partners move.
Clients relocate.
Families buy second homes.
Having the ability to lend in 49 states allows loan officers to continue serving clients wherever life takes them.
Relationships shouldn't have geographic limitations.

10/09/2026

Make Homeownership happen with Ameris Advantage DPA.
Designed specifically for FHA borrowers, this new program offers up to 5% assistance with down payment and closing costs through a flexible repayable second mortgage. No income restrictions mean more families can access this homeownership support.

Questions about qualifying? Reach out directly - I'm here to help.

10/09/2026

The Georgia Dream Peach Select VA program offers financing for eligible veterans designed to make homeownership more affordable.
* Competitive rates
* No first-time homebuyer requirement
* Available to eligible veterans using VA financing
Contact us to learn whether this program may fit your homeownership goals.

10/07/2026

Affordability is about more than mortgage rates. This week's Mortgage Monitor explores how monthly payments, financing options and transaction terms can help buyers evaluate the full financial picture. Read the latest article to learn more.

https://www.amerisbank.com/personal/financial-education/ameris-advice/buying-a-home/mortgage-monitor-october-7

https://www.amerisbank.com/personal/financial-education/ameris-advice/buying-a-home/mortgage-monitor-october-7

Address

2743 Perimeter Parkway, Bld. 200, Ste. 107
Augusta, GA
30909

Opening Hours

Monday	9am - 5pm
Tuesday	9am - 5pm
Wednesday	9am - 5pm
Thursday	9am - 5pm
Friday	9am - 5pm

Website

http://www.amerisbank.com/chrismjohnson

Alerts

Be the first to know and let us send you an email when Chris Johnson - Senior Mortgage Banker NMLS #412227 posts news and promotions. Your email address will not be used for any other purpose, and you can unsubscribe at any time.