Bjorn Hjelmeland, Prudential Advisors Financial Professional

Bjorn Hjelmeland, Prudential Advisors Financial Professional I am a Financial Planner with Prudential Advisors and LPL Enterprise

08/24/2026

An income tax deduction may be available for up to 20% of the taxpayer's domestic qualified business income.

08/21/2026

Whether you must file a federal income tax return generally depends on the amount of your gross income.

08/17/2026

An individual retirement account (IRA) is a personal savings plan that offers specific tax incentives to encourage you to save for retirement. Currently, there are two types of retirement IRAs. Traditional IRAs allow for tax-deductible contributions under certain conditions. Roth IRAs are funded wit...

08/14/2026

Debt consolidation can lead to an improvement in your credit rating by making your debt easier to manage.

08/10/2026

Your employer-sponsored retirement savings plan may offer a variety of tax benefits.

08/07/2026

Tax calculation is the process by which you figure out how much you owe in income tax. If you file federal income tax Form 1040, you must compute your adjusted gross income (AGI) and your taxable income before you can calculate your tax. Essentially, your AGI is your total income minus certain adjus...

08/03/2026

When you leave your job, you may have four options to manage funds in a work-based retirement plan.

07/31/2026

A money purchase pension plan is a type of qualified defined contribution plan in which you, the employer, make annual required contributions to the accounts of participating employees. The amount of your employer contributions is generally determined based on a preset formula that cannot be changed...

07/27/2026

A revocable life insurance trust is a trust that is funded, at least in part, by life insurance policies or proceeds. It can be an effective planning tool that provides a source of liquid funds to your estate for the payment of taxes, debts, and expenses. Moreover, it allows you the flexibility to c...

07/24/2026

There are a number of family trusts that estate planners generally no longer use, either because they have lost certain tax benefits or because they are simply no longer a favored method of gifting. These trusts include the Clifford trust, the pot trust, and the Crown trust.

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