Kilgore Insurance Agency

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Kilgore Insurance Agency We are a family-owned independent insurance agency located in Atwater, California, the heart of the

As the days get cooler and fall schedules pick up, it is a great time to make sure your insurance coverage still fits yo...
10/15/2026

As the days get cooler and fall schedules pick up, it is a great time to make sure your insurance coverage still fits your needs.

Whether you have questions about your home, auto, or other coverage, our team at Kilgore Insurance is here to help you feel prepared for the season ahead.

Give us a call anytime—we are always happy to help. What is on your fall to-do list?

As fall approaches, deer activity increases—especially around dawn and dusk—and that can create added risks for business...
10/12/2026

As fall approaches, deer activity increases—especially around dawn and dusk—and that can create added risks for businesses with vehicles on the road.

A few simple reminders for your drivers:
• Slow down in wooded or rural areas
• Stay alert for deer traveling in groups
• Avoid swerving suddenly if a deer enters the roadway
• Report any vehicle damage promptly

Our team at Kilgore Insurance can help you review your commercial auto coverage and understand how it may respond after an accident. Reach out if you would like to talk through your business vehicle policy this season.

The most expensive commercial coverage gaps are often the ones no one notices—until a claim puts them front and center.T...
10/08/2026

The most expensive commercial coverage gaps are often the ones no one notices—until a claim puts them front and center.

This Halloween, our team at Kilgore Insurance is uncovering common policy gaps that can leave businesses facing unexpected costs. Swipe through to see what may be hiding in your commercial coverage.

Not sure whether your policy has a few lurking surprises? We can help review your coverage and identify areas that may need attention before a claim occurs.

What is one business risk you are most concerned about protecting against?

As we move toward fall, this is a great time to look over your home and take care of small maintenance tasks before they...
09/15/2026

As we move toward fall, this is a great time to look over your home and take care of small maintenance tasks before they turn into costly repairs. A little attention now can make a big difference later.

Swipe through our checklist for a few key areas worth reviewing as the season changes.

If you’d like recommendations for trusted local providers who can help with any of these items, our team is happy to point you in the right direction. And if you have questions or need support with anything insurance‑related, just give our office a call. We’re here to help.

Back-to-school season is the perfect time to help families refresh important safety habits. Our team at Kilgore Insuranc...
09/08/2026

Back-to-school season is the perfect time to help families refresh important safety habits. Our team at Kilgore Insurance put together a few reminders to help keep students safe and confident as they head into a new year.

• Make sure kids know their full names, your phone number, your home address, and how to reach a trusted adult. A small safety card in their backpack with this info and any medical details can be a big help.

• Reinforce proper hand-washing and remind them not to share food or drinks. These small habits make a big difference in preventing classroom illnesses.

• Keep backpacks light. A safe limit is no more than 15% of your child’s body weight, and using both straps helps protect their back.

• Talk openly about bullying — what it looks like, how to report it, and who they can go to at school if they ever feel unsafe.

• Skip putting your child’s first name on the outside of backpacks or lunch boxes. Using initials or labeling the inside keeps things safer.

We’re here to support families across our community, and we hope these tips help set the tone for a safe, healthy, and successful school year. If you need anything as the year gets underway, our team is always ready to help.

With Fall Prevention Awareness Month in full swing, our team at Kilgore Insurance is reminding businesses how important ...
09/01/2026

With Fall Prevention Awareness Month in full swing, our team at Kilgore Insurance is reminding businesses how important it is to take a fresh look at workplace safety. Simple steps like proactive planning, routine maintenance, and staff awareness can significantly reduce slip, trip, and fall risks.

Swipe through to see key tips your team can put into practice right away.

If you ever need support strengthening your safety program or reviewing your coverage, we’re always here to help.

Wildfire season is officially underway, and now is the time to make sure your coverage is ready to protect what matters ...
08/27/2026

Wildfire season is officially underway, and now is the time to make sure your coverage is ready to protect what matters most. Our team encourages everyone to go beyond evacuation planning and take a close look at homeowners, renters, and auto insurance to understand how wildfire-related damage may be handled.

It’s especially important to confirm whether your policy covers fire, smoke, and ash damage, and to review your auto policy if you want protection for your vehicle—since that typically falls under comprehensive coverage, not homeowners insurance.

You’ll also want to check your additional living expenses limits and consider whether they would realistically support you if you were displaced for several weeks.

If you’re unsure where to begin or want help evaluating your coverage, our team at Kilgore Insurance is here to walk you through your options and help you stay protected this wildfire season.

What really happens to your payout after a covered loss? It often comes down to one key detail: whether your policy is b...
08/18/2026

What really happens to your payout after a covered loss? It often comes down to one key detail: whether your policy is based on replacement cost value or actual cash value.

These two coverage types work very differently, and knowing the difference can help you avoid expensive surprises when it’s time to file a claim.

Our team at Kilgore Insurance broke down what each option means so you can feel more confident about your coverage.

Not sure which one you have or which one you should choose? Reach out to us anytime — we’re here to help make insurance easier to understand.

With back-to-school season approaching and National Traffic Awareness Month just around the corner, our team at Kilgore ...
08/13/2026

With back-to-school season approaching and National Traffic Awareness Month just around the corner, our team at Kilgore Insurance is encouraging everyone to take a few extra moments to stay alert on the roads.

As traffic patterns shift with school start times, even small distractions can create big risks. Whether you're behind the wheel or helping kids get to and from school, a little added awareness goes a long way.

We’ll be sharing a few quick reminders designed to help motorists, families, and young students stay safe this time of year. We hope you’ll share them with anyone who might find them helpful.

If you ever have questions or need guidance, our team is always here to support you.

Summer is here, and homeowners across our community are getting their backyards ready for warm-weather fun. Whether you'...
06/24/2026

Summer is here, and homeowners across our community are getting their backyards ready for warm-weather fun. Whether you're adding a new pool, setting up a trampoline, or refreshing your outdoor play areas, it's important to remember that these upgrades can increase your liability exposure.

Our team at Kilgore Insurance wants to help you enjoy the season with confidence. A quick review of your homeowners liability limits and a conversation about optional coverage can make a big difference in protecting your home and family.

If you're planning new additions or just want to make sure you're covered, give us a call. We're here to help you keep summer fun and stress-free.

Address

2554 Alabama Street, Ste B
Atwater, CA
95301

Opening Hours

Monday 10am - 4pm
Tuesday 10am - 4pm
Wednesday 10am - 4pm
Thursday 10am - 4pm
Friday 10am - 4pm

Telephone

+12093589100

Website

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