Peace & Grace Insurance Services

Peace & Grace Insurance Services Contact information, map and directions, contact form, opening hours, services, ratings, photos, videos and announcements from Peace & Grace Insurance Services, Insurance broker, 1210 3rd Street, Atwater, CA.

Established in 2015, Peace and Grace Insurance Services have been Covering Californians with Medicare Plans, Covered California, Dental Plans, Life Insurance, and Social Security Planning
English - Spanish - Arabic
CA Dept of Insurance License # 0L12571

Who can help me figure out the Maze of the Medicare Alphabet soup?
06/26/2026

Who can help me figure out the Maze of the Medicare Alphabet soup?

06/25/2026

Mejoras clave que los boomers deben considerar para su jubilación en 2026, aunque sea a regañadientes
Let’s connect and talk about the latest insights in the industry!

06/25/2026

Anna was very professional and pleasant throughout our interaction. She took the time to understand...
Let’s connect and talk about the latest insights in the industry!

Insurance Terms Explained: Contesting Period vs. Su***de ClauseLife insurance policies include specific protections for ...
06/25/2026

Insurance Terms Explained: Contesting Period vs. Su***de Clause

Life insurance policies include specific protections for both the insurer and the insured.

🔹 Contesting Period: Usually the first two years of a policy. During this time, the insurance company can investigate and contest a claim if they find material misrepresentations on the application. After two years, the policy is typically "incontestable."

🔹 Su***de Clause: A standard provision stating that the death benefit will not be paid if the insured dies by su***de within a certain period (usually the first two years). Instead, the premiums paid are generally returned to the beneficiary.

Transparency is key to a solid plan. Have questions? Reach out!

Peace & Grace Insurance Services
📍 1210 Third St, Atwater, CA 95301
📞 (209) 812-4026
🗓️ Appointment: https://go.oncehub.com/1PNG

Planning for retirement? A Fixed Annuity offers a guaranteed interest rate and steady income. A Variable Annuity’s value...
06/25/2026

Planning for retirement? A Fixed Annuity offers a guaranteed interest rate and steady income. A Variable Annuity’s value fluctuates based on the performance of underlying investments. One offers stability; the other offers growth potential.

Let's find your fit:
📅 Schedule: https://go.oncehub.com/1PNG
📍 1210 Third St. Atwater, CA 95301
📞 209-812-4026

Defined Benefit vs. Defined Contribution: Which do you have? 💰A Defined Benefit plan (like a pension) promises a specifi...
06/25/2026

Defined Benefit vs. Defined Contribution: Which do you have? 💰

A Defined Benefit plan (like a pension) promises a specific monthly benefit at retirement. A Defined Contribution plan (like a 401k or certain health plans) allows you to contribute a specific amount, and the benefit depends on investment performance or how you spend it.

Need help navigating your retirement or health options? Call us at (209) 812-4026 or visit us at 1210 Third St, Atwater, CA 95301.

Schedule your free consultation: https://go.oncehub.com/1PNG

Insurance Terms Explained: Primary vs. Secondary Beneficiary 💡Protecting your loved ones means keeping your life insuran...
06/25/2026

Insurance Terms Explained: Primary vs. Secondary Beneficiary 💡

Protecting your loved ones means keeping your life insurance info up to date.
✅ Primary Beneficiary: The first person (or entity) in line to receive the death benefit.
✅ Secondary (Contingent) Beneficiary: The backup person who receives the benefit if the primary beneficiary passes away before you.

Have you reviewed your beneficiaries lately?
📅 Schedule a no-cost consultation: https://go.oncehub.com/1PNG
📍 Visit us: 1210 Third St, Atwater, CA 95301
📞 Call: (209) 812-4026

Insurance Terms Explained: Simplified Issue vs. Fully UnderwrittenApplying for life insurance doesn't always require a m...
06/25/2026

Insurance Terms Explained: Simplified Issue vs. Fully Underwritten

Applying for life insurance doesn't always require a medical exam.

Simplified Issue: You answer a few health questions on an application, but there is no medical exam. Approval is fast, though premiums might be slightly higher.

Fully Underwritten: This involves a more detailed health history and usually a brief medical exam. Because the insurance company has a clearer picture of your health, you can often secure the lowest possible rates.

We’re here to help you choose the best application path!

Schedule a free consultation: https://go.oncehub.com/1PNG
Visit us: 1210 Third St, Atwater, CA 95301
Call us: (209) 812-4026

Leaving a job or retiring soon? In part 9 of our Insurance Terms Explained series, we’re comparing COBRA vs. Individual ...
06/25/2026

Leaving a job or retiring soon? In part 9 of our Insurance Terms Explained series, we’re comparing COBRA vs. Individual Plans. Think of COBRA like staying in your home but suddenly paying the entire mortgage yourself. While convenient, you lose your employer’s contribution and pay 100% of the premium plus fees. It is often the priciest path. Individual Plans (or Medicare if you are 65+) allow you to choose coverage tailored to your budget. Many of our Merced County neighbors save hundreds monthly by switching! We believe in putting people first: do not feel pressured into the most expensive option. Your best next step is to compare costs before your enrollment window closes. We are here to guide you with clarity and care. Schedule your free consultation: https://go.oncehub.com/1PNG 1210 Third St. Atwater, CA 95301 209-812-4026

Insurance Terms Explained: Per Stirpes vs. Per CapitaThese Latin terms are huge in life insurance beneficiary planning:⚖...
06/25/2026

Insurance Terms Explained: Per Stirpes vs. Per Capita

These Latin terms are huge in life insurance beneficiary planning:

⚖️ Per Capita ("By the Head"): If you name your three children and one passes away before you, the benefit is split equally among the remaining two.

⚖️ Per Stirpes ("By the Branch"): If one child passes away before you, their share goes to *their* children (your grandchildren), keeping the money within that "branch" of the family.

Which one fits your family legacy best?

Schedule a free consultation: https://go.oncehub.com/1PNG
📍 1210 Third St, Atwater, CA 95301
📞 (209) 812-4026

Address

1210 3rd Street
Atwater, CA
95301

Opening Hours

Monday 9am - 6pm
Tuesday 9am - 6pm
Wednesday 9am - 6pm
Thursday 9am - 6pm
Friday 9am - 6pm

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