Strunk Strunk develops and implements successful profit improvement programs for Financial Institutions.

Navigating Regulation E opt-in requirements doesn't have to be a manual compliance headache. Ever since the Federal Rese...
08/26/2026

Navigating Regulation E opt-in requirements doesn't have to be a manual compliance headache. Ever since the Federal Reserve mandated affirmative consent for ATM and one-time debit card overdraft coverage, financial institutions have faced the challenge of maximizing coverage while remaining strictly compliant. Read the full breakdown to see how automation via ODP Manager can boost your opt-in rates and simplify compliance.

Reg E Opt-In Strategy boost coverage via ODP Manager. The software automatically identifies whether an account has opted in or has a pending election.

Federal regulatory agencies including the FDIC, OCC, Federal Reserve, and NCUA have officially finalized rules eliminati...
08/12/2026

Federal regulatory agencies including the FDIC, OCC, Federal Reserve, and NCUA have officially finalized rules eliminating subjective reputation risk from their supervisory frameworks. Driven by Executive Order 14331, examiners are now explicitly prohibited from using vague reputation metrics to issue exam criticisms, deny expansion applications, or lower CAMELS ratings. Regulatory oversight is pivoting strictly toward objective, verifiable data in core areas like financial performance, operational resilience, compliance, and cybersecurity.

The banking industry is moving beyond reputation risk to a data driven era, which is driven by Executive Order 14331.

Are community banks accidentally giving their best loan rates to their least profitable clients? It happens more often t...
08/05/2026

Are community banks accidentally giving their best loan rates to their least profitable clients? It happens more often than you think. Most community financial institutions overprice their largest accounts while underpricing smaller, less profitable ones. The result? Your highest-value relationships end up paying more, while low-margin accounts get the best discounts. Stop guessing and start pricing every commercial relationship with confidence. Schedule a quick demo with Strunk today!

Relationship profitability in commercial lending is a challenge for all CFIs. Most overprice their most valuable deals and underprice the others.

Are you watching the wrong line item on your P&L? For years, community financial institutions have taken their eye off t...
07/22/2026

Are you watching the wrong line item on your P&L? For years, community financial institutions have taken their eye off the overdraft fee income ball, paralyzed by regulatory noise and an irrational focus on minimizing charge-offs. It’s time to stop playing defense and start managing ODP as an active line of business. Here is what your bank might be missing—and how to fix your pe*******on and Reg E opt-in rates.

Overdraft Fee Income: What your bank is missing. As an industry we have taken our eye off the overdraft fee income ball.

Attackers often target community FIs assuming smaller teams lack enterprise defenses—making a single breach potentially ...
07/08/2026

Attackers often target community FIs assuming smaller teams lack enterprise defenses—making a single breach potentially catastrophic. Relying on patchwork tools and manual processes only drains your time. Learn how Strunk’s Risk Manager platform shifts your institution from reactive firefighting to a strong, defensible posture. Let’s turn cybersecurity from an administrative headache into a strategic advantage!

How to Streamline Cyber Risk for Community FIs and automate the complex task of documenting your organization's current cybersecurity position.

Offering structured repayment options is a powerful way to help customers recover from a negative balance while protecti...
06/17/2026

Offering structured repayment options is a powerful way to help customers recover from a negative balance while protecting your institution's bottom line. Through Fresh Start Repayment Plans, customers can break their overdrawn balance into up to four payments while keeping their checking accounts active. Ready to optimize your ODP strategy and simplify your collection process? Reach out to Strunk to unlock these features.

Strunk's program offers community FIs the opportunity to provide account holders with ODP Repayments Plans, how to manage fresh starts.

Managing third-party relationships requires more than just a list of contracts. With evolving regulatory expectations, m...
06/10/2026

Managing third-party relationships requires more than just a list of contracts. With evolving regulatory expectations, manual vendor tracking can quickly become an error-prone administrative burden. Strunk’s Vendor Manager helps community financial institutions streamline the entire vendor lifecycle, saving time and strengthening risk management.

👇 Read our latest article to learn how you can shift from reactive to proactive vendor monitoring!

Automate the vendor management process and build a compliance framework with Strunk's vendor risk assessment tools for community banks.

Is your financial institution's 2026 strategy missing its most critical goal? It’s time to shift the focus back to the b...
06/03/2026

Is your financial institution's 2026 strategy missing its most critical goal? It’s time to shift the focus back to the bottom line. Navigating the ever-changing digital landscape and competing with non-banks for loans and deposits is vital; but innovation without profitability simply isn't sustainable.

Bank Revenue Growth: What your 2026 plan is missing. A recent survey detailing priorities for community bankers did not list making more money.

Managing ODP data shouldn't be a manual chore. With the ODP Manager Account Inquiry screen, your team can review overdra...
05/20/2026

Managing ODP data shouldn't be a manual chore. With the ODP Manager Account Inquiry screen, your team can review overdraft info, Reg E status, Fresh Start plans, and communication history all in one place. Let us show you how to customize your workspace to see only the data that matters most.

Strunk's ODP Manager software provides a centralized hub for optimizing account inquiry and simplifies workflow.

As AI becomes more integrated into banking operations, regulators are looking for systematic oversight. Proactive risk m...
05/13/2026

As AI becomes more integrated into banking operations, regulators are looking for systematic oversight. Proactive risk management is a priority. Strunk’s Risk Manager will ensure your institution is positioned to innovate safely.

Strunk has developed a comprehensive strategic guide for AI risk management for community banks. We welcome the opportunity to help your bank

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