03/04/2026
Business Owner:
“Insurance seems expensive… do we really need all of this coverage?”
Insurance Agent:
“Let me ask you a question… do you have a fire extinguisher in your building?”
Business Owner:
“Yes.”
Insurance Agent:
“How often do you use it?”
Business Owner:
“Hopefully never.”
Insurance Agent:
“Exactly.”
The goal of insurance is the same as the fire extinguisher.
You hope you never need it.
But when you do…
you’re really glad it’s there.
At Roundtable Insurance, our job isn’t just to sell policies.
It’s to help business owners understand what could go wrong before it actually does.
Sometimes that means discussing things like:
• Hurricane deductibles
• Workers’ compensation claims
• Cyber attacks
• Liability lawsuits
None of those conversations are particularly fun…
…but they’re a lot more comfortable than having them after a loss.
And if nothing ever happens?
That’s the best outcome for everyone.
Because the best insurance claim…
is the one you never have to file.
