Luma Lending NMLS #2682683

09/09/2026

The homebuying process can test your patience, so here are 3 ways to stay positive along the way (yoga pose included, of course) 🧘‍♀️💡

Annalee's bringing her yoga-teacher energy to mortgage advice, because staying grounded matters just as much as staying informed.

Feeling overwhelmed by your own homebuying journey? We're here to help you breathe easier ☀️

09/07/2026

"I'll just use Afterpay..." 😅 We get it, it feels harmless. But those Afterpay and Klarna payments count toward your debt-to-income ratio when you go to buy a home.

It doesn't mean you can't still qualify, it just means it's worth knowing about before you start shopping for a house, not after.

Not sure how your finances are looking for a home purchase? Let's talk it through, no judgment here 💡

**This is not a commitment to lend. Qualification is dependent upon individual factors including credit, income, and debt obligations. Luma Lending, NMLS #2682683**

09/05/2026

Business After Hours is behind us, but the conversations don't have to be 🩵

If you met us last week and have questions about buying, refinancing, or just want to know where you stand, this is your sign to reach out.

Send us a DM, let's build your next step together 💡

09/04/2026

Thank you to everyone who came to our Business After Hours with the Northeast KY Chamber of Commerce! It was a pleasure meeting new faces, and sharing about what we do as a Mortgage Brokerage. Such a fun evening 💡

09/03/2026

SEE YOU IN A FEW ☀️ We are so excited to see you this evening 5-7 pm for our Business After Hours with Northeast Kentucky Chamber of Commerce!

Enjoy good food by Whit’s Eats, learn more about our new construction loan from our lender rep, become part of our builder referral list, and meet the Luma team, along with many professionals from the tri-state 💡

09/01/2026

HUGE congratulations to our new Mortgage Loan Officer, Annalee Miller - NMLS #2839028, on her first closing today! She guided these new homeowners through every step of the way. Here's to many more 💡

08/31/2026

3 days until Business After Hours with the Northeast Kentucky Chamber of Commerce 💛 🚧

Join us for food by Whit’s Eats, drinks, and networking with the Tri-State business community! Learn about our new one-time construction loan from our lender rep and the Luma team, and be part of our preferred builder referral list.

Mark your calendars, we'll see you this Thursday, September 3rd, 5-7 pm at 2824 Holt St. First Floor, Ashland, KY 41101 💡

08/31/2026

The Luma team is playing This or That, mortgage edition! We're breaking down some fun homebuying either/or's. Let us know your answers in the comments 👇

Want real answers about your own homebuying options? Send us a DM, we're always happy to talk it through 💡

08/29/2026