The Citizens Bank

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The Citizens Bank Celebrating over 95 years of service! Community Bank - EST 1928
Member FDIC - Equal Housing Lender

Since 1928, The Citizens Bank has proudly served our communities for over 95 years. As the leading locally owned financial institution in Bath, Rowan, and Morgan counties, we’re committed to providing competitive rates, innovative products, and exceptional hometown service. Our mission is simple — to support and strengthen the communities we call home. Whether it’s helping families grow, businesses succeed, or neighbors achieve their financial goals, we’re here for you — today and always. The Citizens Bank — Committed to our communities.
🏦 Member FDIC | 🏠 Equal Housing Lender

10/14/2026

🚩 October Fraud Awareness: Today we focused on Employment Scams

Follow along with our October Fraud Awareness Series to learn about common scams and how to protect yourself and your money. 💚

Training day at The Vine On Main. A Beautiful new venue.🥰
10/12/2026

Training day at The Vine On Main. A Beautiful new venue.🥰

We will be closed today 10/12/2026, In observance of Columbus Day/Indigenous Peoples’ Day. We will reopen tomorrow with ...
10/12/2026

We will be closed today 10/12/2026, In observance of Columbus Day/Indigenous Peoples’ Day. We will reopen tomorrow with our regular hours. Please use Mobile Banking for your convenience.

🍳🐀 ANYONE CAN COOK… BUT YOU COULD WIN A KITCHENAID MIXER! 💚💙Just like our favorite little chef in Ratatouille, we believ...
10/09/2026

🍳🐀 ANYONE CAN COOK… BUT YOU COULD WIN A KITCHENAID MIXER! 💚💙

Just like our favorite little chef in Ratatouille, we believe a little creativity in the kitchen can make something amazing! 👨‍🍳✨

At The Citizens Bank – Sharpsburg, we’re cooking up something exciting! 🎉

🏆 YOU COULD WIN A KITCHENAID MIXER!

Here’s how to get in on the fun:
💚 Open a NEW Totally Free Checking Account at The Citizens Bank – Sharpsburg to be entered to win!

Whether you're whipping up a delicious family recipe, baking something sweet, or dreaming of becoming the next master chef, this mixer could be headed to YOUR kitchen! 🧁🍪🍰

📍 Stop by and see your friends at The Citizens Bank – Sharpsburg to get started!
Because at TCB, we're more than a bank — we're family, and we're always cooking up something good for our community! 💚

Official Rules
https://www.tcbanytime.com/enter_to_win/

Member FDIC

❤️🍰 A LITTLE MIX OF FUN AT THE CITIZENS BANK! 🍰❤️Who’s ready to whip up something delicious?! 👩‍🍳🧁We’re giving you a cha...
10/09/2026

❤️🍰 A LITTLE MIX OF FUN AT THE CITIZENS BANK! 🍰❤️

Who’s ready to whip up something delicious?! 👩‍🍳🧁

We’re giving you a chance to win this GORGEOUS RED KitchenAid Stand Mixer! ❤️😍 It’s the perfect addition to your kitchen, whether you love baking cookies, whipping up cakes, or making your favorite family recipes.

✨ Here’s how to get entered: Stop by The Citizens Bank and open a new checking or savings account to be entered to win

📍 Come see us at The Citizens Bank!

Who knows? Your next baking adventure might start with a little help from us! ❤️🥧

Official Rules
https://www.tcbanytime.com/enter_to_win/

Member FDIC

🍪💙 WHO LOVES COOKIES?! COOKIE MONSTER DOES! 💙🍪Bring a friend to The Citizens Bank and get a $10 Amazon gift card for EVE...
10/09/2026

🍪💙 WHO LOVES COOKIES?! COOKIE MONSTER DOES! 💙🍪

Bring a friend to The Citizens Bank and get a $10 Amazon gift card for EVERY friend you refer! 🎁
And that’s not all! Every new checking or savings account opened earns you an entry to WIN a KitchenAid Stand Mixer! 🧁💙
🍪 Choose your savings adventure:
💙 Personal Savings
🍪 Kids Savings
🎄 Christmas Club Savings
💳 Plus, enjoy TOTALLY FREE CHECKING! No monthly service charge and no minimum balance requirement!

💙 Stop by The Citizens Bank today and let’s make saving a little sweeter!

Om nom nom… Cookie Monster says that’s a SWEET deal! 🍪

Official Rules
https://www.tcbanytime.com/enter_to_win/

Member FDIC

Join us on an expedition with Pooh and the gang!🗺️🧭As we explore amazing checking accounts, spectacular savings accounts...
10/09/2026

Join us on an expedition with Pooh and the gang!🗺️🧭

As we explore amazing checking accounts, spectacular savings accounts, top notch FRAUD prevention, mobile app access and so much more.

TCB has all the things we need for our journey! 💚💙💚💙

✔️Checking & Savings Accounts
✔️Free Debit cards with checking accounts
✔️Mobile banking
✔️A chance to WIN a Kitchenaid Mixer! (Details below)

Perfect for making those “honey cakes” Pooh adores!🍯🥮🍯🥮

Speaking of treats come and grab a “smackerel”😋

🍿Popcorn
🍯Honey cakes
🥮Cakes
☕️Coffee

Our friendly tellers are waiting to help direct you on your financial journey! 😊

Let’s go!🐝

Official Rules
https://www.tcbanytime.com/enter_to_win/

Member FDIC

🚨🎉 WHIP, MIX & WIN! 🎉🚨We’re turning up the excitement because someone is going home with a KitchenAid Mixer! 🤩🥣✨At TCB, ...
10/09/2026

🚨🎉 WHIP, MIX & WIN! 🎉🚨

We’re turning up the excitement because someone is going home with a KitchenAid Mixer! 🤩🥣✨

At TCB, we have all the right ingredients for great banking — friendly service, great products, people who care… and now, a pretty SWEET giveaway! 💚

🎁 ENTER TO WIN A KITCHENAID MIXER! 🎁

Don’t just stand there with your whisk in your hand… 😉
Stop by, get entered, and you could be the lucky winner!

🥄 Great Banking
💚 Great People
🎉 GREAT PRIZE

Now THAT sounds like a recipe worth trying!

Stop by the Kroger Center branch today for:
🍪 Fresh Baked Cookies
🍿 Popcorn
☕️ Coffee
🍭 Suckers
🍦Ice Cream Sandwiches

TCB — We have all the right ingredients for great banking! 🏦✨

Official rules:
https://www.tcbanytime.com/enter_to_win/
🏦 Member FDIC

What a great evening of community connections last night at the Bath Co Chamber after hours. Some of our TCB employees e...
10/07/2026

What a great evening of community connections last night at the Bath Co Chamber after hours. Some of our TCB employees enjoyed a tour of the New Glamping Campground, The Edge.
🏕⛺🍂
Thank you to our hosts, The Edge and to Bath Co Chamber for bringing local businesses together for great fun and conversation. We are proud to a part of this community!!💚💙


🛡️October is Cybersecurity Awareness Month🛡️Watch our video and read about the common Toll Fee scam.Stay alert. Stay inf...
10/07/2026

🛡️October is Cybersecurity Awareness Month🛡️
Watch our video and read about the common Toll Fee scam.
Stay alert. Stay informed. Stay safe!





Address

114 W Main Street
Morehead, KY
40351

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 8:30am - 5pm
Thursday 8:30am - 5pm
Friday 8:30am - 6pm
Saturday 9am - 12pm

Telephone

+18007804808

Website

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