The Citizens Bank

The Citizens Bank Celebrating over 95 years of service! Community Bank - EST 1928
Member FDIC - Equal Housing Lender

Since 1928, The Citizens Bank has proudly served our communities for over 95 years. As the leading locally owned financial institution in Bath, Rowan, and Morgan counties, we’re committed to providing competitive rates, innovative products, and exceptional hometown service. Our mission is simple — to support and strengthen the communities we call home. Whether it’s helping families grow, businesse

s succeed, or neighbors achieve their financial goals, we’re here for you — today and always. The Citizens Bank — Committed to our communities.
🏦 Member FDIC | 🏠 Equal Housing Lender

The Citizens Bank was honored to attend the First Responders Event in Bath County at The Store in Preston, Kentucky.What...
05/30/2026

The Citizens Bank was honored to attend the First Responders Event in Bath County at The Store in Preston, Kentucky.

What an incredible honor to spend time with the men and women who dedicate their lives to serving and protecting our communities. We are grateful for the sacrifices, commitment, and courage shown by our first responders each and every day.

Thank you for all you do for Bath County and the surrounding communities. It was a privilege to show our appreciation and support for those who are always there when we need them most. ❤️🇺🇸

We had a wonderful time visiting Ms. Horton's Career Studies class at Rowan Co High School today. We shared with the cla...
05/27/2026

We had a wonderful time visiting Ms. Horton's Career Studies class at Rowan Co High School today. We shared with the class different products and services the bank offers, & how they are useful in our day to day. We had a fun interactive game to engage the class in also.
We love investing in our young folks and community.
Thank you Ms. Horton for the opportunity to speak to your class today ☺️💵💳💰


🎉CONGRATULATIONS, SUE 🎉She won $500 Just for using her TCB debit card!! It really pays to bank locally!!😊
05/26/2026

🎉CONGRATULATIONS, SUE 🎉
She won $500 Just for using her TCB debit card!!

It really pays to bank locally!!😊



In Honor of those who gave the ultimate sacrifice our offices are closed today for Memorial Day. 🇺🇲We will open for regu...
05/25/2026

In Honor of those who gave the ultimate sacrifice our offices are closed today for Memorial Day. 🇺🇲

We will open for regular business hours tomorrow.

Open a 🌻 TOTALLY FREE CHECKING 🌻and get ready for all the sunshine, sweet tea, and summer memories ahead!From picnics on...
05/22/2026

Open a 🌻 TOTALLY FREE CHECKING 🌻
and get ready for all the sunshine, sweet tea, and summer memories ahead!

From picnics on the farm to weekends at the lake, The Citizens Bank-Sharpsburg is here for every adventure 🚜💙

Member FDIC

🌞HELLO CUSTOMERS! 🌞🌞HELLO SUMMER! 🌞Come on into The Citizens Bank Morehead Main Office and open a Totally FREE Checking ...
05/22/2026

🌞HELLO CUSTOMERS! 🌞
🌞HELLO SUMMER! 🌞

Come on into The Citizens Bank Morehead Main Office and open a Totally FREE Checking Account and receive a FREE Escalade Organizer Bag!

Great for those trips to the:
🌊 Lake 🌊
🏕️Camping 🏕️
🧺Picnic🧺
🏖️ Beach🏖️
🚢 Vacation 🚢

We also have today:
🍿Free Popcorn 🍿
☕️Free Coffee ☕️
😄 Free Smiles😀
❄️ Free Popsicles ❄️

Member FDIC

⚽️SCORE BIG with a new account & FREE TOTE⚽️🏈Your MVP move starts at TCB! 🏈❌ No Fouls❌ No Bogeys❌ No Strikes🥎Just TOTALL...
05/22/2026

⚽️SCORE BIG with a new account & FREE TOTE⚽️

🏈Your MVP move starts at TCB! 🏈
❌ No Fouls
❌ No Bogeys
❌ No Strikes
🥎Just TOTALLY FREE, no minimum, no monthly maintenance fee checking! 🥎

Stop by the Kroger Center office and let Cohen, Erin and the rest of our amazing staff show you why TCB is the best bank in town.

Please enjoy…
🧁Cupcakes
🥤Gatorade
🍿Popcorn
🍦Ice Cream Sandwiches & Popsicles
☕️ Coffee

🏀 Make the winning play - open a new account today! 🏀

🏦 Member FDIC

It was a great day visiting with the folks at Bethel Produce Auction! 🌽🍅 The Citizens Bank is proud to support our local...
05/20/2026

It was a great day visiting with the folks at Bethel Produce Auction! 🌽🍅 The Citizens Bank is proud to support our local farmers and the hardworking people who help our community grow. We’re thankful for the dedication, long hours, and heart that go into agriculture across our area. Supporting local farmers means supporting the future of our community! 🚜🌱

05/14/2026

**Notice**
Due to a Windstream fiber cut causing connection issues, our location in the Morehead Kroger Center will be closing early today at 4:00 PM EST.
We apologize for the inconvenience and encourage customers to visit our location 114 West Main Street, Morehead, for assistance.
Thank you for your patience and understanding as service is restored.

Send a message to learn more

05/14/2026

Due to Windstream’s outage our main numbers are out of service. Please use the following numbers to contact our offices.

606-247-2721
606-743-1502
606-674-6331

Our apologies for any inconvenience!

Address

114 W Main Street
Morehead, KY
40351

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 8:30am - 5pm
Thursday 8:30am - 5pm
Friday 8:30am - 6pm
Saturday 9am - 12pm

Telephone

+18007804808

Alerts

Be the first to know and let us send you an email when The Citizens Bank posts news and promotions. Your email address will not be used for any other purpose, and you can unsubscribe at any time.

Share