Vitela Real Estate & Mortgage Group

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Ashburn, VA
Vitela Real Estate & Mortgage Group

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ALL THINGS REAL ESTATE. YOUR ONE STOP SHOP! "A Top Northern Virginia Realtor with 17+ years of experience, Sergio Vitela is a Northern Virginia native. Click here

Sergio is a full service real estate professional built on customer service, dedication, and loyalty. With his extensive knowledge of the region’s local markets, he knows how to generate multiple offers for the sale of your home. He and his team will work tirelessly to advocate on your behalf and negotiate the best deal possible for you in this real estate market." We at NEXA Mortgage are a full-service mortgage broker. We offer every loan product known and have the ability to shop all loans for the best possible option for any consumer on a single visit. When you're ready, the next step in getting a low rate mortgage made easy is to contact me so we can review your unique situation and make sure that you get a low rate mortgage without the stress and hassle that's normally associated with it. It's easy to reach me - feel free to call me direct or if you prefer you can email me. Either way, I'm here to make the experience of getting a mortgage a good one for you. Whether you need the mortgage to buy a home or are looking to refinance for a better rate or some cash out of your property, I can help. Texas Complaint and Recovery Fund Notice.

11/04/2026

A pre-approval letter is essential for knowing your budget and strengthening your offer. Reach out today to start the process.

11/04/2026

11/03/2026

The cheapest house on the block isn't always the deal it looks like.

Before you fall for the price, check three things: why it's priced below everything around it, what the big-ticket items (roof, HVAC, foundation) will cost you in the first two years, and whether the neighborhood supports a higher value when you go to sell.

A low price with a $40K roof problem isn't a deal. It's a payment you didn't see coming.

Thinking about buying? Let's look at the numbers together before you fall in love with the listing.

11/03/2026

If you're ready to own a home but don't have a credit score, I have options for you. Reach out today!

11/02/2026

Thinking you need 20% down to buy in the DC Metro area? That's the myth that keeps good buyers renting.

Here's what actually exists in our corridor:

1. Virginia (VHDA) — down payment assistance and grants for first-time buyers, with income and purchase-price limits.
2. Maryland (Maryland Mortgage Program) — down payment and closing-cost assistance, plus a first-time buyer rate advantage in many cases.
3. DC (HPAP) — down payment and closing-cost help for DC buyers, often the biggest assistance amounts in the region.
4. West Virginia (WV Housing Development Fund) — down payment assistance for buyers in the Eastern Panhandle and beyond.

The catch: every program has rules. Income caps, price caps, credit minimums, and some require a homebuyer class before you close.

The move: don't guess which one fits. Get the program check done alongside your pre-approval, before you fall for a house you could have bought with help.

Want to know which programs you'd actually qualify for? Message me and I'll run it with your numbers.

11/02/2026

Turn one of life's biggest expenses into valuable rewards! Reach out today to see how you could earn Built-In Rewards* on your mortgage.

11/01/2026

Everyone wants to list in spring. Here's what November actually gives you:

1. Fewer competing listings. Your house isn't one of twelve on the same street.
2. Serious buyers only. Nobody tours in November for fun — the people out there need to move.
3. Faster decisions. Relocation buyers and year-end movers don't have time to waste.
4. Your house shows well in fall light. Leaves down, clean yard, warm interior — it photographs beautifully.

What doesn't work in November: pricing like it's April, skipping the leaves and gutters, and going dark inside by 5 PM. Light every room, keep the heat on for showings, and price for the buyers who are actually out there.

Thinking about selling before year-end? Let's talk timing and price — before you decide to wait until spring for no reason.

11/01/2026

If you're ready to own your own home, an FHA loan may be for you! Reach out today to see if this option could help you ease into ownership.

Address

20130 Lakeview Ctr Plaza Ste #400
Ashburn, VA
20147

Telephone

+17039579095

Website

http://www.vitelarealtygroup.com/, http://www.buynewsellfree.com/, http://www.xsellwithsergio.com/, http://www.LoansBySe

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