Greg Simmons at Rate NMLS 207562

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Greg Simmons at Rate NMLS 207562 I am a VP of Mortgage Lending NMLS 207562 at Rate (operating as Guaranteed Rate, Inc. A mortgage company where homebuying meets well-being.

in New York state) NMLS 2611.

23 years of experience, specializing in residential mortgage lending in VA MD DC NC PA WV, and SC Rate combines your home, financial and personal well-being to spark a more balanced life.

■ Free, fast pre-qualifications and closing cost estimates

■ Easily accessible by phone, email, or text message

■ Specializing in conventional, jumbo, FHA, and VA financing

■ Offering competitive rates and products customized to meet your needs

■ In-house processing, underwriting, closing, and funding

■ Licensed in VA, MD, DC, NC, SC, PA, and WV

It is my goal to make you comfortable with every part of the mortgage loan process. I am happy to take the time to meet face-to-face, by phone, email, or text message, and patiently walk you through your options and explain every aspect of your transaction. I started in the mortgage business in 2001 and have spent years learning the ins and outs of the loan process. I began in the post-closing department, have experience with loan processing and underwriting, and since 2005, have assisted and originated on top-producing teams, helping to get over nearly $1 billion in loans to the table. The result is a thorough understanding of the intricacies of the mortgage business, which allows me to offer you an outstanding level of customer service. Let me put my knowledge to work for you! My strengths include experience, knowledge, patience, and attention to detail. My objective is to deliver an exceptional level of service and satisfaction, and in the process, create lifelong business relationships with each of my clients.

Get to know me! When I’m not busy doing mortgage banking things, you might find me… Carving pumpkins! 🎃 One of my favori...
11/02/2026

Get to know me! When I’m not busy doing mortgage banking things, you might find me… Carving pumpkins! 🎃 One of my favorite things every year is to carve jack-o’-lanterns. This year’s designs involved clay working tools and a couple power tools - a Dremel and a drill, to be specific! I did a Jason Voorhees mask and Hornet from the Hollow Knight video games 🎮. I hope you and your family enjoyed ! Let me know what your pumpkins were! 👻😈💀☠️🎃🦇

Home prices were up in more than three-quarters of the nation’s metro markets in the third quarter of 2026, with the ave...
10/30/2026

Home prices were up in more than three-quarters of the nation’s metro markets in the third quarter of 2026, with the average home price sitting at $432,900. The Northeast region (4%) led the nation in price appreciation, followed by the Midwest (3.6%). 21% of markets saw home prices decline in Q3, showing there's still plenty of opportunities out there for buyers.

Need help navigating this evolving housing market? Let’s talk.
https://myoc.io/hGXtq0tq3rA/CGizF



NMLS # 207562

With the economy remaining strong and inflation lingering, the Fed opted to hold interest rates during their latest meet...
10/29/2026

With the economy remaining strong and inflation lingering, the Fed opted to hold interest rates during their latest meeting. Mortgage rates are expected to stay about where they are in response. When rates hold steady, it takes some pressure off your home financing decisions. Instead of trying to anticipate what could happen next, focus on your timing, budget and other factors within your control.

If you’re in the market for a new home, let’s plan your next move.
https://myoc.io/hGXtq0tq3rA/z7S2g



NMLS # 207562

Had a wonderful trip to Portugal🇵🇹, visiting Lisbon, Cascais, and Porto! Even though I was a hop across the pond, I succ...
10/29/2026

Had a wonderful trip to Portugal🇵🇹, visiting Lisbon, Cascais, and Porto! Even though I was a hop across the pond, I successfully closed two loans and locked-in another while I was traveling! It’s a great feeling to know that I can still smoothly close and originate business while away from the office, even from VERY far away! 🇵🇹

10/27/2026

The new car payment followed you home … and now it won't leave. New debt can creep into your homebuying process, impacting your mortgage approval by changing your debt-to-income ratio.

Before financing a large purchase, let’s talk about how it may affect your plan. After all, some things are better left lurking in the shadows.
https://myoc.io/hGXtq0tq3rA/VZHYu



NMLS # 207562

10/22/2026

Why choose me as your loan officer? I'm not just a salesperson. My career path has allowed me to learn the mortgage business from the back to the front. This invaluable experience has taught me how to identify potential issues at the outset and nimbly pivot if challenges arise, all while providing stellar, fast, and accessible customer service.

10/22/2026
Pending home sales fell 7.3% in September, with signed contracts down in every region of the country. With less competit...
10/20/2026

Pending home sales fell 7.3% in September, with signed contracts down in every region of the country. With less competition, buyers who are ready may have more room to negotiate. Thinking about making a move while others wait?
https://myoc.io/hGXtq0tq3rA/J4js7



NMLS # 207562

Get to know me! When I’m not busy doing mortgage banking things, you might find me… At the gym! I really enjoy working o...
10/19/2026

Get to know me! When I’m not busy doing mortgage banking things, you might find me… At the gym! I really enjoy working out and lifting weights. I usually lift 4 or 5 times a week - 3 days at the gym and once or twice at home in the garage. Working out is a great way to blow off steam, and I find gains at the gym to be really motivating and gratifying.

Address

19775 Belmont Executive Plaza
Ashburn, VA
20147

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