EFCU

05/14/2026

We want members and their families to build a stronger financial foundation. Start with five clear goals: 1) Save an emergency fund. 2) Create a realistic monthly budget. 3) Pay off high‑interest debt. 4) Start investing early. 5) Build consistent money habits. Read the short guide to practical steps and examples for each goal. Visit the full article to get started and protect your family’s finances. https://wix.to/KKwTLe5

Money can feel overwhelming when you don’t know where to start. Between budgeting advice, investing tips, debt strategies, and endless “financial guru” opinions online, it’s easy to feel stuck before you even begin.

04/30/2026

We offer High Voltage Dividend/Reward Checking — automatically eligible for current checking accounts. Earn dividends when you: enroll in eStatements, post 13+ debit card transactions per month, and receive $300+ in monthly direct deposits. Rates (when qualified): 0–$4,999.99 = 3.35% (APY 3.40%); $5,000–$9,999.99 = 2.35% (APY 2.38%); $10,000+ = 0.50% (APY 0.50%). Dividends compound daily and credit monthly only if qualifications are met. Membership required. Learn more or open an account today: https://wix.to/HvgMsAI

Have you heard about our High Voltage Dividend/Reward Checking—a simple way for our members to earn dividends on their everyday checking account.

04/14/2026

Thinking about a better way to manage your money? Discover why joining a credit union could be the smart move—better rates, lower fees, and member-first service tailored for Colorado labor union families. Read our quick 3-minute guide to the benefits and how to get started: https://www.electricalfcu.org/post/discover-the-credit-union-benefits-why-join-one-today

04/10/2026

We help union families plan for seasonal costs like holidays, back-to-school, and trade tools. Follow this simple budget: list expenses, set priorities, build a savings buffer, and track spending each week. Learn more at https://www.electricalfcu.org/post/budgeting-without-the-boredom-a-real-life-guide-to-taking-control-of-your-money. We’re rooted in the Denver metro area and here for Colorado trade union members. Ready to join? Contact us today. 🔒💬

03/31/2026

We support union families in the Denver metro area through lower loan rates (auto, personal, credit cards), higher savings/dividend rates, fewer and smaller fees than big banks, financial counseling, and skip-a-payment programs during holidays, hardship or strikes. Join EFCU and put membership dollars to work for your community and family. Learn how our founding union ties guide these programs: https://www.electricalfcu.org/post/efcu-services-colorado-labor-union-members
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11/20/2023

Our holiday loan is here! Apply now at www.electricalfcu.org

*Must have a FICO 9 credit score of at least 610 to qualify for this special promotion. All loans are subject to credit approval. APR=Annual Percentage Rate. Payment Example: $3,000 for 12 months at 6.00% APR is $259 per month.

12/30/2022

EFCU will be closed on Monday, January 2, 2023 in observance of New Year's Day. We wish you happiness and prosperity in 2023.

09/01/2022

09/01/2022

During the month of September, EFCU is offering a Back to School Loan up to $4,500 at 4.50% APR for 36 months. Apply today!

APR= Annual Percentage Rate/All loans are subject to credit approval ($4,500 at 4.50% for 36 months is $134.00 per month). For more details, visit: https://www.electricalfcu.org/currentpromotions

07/20/2022

Click here to Learn More: https://www.electricalfcu.org/new-member-referral-promo