Northern Redwood Federal Credit Union

Northern Redwood Federal Credit Union From our new Online Banking service, to Mobile Money, your credit union is ready to offer you innovative services that fit your busy lifestyle.

Northern Redwood FCU has positioned itself to offer you the best in electronic services. We invite you to take a look at what we have to offer and if you have any questions, please contact one of our Member Services Representatives for more details.

Build it. Renovate it. Refresh it.This summer, use the equity you've built in your home to fund the projects that matter...
08/09/2026

Build it. Renovate it. Refresh it.

This summer, use the equity you've built in your home to fund the projects that matter most.

โ˜€๏ธ Intro rates as low as 3.99% APR for 9 months*
โ˜€๏ธ Rates as low as 6.50% APR thereafter*

Talk with us today about a Home Equity Line of Credit.



3.99% APR introductory rate valid for the first 9 months. Thereafter, variable rates as low as 6.50% APR based on creditworthiness. Subject to credit approval. Additional terms and conditions may apply. Federally insured by NCUA. Equal Housing Lender.

๐Ÿ“š Financial Tip Friday: Back-to-School EditionA successful school year starts with a planโ€”for your finances, too!School ...
08/07/2026

๐Ÿ“š Financial Tip Friday: Back-to-School Edition

A successful school year starts with a planโ€”for your finances, too!

School expenses can add up quickly, especially when you include supplies, clothing, technology, activities, books, and field trips. Creating a simple monthly school-year budget can help your family prepare for upcoming costs and avoid last-minute surprises.

โœ… Write down expected school expenses
โœ… Set aside a little each month
โœ… Leave room for unexpected costs
โœ… Review and adjust your budget as the year goes on

A little planning today can make the entire school year easier on your wallet. ๐ŸŽ’๐Ÿ’ต

๐ŸŽ„๐ŸŽ Good news! ๐ŸŽ๐ŸŽ„๐ŸŽ„Our Christmas in July promotion has been EXTENDED! ๐ŸŽ„Now is your chance to take advantage of:๐ŸŽ Up to 2.0...
08/03/2026

๐ŸŽ„๐ŸŽ Good news! ๐ŸŽ๐ŸŽ„

๐ŸŽ„Our Christmas in July promotion has been EXTENDED! ๐ŸŽ„

Now is your chance to take advantage of:
๐ŸŽ Up to 2.00% APR off qualifying consumer loan rates*
๐Ÿ’ต PLUS receive a Holiday Cash Bonus up to $250!
โ›ฝ BONUS! Every qualifying funded loan is automatically entered to WIN a $250 Gas Gift Card!

๐Ÿ“… Offer extended through August 7th, so don't wait to unwrap your holiday savings!

Stop by either branch, apply online, or give us a call to get started today.



APR = Annual Percentage Rate. Rate discounts, cash bonuses, and prize drawing are subject to credit approval and qualification. Cash bonus based on qualifying funded loan amount. Some restrictions apply. Offer valid through July 31, 2026. Federally insured by NCUA.

โ˜€๏ธ Financial Tip Friday | Summer Series FinaleSummer may be ending, but your financial goals are just getting started.Ov...
07/31/2026

โ˜€๏ธ Financial Tip Friday | Summer Series Finale

Summer may be ending, but your financial goals are just getting started.

Over the past few months, we've talked about:
โœ” Summer budgets
โœ” No-spend weekends
โœ” Side hustles
โœ” Fair & festival spending
โœ” Turning clutter into cash
โœ” Smart money habits

No matter where you are on your financial journey, every step forward is worth celebrating.

As we head into fall, take a moment to ask yourself:

Did I save a little extra this summer?
Did I build better financial habits?
What's one goal I want to accomplish before the end of the year?

Remember, progress doesn't have to be perfectโ€”it just has to keep moving forward.

Here's to a summer of smart money moves and an even stronger finish to 2026. ๐ŸŒฒ

๐Ÿ’ฌ Tell us: What's one financial goal you'd like to accomplish before the end of the year?

โ˜€๏ธ Financial Tip Friday | Summer Series - Week  #7๐Ÿ’ต Turn clutter into cash!That old bike in the garage? The clothes you ...
07/24/2026

โ˜€๏ธ Financial Tip Friday | Summer Series - Week #7

๐Ÿ’ต Turn clutter into cash!

That old bike in the garage? The clothes you haven't worn in years? The kitchen gadgets collecting dust?

Your next savings deposit might already be sitting in your house.

Take a few minutes this weekend to look around for items you no longer use:
๐Ÿ“š Books
๐Ÿ‘• Clothes
๐ŸŽฎ Electronics
๐Ÿงธ Toys
๐Ÿšฒ Bikes
๐Ÿ›‹๏ธ Furniture

Selling just a few items on Facebook Marketplace, at a yard sale, or through a local buy-and-sell group can put extra money in your pocket.

Challenge yourself:
Sell 5 items and put every dollar you earn into savings.

You might be surprised how quickly clutter can turn into a vacation fund, emergency savings, or a little extra financial peace of mind.

๐Ÿ’ฌ What's the strangest thing you've ever sold?

07/18/2026

๐ŸŽ„Christmas came early at Northern Redwood FCU! ๐ŸŽ„

Why wait until December to unwrap great savings?

For a limited time, our Christmas in July Loan Event is here to help you save on your next loan!

๐ŸŽ Up to 2.00% APR off qualifying consumer loan rates*

๐Ÿ’ต PLUS receive a Holiday Cash Bonus up to $250!

โ›ฝ BONUS! Every qualifying funded loan is automatically entered to WIN a $250 Gas Gift Card!

๐Ÿ“… Offer ends July 31, so don't wait to unwrap your holiday savings!

Stop by either branch, apply online, or give us a call to get started today.



APR = Annual Percentage Rate. Rate discounts, cash bonuses, and prize drawing are subject to credit approval and qualification. Cash bonus based on qualifying funded loan amount. Some restrictions apply. Offer valid through July 31, 2026. Federally insured by NCUA.

From our new Online Banking service, to Mobile Money, your credit union is ready to offer you innovative services that fit your busy lifestyle.

โ˜€๏ธ Financial Tip Friday | Summer Series โ€“ Week 6Can you go one weekend without spending?Introducing the Summer Skip-A-Sp...
07/17/2026

โ˜€๏ธ Financial Tip Friday | Summer Series โ€“ Week 6

Can you go one weekend without spending?

Introducing the Summer Skip-A-Spend Challenge!

Challenge yourself to enjoy the weekend without opening your wallet. You might be surprised how much fun you can have for free!

Try:
๐ŸŽฌ A movie night at home
๐ŸŒฒ Visiting a local park
๐Ÿงบ Having a backyard picnic
๐ŸŽถ Attending a free community event

Taking a break from spending can help you:
โœ” Build better money habits
โœ” Save a little extra
โœ” Appreciate the simple things
โœ” Keep your financial goals on track

Remember, some of the best summer memories don't cost a thing.

๐Ÿ’ฌ Tell us: Could you complete a No Spend Weekend?

Financial Tip Friday | Summer Series โ€“ Week 5Host the fun. Not the financial stress..Summer cookouts are all about spend...
07/10/2026

Financial Tip Friday | Summer Series โ€“ Week 5

Host the fun. Not the financial stress..

Summer cookouts are all about spending time with family and friendsโ€”not stressing over the grocery bill.

Here are a few budget-friendly ideas:
๐ŸŒญ Make it a potluck and ask guests to bring a favorite side or dessert.
๐Ÿฅค Buy drinks in bulk instead of individual bottles.
๐Ÿ‰ Choose seasonal fruits and vegetablesโ€”they're often fresher and more affordable.
๐ŸŽฒ Skip expensive entertainment and bring out lawn games or a deck of cards.

Sharing the fun (and the food!) helps keep costs down while creating great memories.

๐Ÿ’ฌ What's your must-have BBQ side dish? Tell us in the comments!

๐ŸŽก Financial Tip Friday | Summer Series โ€“ Week 4๐ŸŽŸ๏ธ Funnel cake tastes better when it's in the budget. ๐Ÿ˜‹County fairs, fest...
07/03/2026

๐ŸŽก Financial Tip Friday | Summer Series โ€“ Week 4

๐ŸŽŸ๏ธ Funnel cake tastes better when it's in the budget. ๐Ÿ˜‹

County fairs, festivals, and summer events are some of the best parts of the seasonโ€”but they can also make it easy to overspend.

Before you head out:
๐Ÿ’ต Bring cash and leave your cards at home if you can.
๐ŸŽฏ Set a spending limit before you arrive.
๐Ÿ‹ Prioritize the treats and activities that matter most.
๐ŸŽข Stick to your budget so you can enjoy the day without financial stress afterward.

A little planning means more fun, fewer surprises, and memories that last longer than the receipts.

What's your must-have fair food? ๐ŸŒฝ๐Ÿ“๐Ÿฆ Let us know in the comments!

Address

1270 Giuntoli Lane
Arcata, CA
95521MAINBRANCH

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5:30pm

Telephone

+17078225902

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