Edward Jones - Financial Advisor: Matthew Shiney

Edward Jones - Financial Advisor: Matthew Shiney My name is Matthew Shiney, CFP®, ChFC®, RICP® and I am committed to helping individuals, families and small business owners achieve their financial goals.

My name is Matthew Shiney, a financial advisor who has earned the CFP®, ChFC®, and RICP®, certifications. I work with my clients by prioritizing, formalizing and organizing their financial goals. We want to help our clients align their money with their sense of purpose. I am passionate about providing my clients with a sense of clarity and insight into their current situation and a road map to hel

p them achieve their dreams. In particular, I focus on supporting people who are navigating major life transitions like the death of a loved one, divorce, retiring from work or the sale of a business. When my father passed away unexpectedly, being able to serve my mother during this emotionally and financially fraught time helped crystallize the meaningful work we do for our clients. When your head is spinning with all the potential options to choose from, I want to be able to walk by your side to help find the right path for you. I grew up in Southern California, 45 minutes west of Los Angeles, and graduated from Westmont College in beautiful Santa Barbara with a bachelor's degree in economics/business and political science. My previous work experience includes investment management, commercial lending and title and escrow sales. I moved to Humboldt County in January 2017. My lovely bride, Rachel, has deep roots here. Both sides of her family have been in the area for at least five generations. The tremendous sense of community, plethora of outdoor activities and absence of traffic are some of the reasons I have fallen in love with Humboldt. We are parents to the sweetest little girls, Madison and Claire. I enjoy scuba diving, backpacking, reading and professional sports. I want to understand what is important to you. Reach out to me today, and I will help you create personalized strategies to achieve your goals using our established process, and I will work with you throughout your life to help keep you on track.

U.S. stocks have pulled back amid high policy uncertainty, while last year’s underperformers are becoming this year’s ma...
04/11/2025

U.S. stocks have pulled back amid high policy uncertainty, while last year’s underperformers are becoming this year’s market leaders. Your portfolio should stay focused on your goals while broadening your lens.

Learn more about portfolio performance, and check out our recommendations for disciplined investors.

Market declines, while unpleasant, are in fact normal. Measure your performance as progress toward your long-term goals ...
04/09/2025

Market declines, while unpleasant, are in fact normal. Measure your performance as progress toward your long-term goals rather than in day-to-day fluctuations.

Too often, our emotions can be a barrier to our investment success. In these situations, it’s important to take a timeout and remember why you’re investing.

Building a portfolio containing an appropriate mix of stocks, bonds and other investments based on your goals and risk t...
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Building a portfolio containing an appropriate mix of stocks, bonds and other investments based on your goals and risk tolerance can help you withstand periods of market uncertainty.

When you’re retired, you may feel especially vulnerable to market volatility. But you can better cope with it by making just a few moves.

Years of research suggest there are four pillars to a fulfilling life and retirement: health, family, purpose and financ...
03/12/2025

Years of research suggest there are four pillars to a fulfilling life and retirement: health, family, purpose and finances.

Ready to build a more meaningful and secure future?www.edwardjones.com/us-en

Here is another addition of my thoughts on how to support grievers. Workshopping the name of this series as "Torment Thu...
03/07/2025

Here is another addition of my thoughts on how to support grievers. Workshopping the name of this series as "Torment Thursdays" does not quite hit the mark.

"I just don't know what to say."

This is probably the most common stumbling block for people who want to do something for a loved one that has suffered a loss.

The first thing to recognize is this line of thinking is me-oriented rather than other-oriented. Do not pre-suppose that the person you are dealing with is expecting the perfect expression of sympathy and that by failing to deliver, you will become a pariah. Your own feelings of discomfort are the problem, not how the mourner will respond.

You cannot heal the person. They will not have that expectation of you, so do not not place it upon yourself. You have to get out of your own head.

Whenever someone is experiencing a problem, we have a tendency to want to fix it. Do not fall into the "advice trap." Every path toward healing is unique and unpredictable. Offering unsolicited diagnoses and prescriptive treatments are unhelpful especially when they come from someone who is not a professional.

You have to realize that nothing you will say can solve the problem. What actually helps is being there for them. Your physical presence or a phone call goes a long way.

The solution is to keep things basic. A simple expression of sympathy like, "I'm terribly sorry for your loss," is A-Okay. Let them know how much you care for them. Be genuine. The less you say, the better!

Instead, you should listen and ask open-ended questions. Some examples include:

"What was your favorite memory with them?"

"What did you admire about their character?"

In my experience, I loved when people asked me about my dad. He was my best friend, so of course I wanted to talk about him. I have little recollection of what people specifically said to me during that time, but as long as I have my cognitive faculties, I will remember who was there with me during the trials and love them forever for it.

Be other-oriented. Do not let your own fears limit your ability to touch the lives of people you care about.

You've spent time and resources developing an estate plan. But if your assets aren't titled correctly, even the best str...
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You've spent time and resources developing an estate plan. But if your assets aren't titled correctly, even the best strategies can fail.

Don’t overlook one of the keys to finalizing your estate plan: updating asset titling to align with your estate strategy.www.edwardjones.com/us-en

It has been four years since my dad passed away. Based on my own experience, I thought I would share a few pieces of adv...
02/27/2025

It has been four years since my dad passed away. Based on my own experience, I thought I would share a few pieces of advice on an installment basis on how to support people who have experienced loss.

In a culture hyper-focused on optimization, we do a very poor job of dealing with grief. Even though death is the only guarantee in life, we usually 1) do not acknowledge its presence or 2) try to brush past it in order to avoid our own feelings of discomfort.

We have to do a better job lifting people up when they are suffering.

Experiencing the death of a loved one creates a massive burden on the griever. It changes your sense of identity. It alters your relationships. It throws off routines, traditions, and the way you live. Additionally, there is the work of dealing with the mechanics of the estate - communicating with friends and family, getting death certificates, making final arrangements for the body, putting a funeral together, retitling assets, court filings, tax returns, moving money, and dealing with how to handle personal belongings to name just a few items. You are given a tremendous responsibility at a time when it may be difficult to complete basic tasks like preparing food and showering.

There are two simple things you can do that go a long way in serving people where they are at whether you are serving them in a professional capacity or as a friend.

1) Do not say, "If there is anything you need, I am there for you." You end up putting the work back on the griever to think of something they need help with. You are adding to their responsibility. We also have a culture of not wanting to burden other people and the griever thinks they can go at it alone. Call it American individualism.

Instead, just show up and take action. Send a food delivery service gift card or better yet, bring some food. Hire someone to help clean the house or bring a group of friends to scrub the toilets and dust the baseboards. Go with them to the funeral home.

Find a way to lighten the load by showing up.

2) Like I mentioned, there are many practical things that need to get done when someone dies. When you are serving a person who has this on their plate, ask, "What kind of day is today?" On the right day, they might be motivated to get things knocked off the checklist. On the wrong day, the pain is unbearable. As professionals, we tend to be action-oriented: let's get this done! Sometimes, you have to slow your role by taking a posture of patience. Let the griever move at their pace rather than imposing your own. It can be such a relief when you give someone the opportunity to say, "Today is not a good day. Let's see if next week is better and we can reschedule then."

Hope you can take a few nuggets and apply them in your interactions with loved ones and clients!

Avoiding these common mistakes can help improve your chances for achieving your retirement savings goal.
02/25/2025

Avoiding these common mistakes can help improve your chances for achieving your retirement savings goal.

Avoiding these common mistakes can help improve your chances for achieving your retirement savings goal.www.edwardjones.com/us-en

At Edward Jones, we want our clients have the right tools to make informed decisions. We've created a resource for any f...
02/20/2025

At Edward Jones, we want our clients have the right tools to make informed decisions. We've created a resource for any federal employees affected by the deferred resignation program to help answer questions. Don't hesitate to reach out for support.

Learn what options federal employees have with the latest deferred resignation program and what you should consider if you're impacted.

What's your vision for retirement? Paying off all your college debt, retiring somewhere sunny (or maybe cold) or just ma...
02/18/2025

What's your vision for retirement? Paying off all your college debt, retiring somewhere sunny (or maybe cold) or just making sure your family is taken care of? Whatever your financial goals, check out our retirement calculator and then call me to discuss how we can work toward making your goals a reality.

Let’s talk about your savings

The types of retirement accounts can seem dizzying – 401(k)s, Roth IRAs, traditional IRAs, 403(b)s, and 457s, oh my! The...
02/10/2025

The types of retirement accounts can seem dizzying – 401(k)s, Roth IRAs, traditional IRAs, 403(b)s, and 457s, oh my! The good news is that I can help you understand the differences so you can select which one (or more) suits your needs the best. Let's set up time to chat.

Choose from a variety of plans

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1165 G Street Suite E
Arcata, CA
95521

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Telephone

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