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Monday 8am - 8pm Tuesday 8am - 8pm Wednesday 8am - 8pm Thursday 8am - 8pm Friday 8am - 8pm Saturday 8am - 8pm Sunday 8am - 8pm

Mary Schruender at Rate Mortgage

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United States
Andover, MA
Mary Schruender at Rate Mortgage

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Senior Loan Officer at Rate NMLS ID #885647
Rate NMLS ID: 2611 nmls

11/02/2026

Halloween 👻 2026

10/31/2026

Happy Halloween from "Creepy Doll and Spooky Friends" who squad took home 2nd place at the Soul Sisters running club Halloween party! 🏆

I was the Fresno Nightcrawler 👖, Natasha was Mothman 🦋, and Lisa was the Creepy Doll 🪆. We nailed it!

Huge shoutout to Natasha for the costume design, the hours of work, and the sewing skills. She is the reason we looked this good. 🧵✨

10/29/2026

Two buyers can have the exact same interest rate and completely different payments because of differences in:

👉🏼Purchase price
👉🏼Down payment
👉🏼Property taxes
👉🏼Homeowners insurance
👉🏼Loan amount
👉🏼Loan type

That’s why I don’t want you making a home-buying decision based on a rate headline alone. Let’s look at the whole picture.

10/28/2026

HELOC (Home Equity Line of Credit) and cash-out refi get mixed up all the time, and it's easy to see why.

Both are ways to make use of the equity you've built, they just work very differently. Knowing how they compare puts you in a better spot to decide what fits when your goals shift. No need to have it all figured out today.

Save this for when the time feels right, and reach out whenever you'd like to talk it through.

10/22/2026

Friday night, our family packed the stands for Senior Night at the field hockey game. 💙 It was so special to watch my niece and her teammates be honored as they near the end of their final season, with one of the last home games of the year. Proud doesn't even begin to cover it! 🏑

10/22/2026

A few pics from the boys’ fun run at school yesterday! 🏃🏻‍♂️ 🦄

10/19/2026

Is your money working as hard for you as you work for your money? …. think about that

10/16/2026

Yesterday I traded my laptop for a hammer and spent the day in Concord with Habitat for Humanity, building a new home. 🔨🏡

Every family deserves a safe, stable place to call their own. It's the same reason I love what I do: helping people find their way home. 💙

Habitat for Humanity

10/16/2026

Yesterday I spent the day in Concord with Habitat for Humanity, helping build a new home, specifically the slanted section of an awning. 🔨🏡

Every home starts with a solid foundation, and every family deserves a safe, stable place to call their own. It's the same reason I love what I do: helping people find their way home.

Grateful for the chance to give back, and for the people who make days like this possible. 💙

Habitat for Humanity

10/14/2026

The goal isn’t to perfectly time the market. The goal is to make a decision that makes sense for YOU.

If you’re considering buying this fall, let’s talk through the numbers without the pressure.

10/13/2026

Long Weekend recap 🍇⚽🍎**

This weekend was full of all our fall favorites! I picked grapes and turned them into homemade grape jelly, and Trent played goalie in his soccer game and did a great job.

We also made it to Manns Orchard for apple picking, and those Honeycrisp apples were delicious!

Hope you all had a great weekend too. 🍂

09/01/2026

School's in session! Rate is here to help you check off your essentials before house hunting. 🏡✏️

Applicant subject to credit and underwriting approval. Restrictions apply.
Guaranteed Rate Inc. D/B/A Rate; NMLS #2611. For licensing information visit nmlsconsumeraccess.org. Operating as Guaranteed Rate, Inc. in New York. Equal Housing Lender.

08/13/2026

Pattern recognition is the first step. Now it's time to break it.

Guaranteed Rate Inc. D/B/A Rate; NMLS #2611. For licensing information visit http://ms.spr.ly/6182a1zqj. Operating as Guaranteed Rate, Inc. in New York. Equal Housing Lender.

08/06/2026

The best way to stop paying rent? Owning a home. We can help with that.

Guaranteed Rate Inc. D/B/A Rate; NMLS #2611. For licensing information visit http://ms.spr.ly/6183aEcoZ. Operating as Guaranteed Rate, Inc. in New York. Equal Housing Lender.

Applicant subject to credit and underwriting approval. Restrictions apply.

08/03/2026

Our choices shape our days, and our days shape our lives. Start living yours in the Rate App.

Guaranteed Rate Inc. D/B/A Rate; NMLS #2611. For licensing information visit http://ms.spr.ly/6188a8x04. Operating as Guaranteed Rate, Inc. in New York. Equal Housing Lender.

07/25/2026

Car guy? No. House guy.

Applicant subject to credit and underwriting approval. Restrictions apply.

Guaranteed Rate Inc. D/B/A Rate; NMLS #2611. For licensing information visit http://ms.spr.ly/6181v7DIb. Operating as Guaranteed Rate, Inc. in New York. Equal Housing Lender.

07/22/2026

All the tools to live a longer, happier life - all in one place

07/21/2026

Closing day: 🥳🔑🏡 Moving day: 📦😵‍💫🍕🛏️

Guaranteed Rate Inc. D/B/A Rate; NMLS #2611. For licensing information visit http://ms.spr.ly/6180vfO4Y. Operating as Guaranteed Rate, Inc. in New York. Equal Housing Lender.

Applicant subject to credit and underwriting approval. Restrictions apply.

07/20/2026

Consider this a stress-free sample of all the Rate App app has to offer.

Guaranteed Rate Inc. D/B/A Rate; NMLS #2611. For licensing information visit http://ms.spr.ly/6187v2bBc. Operating as Guaranteed Rate, Inc. in New York. Equal Housing Lender.

07/14/2026

The couch situation is between you and the doorway. The utilities do not have to be.

Rate Concierge gives you one point of contact to transfer and set up your utilities and internet at your new home, at no additional cost. Less time calling providers. Fewer moving-day surprises. One less horror story. Rate Concierge, powered by OneSource.

Guaranteed Rate Inc. D/B/A Rate; NMLS #2611. For licensing information visit http://ms.spr.ly/6189vFO99. Operating as Guaranteed Rate, Inc. in New York. Equal Housing Lender.

Address

2 Elm Square, Suite 203
Andover, MA
01810

Opening Hours

Monday	8am - 8pm
Tuesday	8am - 8pm
Wednesday	8am - 8pm
Thursday	8am - 8pm
Friday	8am - 8pm
Saturday	8am - 8pm
Sunday	8am - 8pm

Telephone

+19784078397

Website

https://www.Rate.com/maryschruender?utm_source=facebook&utm_medium=organic&utm_campaign=yext&utm_content=19647&adtrk=%7C

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