09/02/2026
The hardest part isn't going back to work. It's realizing you can no longer earn what you once could.
Not every disability prevents you from working completely. Sometimes, it changes how much you can work—or how much you can earn.
Residual or Partial Disability Coverage is designed to help replace a portion of lost income when a qualifying disability allows you to continue working but results in a covered reduction in earnings, subject to your policy's terms and conditions.
Eligibility, benefit calculations, income-loss requirements, and the definition of disability vary by policy.
Protecting your income isn't only about preparing for the day you can't work at all. It's also about preparing for the day you can't earn what you used to.
📞 Contact OnePoint Insurance Agency to explore your Disability Insurance options.